Jump to content

What if you have no money to own a home as an Australian Pensioner? Are you housed?


SallyKay

Recommended Posts

Hi there!

Bit of a random one! I just wondered if anyone knew what happens if you are an Australian Pensioner ( I know you need to have resided in Oz for 10yrs first ) if you ever were in a situation where you had no money/home would you be housed like you are in the UK? Surely you're not thrown on the streets?! I can't seem to find an answer on the Internet, does anybody know what entitlements you have as a pensioner in that situation? Thank you!

Link to comment
Share on other sites

  • Replies 60
  • Created
  • Last Reply

Top Posters In This Topic

Not necessarily. You'd have to be on the list for social housing and there'd have to be a vacancy suitable for your needs. You may get a room in a refuge if you were lucky but there would be no guarantee and it would depend on your available resources - income, friends, etc. There are homeless shelters but they aren't places you'd really want to be in.

Link to comment
Share on other sites

Lots of pensioners do.

 

Mind you if you get to pension age and have absolutely no savings or assets of any kind it is pretty unusual.

In these days of compulsory superannuation, it is certainly not expected that pensioners have nothing to support themselves with.

Link to comment
Share on other sites

Hi there!

Bit of a random one! I just wondered if anyone knew what happens if you are an Australian Pensioner ( I know you need to have resided in Oz for 10yrs first ) if you ever were in a situation where you had no money/home would you be housed like you are in the UK? Surely you're not thrown on the streets?! I can't seem to find an answer on the Internet, does anybody know what entitlements you have as a pensioner in that situation? Thank you!

 

There are nursing homes which take your full pension in lieu of rent - which means you've got nothing left for luxuries but you do get a roof over your head and your meals.

Link to comment
Share on other sites

Go to any of the camp / caravan parks around me and you will see what the situation can be. No shortage of people living is tiny caravans and even tents.

 

Have to say I home helped last year in the Peel region and there were many pensioners living on caravan parks on very limited means but they were looked after with home helps and care aides etc.

Link to comment
Share on other sites

  • 2 years later...
Hi there!

Bit of a random one! I just wondered if anyone knew what happens if you are an Australian Pensioner ( I know you need to have resided in Oz for 10yrs first ) if you ever were in a situation where you had no money/home would you be housed like you are in the UK?

 

I don't understand how the system works in the UK but are all homeless pensioners always housed in the UK? Surely there's a waiting list for council housing just like there is in Australia, so even though you're entitled there might be no availability?

Link to comment
Share on other sites

Perhaps some charities help people who are struggling. Mission Australia does its best to get people of pension age into affordable housing. The government has ignored the problem of affordable/state housing for far too long. Disgusting really.

 

Don't know about the situation in the UK.

Link to comment
Share on other sites

Disgusting indeed. There are numerous reasons people may end up poor in the age. I was reading recently how divorce has grown among the middle aged. It just takes a few 'life' events to knock an individual for six, and plans astray. Yet these days we are all too willing the place the blame on the individual.

 

Saying that the Aged Pension remains by far the greatest cost in welfare to government. This government has no plans to increase the amount, in fact is actively against the welfare concept in other areas.

 

We surely as a still fairly rich nation, do better than having so many aged living in poverty. Camping grounds would to my mind hardly appeal ideal. Private enterprise in this market are requiring to make a profit. Housing payments by government are incredibly low taking into consideration rent payments. There could be as in parts of Europe, legal requirements in place that the kids are responsible for their parents aged care, at least where possible.

Link to comment
Share on other sites

Hi there!

Bit of a random one! I just wondered if anyone knew what happens if you are an Australian Pensioner ( I know you need to have resided in Oz for 10yrs first ) if you ever were in a situation where you had no money/home would you be housed like you are in the UK? Surely you're not thrown on the streets?! I can't seem to find an answer on the Internet, does anybody know what entitlements you have as a pensioner in that situation? Thank you!

 

 

I know someone in that situation. They get social housing, but they only have enough money to survive. It's not a pleasant existence. I wouldn't aspire to it.

Link to comment
Share on other sites

Rental assistance for a single aged pensioner in Australia is only about $70 a week. There are some rental retirement villages around where I live (Brisbane inner north) that cater for pensioners. It's a bedsit - I know because I was curious and had a look at one. They are next to large shopping centres so people can manage without a car. Basically, if you don't own a house by the time you retire, or you are already in social housing, you are going to find it hard to make ends meet.

Link to comment
Share on other sites

Rental assistance for a single aged pensioner in Australia is only about $70 a week. There are some rental retirement villages around where I live (Brisbane inner north) that cater for pensioners. It's a bedsit - I know because I was curious and had a look at one. They are next to large shopping centres so people can manage without a car. Basically, if you don't own a house by the time you retire, or you are already in social housing, you are going to find it hard to make ends meet.

 

Assuming you have no assets at all.

But it would be very unusual for any adult to enter retirement with no assets or savings of any kind.

 

I would really wonder why that would be the case for any competent adult.

Link to comment
Share on other sites

You would get housing benefit in the UK, that pays most of your rent, assuming you have little savings.

You MIGHT get housing benefit but you would most certainly have to go through the habitual residents interview etc

i know in the north east a lot of council houses have been taken over by social landlords and unless your classed as homeless there are long lists

Even being classed as homeless is extremely hard especially if you have left Australia to go back to the uk they often see that as making yourself homeless !

Again in the north east there are plenty of private rentals at around £100 to £ 150 a week but if you don't qualify for housing benefit that's a big chunk from a pension

Link to comment
Share on other sites

One in three female appear to be living in poverty in Australia, if statistics are to be believed. There are numerous reasons acquired assets may have been depleted. I already mentioned higher divorce rates among older people. Another reason being people are living far longer. Hence the depletion of assets. How many operations and serious medical interventions would it take to use up assets?

Then there is handing over too much to kids. Perhaps own free will ,perhaps bullying. Yes the latter does happen. More than some may imagine.

Link to comment
Share on other sites

It's a tricky one because you don't want to encourage people not to work or put money aside for their retirement but obviously sometimes it may be caused by a poor run of luck/circumstances.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


×
×
  • Create New...