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Forums

  1. Moving to Australia

    1. Visa Chat

      This forum is for discussing Australian visas and migration. Discuss all aspects about emigrating to Australia and the visa process.

      559,229
      posts
    2. Skilled Visas

      (e.g. 189, 190, 489)

      12,302
      posts
    3. Family / Partner Visas

      (e.g. Partner 309/820, Parent 143/103, Child 101,802)

      50,185
      posts
    4. Temporary Visas

      (457, 417, TSS)

      4,578
      posts
    5. Business Skills Visas

      (subclasses 132, 188, and 890 to 893)

      69
      posts
    6. Business Sponsored

      (186, 187)

      78,166
      posts
    7. Working Holiday Visas

      Discuss backpacking round Australia and Working Holiday Visas

      21,337
      posts
    8. Shipping and Removals

      Moving to Australia? Discuss shipping/removals

      36,898
      posts
  2. Life in Australia

    1. Aussie Chat

      All the latest news, gossip and general chat about migrating to and living in Australia.

      528,035
      posts
    2. Household

      Removals, creepie crawlies, health a, welfare and pets - Everything to making your home in Oz.

      21,597
      posts
    3. Renting & Real Estate

      Renting and real estate discussion on properties in Australia.

      26,735
      posts
    4. Money & Finance

      Discuss foreign exchange, mortgages, lending and finance in general for your new life in Australia.

      41,387
      posts
    5. Education

      Talk about the Australian kindergarten, schools and higher education system.

      18,110
      posts
    6. Health

      Discuss all health related matters

      12,956
      posts
    7. Careers and Vacancies

      Discuss your career , job prospects and employment in Australia.

      83,363
      posts
    8. Kids Down Under

      Forum for chat about schools, playgroups, kids clubs, childcare options, activities, days out, where to shop, playparks and more.

      9,470
      posts
    9. 15,177
      posts
    10. 31,504
      posts
    11. Travel

      Discuss flights, vacations and holidays

      14,544
      posts
  3. Australian States & Territories

    1. ACT

      Discuss migrating to and living in the Australian Capital Territory. This includes Canberra and its surrounds.

      9,320
      posts
    2. New South Wales

      Discuss migrating to and living in New South Wales.

      21,266
      posts
    3. Northern Territory

      Discuss migrating to and living in the Northern Territory

      2,288
      posts
    4. Queensland

      Discuss migrating to and living in Queensland. This includes Brisbane and its surrounds.

      31,861
      posts
    5. South Australia

      Discuss migrating to and living in South Australia

      5,600
      posts
    6. Tasmania

      Discuss migrating to and living in Tasmania. This includes Hobart and its surrounds.

      4,821
      posts
    7. Victoria

      Discuss migrating to and living in Victoria

      29,506
      posts
    8. Western Australia

      Discuss migrating to and living in Western Australia. This includes Perth and its surrounds.

      42,076
      posts
  4. Partner Forums

    1. Money Transfer: Ask Moneycorp

      Chat with Moneycorp about moving your money to / from Australia

      2,851
      posts
    2. Financial Advice: Ask Vista

      Vista Financial Services - Expert Advice on Financial Advice, UK Pensions Transfers to Australian Superannuation – QROP

      1,237
      posts
    3. Shipping Pets: Ask Pet Air

      Pet Travel queries? Ask Pet Air - A bespoke pet travel service owned and run by vets.

      1,471
      posts
  5. Moving to the UK

    1. UK Chat

      Are you an expat in Australia moving back to the UK. Use this forum to discuss the move back.

      129,743
      posts
    2. 499
      posts
    3. 568
      posts
    4. 1,536
      posts
  6. PomsInOz Specific

    1. Chewing the fat

      This forum is for all off topic conversations and general banter. Please Note:- Abusive, racist and personal insults will not be tolerated

      530,113
      posts
  • Latest Topics

  • Latest Posts

    • No one is blaming smashed avocado, surely you realise that.  It's symbolic of the problem, that's all.  People are now thoughtlessly spending twenty times as much on breakfast (a few pennies for home-made toast vs $15 for smashed avo), and the same thing applies to many aspects of life.   $5,000 is a gross underestimate.  When I was working in the eighties, I would eat at home and bring my lunch to work.  By the noughties, I was like everyone else, buying a takeaway breakfast and eating it at work, then lunch from a food court.  Not to mention the odd coffee during the day.  I stopped work ten years ago, but even then,  I would've spent $5,000 a year just on that.  And like I said, don't forget compound interest. The couple in your example SHOULD have been avoiding  takeaway food since they started work.  If they're now 30, their $5,000 a year would be $40,000, plus I'd hope they would have invested it wisely, so it would be more.  And that's just takeaway.  There's lots of other , far more expensive things they could save on.
    • That's a legitimate strategy.  My oh agrees with your approach.  In the insurance game (which he is), you'd be called "self-insured".  He has never had private health insurance as he's always been happy to use the public system, and paying if he needs to go private.   I think Brits are better able to understand that strategy than Australians.  Australians have been bombarded with marketing by the health insurers, telling them they need to "choose their own doctor", have a private room, and get their hip replacement done pronto.   Whereas British people wouldn't think twice about being treated in a public ward, by whatever doctor's on duty - and though long waiting lists are a pain, in Britain they are simply accepted, what choice do you have?   The only snag is when you get old, and that's starting to worry my oh now.  He has already had to pay about $20,000 for a couple of operations in the last few years. He could have had those done on Medicare, but there would have been delays.  For the first op, he was in a LOT of pain and couldn't bear to wait. The second op was for a melanoma and he didn't want to risk any delay.  It's far too late to take out health insurance now, as he'd pay a penalty of (I think) an extra 40% on top of the annual premium - as if that wasn't already eye-watering enough.  As for me, I've been dutifully paying for health insurance for years, basically because I got scared into it by the campaign about loadings and tax penalties.  I wear glasses and contact lenses, and use physiotherapists and massage therapists because of my dancing, so I do make some claims every year, which makes me feel slightly better about it - but still, my husband used to scoff.    I must say, I did feel better about it two years ago, when I had to have a double spinal fusion, which cost $35,000.      
    • Hi

      I live in Perth and can tell you what we pay

      1. Utility bills electricity gas and water they bill quarterly synergy is the supplier for electricity and for gas there are few suppliers Alinta, kleenheat and simple energy (newest one) we live in a 3x2

      2. Our car is insured with RAC I think they are the biggest insurance company in Western Australia and you can get lot of other member benefits. In addition we have a road side assistance

      Hope this helps to some extent
    • thanks for the answer mate   do u reckon they wud hassle/be more problematic with my 2nd application as i already had a 309 application which was withdrawn? or it should be as normal?
  • Latest Articles

  • Money Transfers

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