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  3. Tulip1

    Sometimes the cheap brands are better

    I thought that but didn’t want to say! He may lack fashion sense but ........
  4. Perthbum

    Sometimes the cheap brands are better

    Tool pouch
  5. kamb1ng

    189 for occupation code 111211

    I meant 189. I'd like to apply for permanent residency earlier vs waiting for 3 years for my employer to sponsor a 186.
  6. Thanks for all the replies. Sounds like Medicare enrollment has no downside so I will go ahead and do that. Collie and Verystormy disagreed on whether OVHC will exempt me from MLS or not. I also struggle with this because there is conflicting information out there. I want to get good private health insurance product but also want to make sure it gives me exemption from MLS. I found this information at: https://www.iselect.com.au/health-insurance/tax/medicare-levy-surcharge/ Is that the answer? I need a cover with total excess no higher than $1,000 for families? Thanks again.
  7. simmo

    The Bizarre Thread

    Yes, Men Can Have Periods and We Need to Talk About Them Shutterstock I haven’t menstruated in three years. I’m fortunate to be one of the trans guys whose periods stopped when I started taking testosterone. This is by no means a universal experience even among trans people taking testosterone, and many of my peers have either continued menstruating or have endless spotting. Many others don’t take testosterone, either because it isn’t right for them, or because the health care system has kept them waiting. Recently, the corner of Twitter interested in feminism and gender diversity had a row over transgender inclusion. This has been an issue in feminist circles for many years, as people negotiate who is inside and who is outside the sphere of feminists’ concern. On Twitter these kind of boundary disputes have been a perennial issue. In this case, the trigger was the trending hashtag #ifmenhadperiods. Meant to highlight the ways that sexism plays out around the topic of menstruation—such as through a lack of medical progress or material support—it was roundly criticized for being both inaccurate and oppressive. Why? For starters, some men do have periods—and many women don’t. https://www.thedailybeast.com/yes-men-can-have-periods-and-we-need-to-talk-about-them
  8. simmo

    Sometimes the cheap brands are better

    He's packing some serious equipment by the looks of it.
  9. simmo

    Who will be the next labour leader?

    when do you thinks a baby is "viable"?
  10. Also Ambulance cover is included as a benefit on most hospital policies. You can buy ambulance only cover (quite cheaply) if you don't have a hospital policy. Has no impact on the medicare levy surcharge (neither does extra cover btw).
  11. Not true mate. Even a basic hospitals policy exempts you. It is a key feature. I worked for one of the large health insurers for a while a few years back (and looked specifically at this product at the time).
  12. Perthbum

    Who will be the next labour leader?

    But so many babies are born early and survive without problems, if a baby is born early and has obvious problems that will mean the child will suffer in life they let it die. My sister is a nurse and told me assisted dying happens all the time in the NHS
  13. Most policies do not exempt a temporary visa holder from the surcharge.
  14. i think you wil get visa very soon but make sure everything submit clearly and send them some private picture of your relationship and if you have any positive pregnancy test ..send to them. and also send them statutory declaration from friends
  15. BacktoDemocracy

    Who will be the next labour leader?

    But that is the key question isn't it, watching a program last night with a premature child at 24 weeks birth, 2 years to get the child to be semi self sufficient but still reliant on medical support and will be for its whole life apparently, it seems to be an issue which is not open for consideration now about how the medical business now makes decisions without any concern for the long term implications for patients, it seems to be a matter of we can intervene here show off our expertise and bu..er the consequences for the quality of life that patients and their dependents have to cope with. I know its an contentious issue in a society where every life is supposed to matter but are we loosing sight of what medicine is supposed to be there to do?
  16. Dorsetbrit

    Price of a 20ft container UK to Oz

    We have the visas granted so that’s all good and we’ve set the date for September so we can really get stuff sorted but it’s all up in the air until we know about jobs etc. She’s waiting until March to tell her bosses and they might offer her a roll as they have offices in Sydney. If not she will look for a new job and hopefully get one offered before we leave but until that’s sorted no point in looking where to live. I guess we will air B and B for three or four weeks then rent permanently.
  17. Perthbum

    Sometimes the cheap brands are better

    Don’t know, I live in Stratford
  18. Dorsetbrit

    Comparing shipping costs

    That’s really helpful and we’re not locked down the Sydney but she’s hoping that her company she works for now will create a roll to keep her as they have an office in Sydney. She works for a top 100 company and is around director level now so if we are to be in Sydney it will need to pay well though she’s happy to commute an hour or so. I’ll take what I can get but I’m looking to not do the heavy hard work and move to sales and design if not a complete change of career but hard to know what to do when you’ve done the same thing for 20years!
  19. BacktoDemocracy

    The (all new) Brexit Thread

    Well actually the Tories What is PFI? PFI deals were invented in 1992 by the Conservative government led by Sir John Major, but became widespread under Labour after 1997. The schemes usually involved large scale buildings such as new schools and hospitals, or infrastructure projects which would previously have been publicly funded by the Treasury. The projects are put out to tender with bids invited from building firms and developers who put in the investment, build new schools, hospitals or other schemes and then lease them back. https://www.telegraph.co.uk/news/health/news/8779598/Private-Finance-Initiative-where-did-all-go-wrong.html I wasn't actually talking about PFI but about the ability of the construction industry to actually cope with an increase in building complex projects, as is obvious with Crossrail and the hospital contracts that work has been signed off that was below standard, add to that the Grenfell debacle where design and build exposed our woeful regulation deficit and I have serious concerns about the functionality of the construction industry after years of cost cutting and deregulation of employment conditions.
  20. newjez

    Who will be the next labour leader?

    I do think a child should have rights as soon as it is viable. Don't you?
  21. mariaandmike

    Seeking areas in Queensland

    Thanks Cal, I am a social worker, my husband is a mechanical engineer and also a gas fitter. He currently works as a service manager (engineering) overseas. My husband is keen on Queensland but is also used to very hot temps so will be easier for him. Its been a dream for us since 2006 and i am almost over the age limit so this is our year!! I have been delayed by failing ielts by half a point and PTE by similar. Totally frustrating having to take when I have a degree. Its lovely to hear that you have settled, neighbours have moved and initially rented their house out, it has now sold so guess their staying too. My husband is currently looking for a role to transfer over too. Ideally I would prefer to move with a job offer. Maria x
  22. All the big health insurers will offer Overseas visitor policies, it is an extremely profitable product for them (I used to work for 1 of the big 4). As said above it exempts you from the surcharge (only levied if you earn over a certain amount, it's about $90k for a single) but not from the normal medicare levy.
  23. simmo

    The (all new) Brexit Thread

    PFI was a disaster. Whos idea was it?
  24. mariaandmike

    Seeking areas in Queensland

    We are in the process for state nomination visa. We also have the option of NSW and a few others. My husband works in hot temps overseas so second nature for him, I would have to adapt as so used to wet cold days in UK. Yes i guessed we would need a pen, which having been to oz and seen the beautiful wildlife i totally agree. Its nice to see you on here as i remember you were great with information last time we were thinking about moving. Maria
  25. BacktoDemocracy

    The (all new) Brexit Thread

    So much for Boris's promises on hospitals After the Carillion collapse on the two hospital contracts which will complete 4/5 years late after extensive demolition of defective work who will the govt look to do new hospitals in future, the construction industry is neither capable nor are they interested in the highly complex work of hospitals when their are richer pickings in straight forward house and flats building. Crossrail now 4 years behind and massively overspent as work already completed is redone, one assumes because the work was not done properly in the first place but was paid for. So sit back and watch as the Tories bend themselves one way and then another as they try to fulfill their promises and then find out their own promises are simply fantasies. Quote The NAO’s report finds that the 646-bed Royal Liverpool, which was due to open in June 2017, is now forecast to be completed more than five years late, in the autumn of 2022, and the Liverpool University Hospitals NHS Foundation Trust has not yet set an opening date. It is now predicted to cost a total of £1,063 million to build and run compared to the original £746 million.2 The taxpayer is currently expected to pay £739 million of this, a reduction of 1% from what was originally planned. The 669-bed Midland Metropolitan, which was originally due to open in October 2018, is now expected to open in July 2022. The hospital is due to cost at least £988 million in total to build and run – over £300 million more than the original £686 million.3 The taxpayer is currently expected to pay £709 million of this, an increase of 3% from what was originally planned. The private sector has borne most of the cost increase: shareholders, investors, insurers and Carillion have lost at least £603 million on the construction of both projects. The government wanted to ensure the private sector honoured its contracts and rejected proposals that it should provide more public funding to ‘bail out’ the PFI schemes or reduce the risk that lenders were exposed to. There were significant construction problems and delays before Carillion went into liquidation on 15 January 2018 but the contractor’s collapse created more delay. Work on both sites stopped while the hospital Trusts, government and the private investors attempted to rescue the projects. By September 2018, these attempts had failed; government decided to terminate the PFI schemes and provide public financing to complete the hospitals. It has then taken time to put in place new contracts and restart the projects. The full extent of construction problems at Royal Liverpool began to emerge after Carillion collapsed and over the course of 2018. The new construction contractor has had to strip out three floors of the building and start major work to reinforce the structure with steelwork and additional reinforced concrete. The Department of Health & Social Care (DHSC) paid £42 million compensation to Royal Liverpool’s investors to terminate the PFI contract. The contract required the Trust to pay compensation to the PFI company’s lenders, based largely on the estimated cost to complete the hospital, before the actual cost to complete the hospital was known. Had the Department and Trust better understood the cost to complete the hospital, they may not have paid anything to the lenders. The estimated cost of completing the hospital has risen from £117 million in September 2018, when DHSC agreed the termination payment, to £293 million now. https://www.nao.org.uk/press-release/investigation-into-the-rescue-of-carillions-pfi-hospital-contracts/
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