Melbpom

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    About Melbpom

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    1. problem neighbour

      Have you thought about talking to your body corporate / strata manager? A good manager will know the owners/tenants and can sometimes intervene or contact family members. There should be details of the strata manager on a plaque located close to the front of the property usually near the letter boxes.
    2. Voluntary NI contributions

      Thank you NickyNook for your reply, very useful.
    3. Voluntary NI contributions

      I am under the impression that there was an agreement between UK and Australia under which years spent living in Australia could be claimed as paid NI years. I'm not expressing this well. The question (given that I'm returning to the UK next year) is what years are covered by this agreement and what evidence do I need to provide upon return?
    4. Deciding on a Bank Account

      No, I don't think so at least I didn't. I opened one here in OZ. Our first account opened from the UK was Commonwealth Bank and that was as good as any but over time we changed banks a number of times for one reason or another. I just think the customer service at HSBC is better and I think having an OZ account helped when opening a UK HSBC account.
    5. Time to De-clutter

      My biggest issue is with paperwork, I seem to have kept every scrap of paper for the last 30 years. I've broken 3 shredders so far and I'm still going.
    6. Counting down!

      It's taken me so long to get to this point and I've been heartened by watching everyone else's count down so I have to add mine. Tickets booked and 208 days to go .
    7. Deciding on a Bank Account

      HSBC have better customer service IMHO than any of the big 4.
    8. Morrisons Home Delivery

      That's a good idea and I'd love to know if more supermarkets would do it. But a credit card's a credit card, why would it be an issue?
    9. Buying strategy

      Hmm, I've just bought a buy to let and had to show a bank statement. Will avoid doing so next time.
    10. Looking back I think that it can be hard as a young couple when there is no family around on either side to moderate behaviour and attitudes.
    11. Buying strategy

      I think it would be worth paying for a bit of privacy, so I might try the solicitor. Are you having any success with your house search?
    12. Buying strategy

      Is there any way to show proof of funds without displaying your bank statement? I'm in a similar position and looking at a cash purchase and wondered if there's another way, maybe the bank would certify that there are adequate funds or something like that.
    13. I can't add to the excellent posts above, but in the short term what about going back to Cornwall and your folks for a holiday and enjoy what's left of summer? As the others have said look after yourself.
    14. I've just moved to the Mount Waverley area and I'm a bit of a fan. I've lived in a few suburbs around Melbourne over the years and I wish I'd moved here earlier but the truth is that when you get locked into schools you tend to stay put. The train line here is a real bonus as is the proximity of Monash Freeway and there's a good local shopping square as opposed to a shopping mall. What I would advise is don't be put off by an older house. They can look a bit daggy but they can be very comfortable and be a bit cheaper to rent.
    15. Will never fly Emirates again.

      Anyone know if there are any other airlines that stop over in Dubai? I'd like to replace some gold jewellery that was stolen and to my knowledge Dubai is the best place to shop.