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Would you or wouldn't you? And if you did would you just not admit to it ???


kimsdu

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No i do not have it all figured out for them but after hearing the story did a little internet browsing on the subject. Like i said in the OP they are not friends just acquaintances.

http://dictionary.reference.com ac·quaint·ance

 

speaker.gif /əˈkweɪntns/ Show Spelled[uh-kweyn-tns] Show IPA

noun 1. a person known to one, but usually not a close friend.

 

Dont shoot the messenger but please feel free to pass on our 'thoughts' that you asked for to your acquaintances. Your welcome.

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not condoning the activity but the 6 years thing is around acknowledging the debt is owned for example making a payment or replying to a letter/phone call. which i guess no one who wants to do this will actually be doing

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I really don't believe it is at all common. As you can even see from this thread most people are honest and dont break laws, thank goodness.

 

As for companies not chasing for less than 30k, well that is wishful thinking indeed, I was chased by debt collectors for less than 100squid (an oversight) and they tracked down relatives and it really is not very nice to have debt collectors contacting relatives. We heard about tje matter through the relatives and dealt with it properly ast that point.

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Guest waitingtogotooz

I'd be constantly worried.... Why can they not chase you, surely they can....hmmmm all too dodgy

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Edit: Or do you mean struggling to pay it and leaving it is not illegal? If so i agree.

 

Yes, that's what I said.

 

I also said that deliberately taking out credit without any intention of paying it back is fraud.

Edited by Kapri
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Okay here is the deal, I just heard on the grapevine that acquaintances of ours who are migrating in July to OZ are getting as much as they can before they leave as they have no intention of ever returning to the UK.

What i mean by this is as follows.

 

1. They just bought couches, furniture, tvs etc basically a whole house of goods from a large store with nothing to pay until 2013 .Obviously they have no intention of paying for any of it and are shipping it to Oz when they leave in July..

 

2.They just took out a Credit Card which they will max out only paying the minimum until they leave in July when they will stop paying it completely

 

3.They have other cards and loans that they will not pay back too.

 

Now my source is very reliable and they told him that they wanted to go with a good start up, money for a house deposit etc. Blamed the British banks and economy, Spouting off that nobody chases you unless its for more than £30,000 and that loads of people do it but just do not admit to it.

 

Thought??

 

That's right blame the government.

 

It is stealing plain and simple IMO.

 

I would not want to socialise with these 'friends'' if it was me ...

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Come across people do it before and some were the ones that got here and hated it and were desperate to go back.

 

Also, if it is done with intent to defraud it becomes a fairly serious criminal offense and you can then have a warrant issued and extradition requested.

 

Also, the whole it will be wiped after a period of time isn a myth. It will be followed for ever. Most companies just sell the debt to an agency and they will never drop it.

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We had one of these threads about a month ago didn't we?

 

Must happen all the time - folk getting stuff for nothing while the rest of us tow the line...I hope their container falls off the ship and they have no insurance.

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We had one of these threads about a month ago didn't we?

 

Must happen all the time - folk getting stuff for nothing while the rest of us tow the line...I hope their container falls off the ship and they have no insurance.

 

 

iirc (and I might not be) the thread a while ago was someone who'd built up debts before doing the whole migration thing, big grey moral area. The situation the OP in this thread has described is fraud plain and simple, as they're deliberately building up debts they have no intention of repaying. Question is, if the OP doesn't report them, could they be done for accessory to fraud if the situation does come to light?

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No way! I couldn't sleep, every time the phone went I would be panicking. I think its shameful that people would do that and then leave to others to pick up the bill.

 

Karma will hopefully take care of these people. :daydreaming:

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Just the type of immoral selfish scum that Australia needs! I wonder how long it will take them to try to scrounge every cent they are not entitled to off Centrelink? as well. Please shop them. If they are buying stuff now, then hopefully they will get caught out by Customs as their stuff will be less than 12 months old.

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My moral compass must have momentarily become demagnetised.

 

iirc (and I might not be) the thread a while ago was someone who'd built up debts before doing the whole migration thing, big grey moral area. The situation the OP in this thread has described is fraud plain and simple, as they're deliberately building up debts they have no intention of repaying. Question is, if the OP doesn't report them, could they be done for accessory to fraud if the situation does come to light?
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My moral compass must have momentarily become demagnetised.

 

Not saying I agree with leaving debts behind, but moving abroad when you have pre-existing debts is not illegal (hence why I said big grey moral area). fraud is illegal. And what's being described in this thread's OP is clearly fraud.

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Guest Guest9973

It's just plain wrong. I'd like to be able to sleep at night. Never say never about returning to the UK.

Pet hater of mine is this................... Now where are my thumbscrews??????????????:policeman::policeman::arghh:

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Guest Guest9973

On Poms In Adelaide a few weeks ago someone was discussing leaving back for the UK.

They had a lot of stuff via Radio Rentals. It was hinted to do a runner!!!

 

Vermin.

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Lots of people before have mentioned leaving debts behind when they left, Some stopped paying the minimum payments after a few years when they were certain they were not going to return. There is another thread on here which also got quite heated with regards to this subject........

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Lots of people before have mentioned leaving debts behind when they left, Some stopped paying the minimum payments after a few years when they were certain they were not going to return. There is another thread on here which also got quite heated with regards to this subject........

 

You seem very determined to believe that this is the norm. Why is that..?

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You seem very determined to believe that this is the norm. Why is that..?

 

Im not saying it is the norm i just think more people do it than we think, I will try to search the old thread and post it on here. Basically i dont condone this and i myself would never do it i have had bad credit before because of a CC that i didnt pay due to the PPI that was added. I couldnt get anything even a bank account for years, My mother had letters sent to her address constantly and the phone never stopped ringing for 7 years even though i did not live at that address.

All im saying is i was surprised by how often this happens after a simple google search i found many forums discussing the same subject so thought i would post it here.

 

Here are a few discussions on other forums from people that actually ADMIT to it.

 

http://britishexpats.com/forum/showthread.php?t=462630

 

http://forums.digitalspy.co.uk/showthread.php?t=649352

 

http://www.pomsinoz.com/forum/money-finance/81672-emigrating-uk-debt-2.html

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Just to add my personal situation, I paid my CC off in full before i migrated to the USA , They did not close the account as i requested. 1.5yrs later with the interest and PPI payments and interest on top of that on a ZERO balance i apparently owed nearly £2000. I had it wiped 2 years ago when the bank admitted it was their fault and by which time the amount had grown to £5235 but for years the feeling of that was enough to know i never want to be in that situation again. I dont have credit cards now or loans of any kind . I work hard to buy what i need out right so the fact that some people think its OK to purposley do this is beyond me....

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