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Marisawright

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Everything posted by Marisawright

  1. Marisawright

    UK state pension

    Ramot has answered re the tax if you are retired. If you are planning to work in Australia then I think it becomes more complicated and some professional advice might be useful. For property purchases, you need to apply to FIRB for permission to purchase (for a substantial fee, of course). Then you will pay around three times the normal stamp duty on the purchase. For instance, in NSW an Australian would pay about $18,000 on a $500,000 property. You will pay $57,000. I assume you are currently resident in the UK? If you are resident in the UK immediately before arrival, then you will be entitled to essential medical treatment under Medicare. In practice, this seems to cover most forms of treatment. If you are ordinarily resident elsewhere (e.g. France), then you need to check the agreement between Australia and that particular country. Be aware that by losing your residency in the UK, you will lose your right to treatment under the NHS, e.g. while on holiday (being a British citizen makes no difference). Once you get your full visa and become a permanent resident of Australia, you'll be able to claim reciprocal cover as an Aussie, so it's just during the bridging visa that may be an issue. I assume you're aware that if you wish to leave Australia, even for a short holiday, while on the bridging visa, you need to apply for permission (a BVB).
  2. Marisawright

    491 Visa questions please

    If you put in an application now, it wouldn't be looked at until they start processing again, which won't be until after they've set the quotas etc. So there would be no point. 85 points is not likely to be enough for the 189 but could be enough for the 190, as they are less strict about points and more likely to look at the whole application. What occupation and are you absolutely set on NSW?
  3. Marisawright

    491 Visa questions please

    That only tells you where you have to be when you apply - not if you are eligible to apply. Each state has its own criteria for the 491 and 190 visas. It's not unusual for states to require you to have a job offer already, or even to be working in the state already (e.g. on a Working Holiday Visa) for some occupations. You need to check each state's criteria. Essentially, if they have those extra requirements, it's because they feel there's not a huge demand for that occupation in their regions, and they don't want to accept someone who's going to end up unemployed. If you've managed to find an employer who wants you, they'll make an exception for you. If agents are telling you that a 491 is your best option, it's probably because you can't score enough points to stand a chance of winning a 189 visa, which is highly competitive, or a 190.
  4. Marisawright

    UK state pension

    If you apply now, you could well be on the bridging visa for 8 years not 6. The queue is getting longer. Your UK pension will be frozen as soon as you cease to be legally resident in the UK. However you will not be legally resident in Australia either. This has implications for tax and property purchase.
  5. Marisawright

    491 Visa questions please

    Right now, you can't apply because none of the states are accepting applications. The federal government hasn't made a decision on the quotas for this financial year and until they do, the states can't do anything. There's talk of it being October before there will be a decision. Unfortunately, although the 491 is termed a "provisional" visa (with a clear pathway to PR if you meet the criteria), it's classed as "temporary" under the current travel bans. That means that even if you could get the visa, you wouldn't be able to enter Australia - and the Prime Minister has said the bans will stay in place until at least July next year. As Paul says, you do get 5 years to make the final move - but on a 491, you want to move as soon as possible, otherwise you may miss your chance to qualify for PR down the track.
  6. Marisawright

    When to go?

    None. Melbourne airports aren't taking any flights at the moment due to the spike in coronavirus cases. I'm assuming they won't reopen until the spike is over.
  7. Marisawright

    Rockin peeps

    Echuca is such a small place, if there is rock n roll around you will find it quickly
  8. Marisawright

    Is it madness to take kids back to relocate to the UK currently?

    @BacktoDemocracy, on the whole I agree with many of your posts, but I have to say, you seem to have a cloth ear when it comes to understanding those people who suffer from deeply-felt emotional distress when removed from their home country. I sometimes wonder if you are one of those (like the OP's husband, no doubt) who think such people are being silly and not trying. Sure, the OP may find that with the help of a therapist, she can learn to sacrifice her own feelings to please her husband, but that's not a fair or reasonable long-term solution. Regardless of how much of a mess the UK is in, there are many families living happily there and bringing up children happily there. Whether life is better or not is not all about finances.
  9. Marisawright

    The (all new) Brexit Thread

    ...but is that because they are poor, or is it because housing in Hong Kong is so unreasonably expensive?
  10. Marisawright

    491 visa and coronavirus

    Yes, I'm sure it looks like that from outside. Officially, Australia was never aiming for elimination, but most states have got so close, I think people are thinking of it now. Around the world, we're seeing that "suppression" doesn't really work, because as soon as countries relax restrictions, the numbers shoot up again.
  11. Marisawright

    When to go?

    Melbourne is in lockdown, that's why there are no flights. Currently the cap is causing confusion but they're going to have to come up with a system to handle it, as they can't just keep cancelling wholesale. Currently they're giving priority to business class passengers (to maximise the income on these nearly-empty flights) so if you book economy, there's a chance you could get bumped. If you're just activating then you can go to any state AFAIK
  12. Marisawright

    Lockdown living

    It may not be importation problems. One of the big Linfox distribution centres in Melbourne has been shut down after a positive test, so that will be affecting lots of supermarkets and big stores around town. Wish.com was always very slow to deliver at the best of times
  13. Marisawright

    Impossible decision

    Before people look at my journey and think, "well, it didn't work out for her", I should clarify that I never had a moment's homesickness nor any yearning to move back to the UK, ever. I moved back to the UK in 2015 for one logical reason - my husband loves European travel and wanted to spend his retirement doing as much of it as possible. If he'd been able to speak a second language (or been willing to learn...), we'd have settled in Europe somewhere. However, he was worried about making friends where he didn't speak the language and I'm a UK citizen, so England it was. So maybe it wasn't surprising that I didn't settle in England and sorely missed my Australian life. Like I said, moving countries to please a partner rarely works! Luckily he agreed (reluctantly) to return to Oz, having realised that our finances wouldn't allow much European jaunting anyway.
  14. Marisawright

    Impossible decision

    First, there's nothing to stop you becoming a citizen. Get that ball rolling now. If you're not willing to become a citizen for some reason, that alone tells you something - you don't feel Australian enough to think of it as your home. If you don't want to grow old here and you don't want to be laid to rest in Australian soil, you're running out of time to make the move. You need to get back soon, so you can re-establish your life, start building a British pension fund, etc.. It's either that, or stay until retirement age (which might well be 70 by the time you retire) so you can collect the Aussie pension and your super and take them with you tax-free.
  15. Marisawright

    Impossible decision

    ....and that's what it all comes down to. Some people (not me) feel a deep, persistent ache of loss when separated from their homeland and/or their family. I find it sad when such people are made to feel foolish or lesser for wanting to move home for mere " emotional reasons". Their reasons are no less real for being emotional. Resisting those emotions can seriously threaten their mental wellbeing, sometimes to the point of self-harm. What good is a better job or a nice pool if you're miserable every day of your life?
  16. Marisawright

    Impossible decision

    @Hayley Gee, I'm so sorry to hear that. In the past, I've been given a hard time because I've warned people against agreeing to move to Australia just to please a partner. Your experience makes me determined NOT to shut up, because people find themselves in your situation far too often. I'm sure your partner didn't deliberately mislead you when he said it would only be temporary - but the fact is, once you've made the move and they get settled in in their "dream", it can be almost impossible to get them to move back. Even harder with children. You are not a terrible, selfish person. You could have refused to move in the first place. You compromised and moved to make him happy - now it's his turn. Your children will not hate you. Right now, it's even easier than usual to find a counsellor to talk to, either in person or on the phone, because there are special arrangements during Covid. Book an appointment. You'll be surprised how much better you feel, just having someone impartial to unload on. Once you've had a few sessions and built up your confidence, consider suggesting some joint sessions with your partner. If nothing else, the fact that you're so unhappy you've needed a counsellor might give him a wake-up call.
  17. The Australian system is set up so that all the states have to fight each other to get a share of Federal funding. So it's not a case of "not getting along", it's more a case of that's how it works. What's been noticeable about the current situation is that they've all got together to form a "National Cabinet" and largely, they've all stuck together and supported each other surprisingly well. The only disagreements, really, have been them against Scott Morrison, who has been pushing to ease the measures and open the borders earlier than the Premiers want to. Whlie there's been a lot of nasty sniping at Dan and Victoria from individuals, you don't see the other Premiers having a go. None of the other states has complained about Melbourne shutting down the airport and in fact some have explicitly supported it (though personally, I can't quite see why they're doing it). I think Scotty is under pressure from his party because of costs. His party is all about having a government surplus and they're haemorrhaging money on this pandemic, so they're looking for ways to rein in expenditure. He knows the average Aussie will think the taxpayer shouldn't pay for travelers - let them stay at home if they don't want to pay. Likewise, there are already Australians calling for a halt to migration because there are so many Australians out of work. We know those are ill-informed opinions, but he isn't called "Scotty from Marketing" for nothing. If he thinks those slogans will win approval, he's going to use them.
  18. @Yvonne04, I'm afraid it's not as simple as filling in an application form. It's a highly competitive process and while thousands apply, only a small proportion succeed (and you don't get your money back if you fail). Your best approach is to book a consultation with a migration agent (it can be on the phone). All the good agents offer free initial consultation. They will give you an honest opinion of what your chances are. Try Suncoast Migration or Go Matilda.
  19. Marisawright

    Mental health Branch - newly qualifed nurse

    To get a skilled visa, you need qualifications AND experience. So you have two choices - stay in the UK until you've gained enough experience, or grab the WHV while you have the chance (though that will depend when the borders open - will late next year be too late for you?). If you can get the necessary registrations before you go, having a year's Australian experience could be very useful when you get to the point of applying for permanent jobs in Australia in the future. I suggest booking a consultation with a migration agent to discover what qualifications and experience you'll need for the permanent visa, then you'll know where you stand.
  20. Marisawright

    Skillselect ENS 186 Timeline

    I am only guessing, but I think they would revisit those applications because of the new circumstances. Lots of unemployed cooks here now
  21. Marisawright

    Partner visa, employment history

    If you weren't supposed to be working, then you can't include that job in your employment history. If you were illegal, you were probably being paid under the counter anyway so there will be no record.
  22. Marisawright

    Sudden pull to move back to UK after 8 years in Aus

    It could well be. I'm in my sixties now and have never got tired of Australia, but I didn't move here for adventure in the first place - I'd already had a few. The questions to ask yourself are (and sorry, yes, it is a bit morbid): Am I looking forward to growing old in Australia? Am I happy at the thought of being buried in Australian soil? If your reaction to those questions is strongly negative, then for goodness sake, find a way to go home. The more you let the years go by, the harder and harder it will get. In your early fifties, you'll get to the point where it's too late to establish yourself back in the UK, because you'll lose too much financially (pensions etc). The sooner you go back, the longer you'll have to create a new life in the UK - and remember, you don't have to go back to where you came from. Different parts of the UK offer very different experiences.
  23. Marisawright

    Supply teacher

    No, it's not high demand. I've known Working Holiday Visa holders in Melbourne who have managed to do supply teaching, but it wasn't reliable. Out in the regional areas, it's hard to get supply teachers due to the distances involved, so they've got used to managing without. Instead, the existing teachers are expected to teach - not just cover - classes in the most unlikely subjects. That was the thing my (now ex-)husband hated about working in country Victoria. He's a science teacher but ended up having to teach things like history and life skills.
  24. Well, that's the approach New Zealand is taking and at the moment, it looks like Australia is likely to follow that route. There's talk of a "bubble" with the borders opening between New Zelaand and other covid-free countries, possibly in September - which at one time would've included Australia, though that's not looking good right now. IThe UK has 400-700 cases a day spread over the whole country. We've got over 200 cases a day in one city, and virtually none anywhere else. The rest of the country is quarantining that city (which is where I live) and that makes sense IMO.
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