StevieF8 Posted March 24, 2013 Share Posted March 24, 2013 I'd love to know how these jobs are created??? I am an electrician, new build schemes are pretty much all wired by companies such as clarkson Evans who don't employ anyone, everyone who "works" for them is on price (and a very poor one) so if it takes them 6 months to wire the street then that's all they get, also these companies have 1 fully qualified electrician for the entire site acting as a supervisor overseeing the lot and then a load of kids on pennies who probably don't pay tax. It's much the same for other trades. On the face of it these guaranteed loans look like a good idea but you can't get a mortgage if you can't afford to pay for it and that's the problem at the moment, there's no jobs meaning no matter whether its a 80% 95% or a 100% mortgage, the people this is aimed at helping will not be Able to afford these mortgage's anyway. And it wouldn't surprise me in the slightest if this was open to abuse by the rich as these are the Tories, the very same people who take from the poor and disabled whilst giving tax breaks to millionaires. And if I here 1 more person say "they're sorting out labours mess" I'm going to pull out a shotgun!!!! The mess in the beginning was caused by the banks not the government, this continuing mess and lack of REAL action to help us get out of the mess is 100000000% down to Cameron and his stubborn etonian buddies. Double dip and maybe even triple dip is down to lack of success in fixing the problem which is the real problem. And I agree with the OP any working class person who ores Tory deserves everything they get, if it was up to me you'd have to register who you voted for and when the cuts to benefits, jobs and higher taxes come in the ones who voted Tory would automatically be the first ones to lose their jobs and benefits as it's their enabling that has out them in this situation, why should others suffer for their lack of understanding of what the Tories do, and always have done. What abuse? Some getting a loan off the Government to buy a first, second of tenth house....who cares? The Government will loan money, it will get the money back with interest, house will get built, people will buy them, jobs will be created on the back of it, even if, as you say, construction jobs won't be created, which I don't believe for one minute, but admin jobs to sort out the Government loans will be created, people will be helped onto the housing ladder and its a start to getting the economy kick-started. FYI, it is Labours mess for getting the deficit so high, and I'm sick of Labour going on about the 'tax cut for millionaires', that's just rhetoric to appeal to the masses who don't understand fiscal policies. Link to comment Share on other sites More sharing options...
wakeboard1980 Posted March 24, 2013 Share Posted March 24, 2013 You're still looking At £800+ a month mortgage with the loan repayment on top, is this what you'd call affordable??? also the types of people looking to use this will probably already be renting and the way things are it doesn't matter if its 1% or 5% it's not possible especially when the mortgage will be much much more than their rent when paying off the loan also Care to throw one figures at it? how much would the house cost for a mortgage of over £800 per month. At ha interst rtes? What would the repayments be on the loan? Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 Hahaha, yeah so millionaires diet get a £40k a year tax break and disabled people with cerebral palsy week getting their benefit taken from them if they can walk further than 200 yds!!! It's ignorance like this that's bringing this county to its knees. If you're happy for the rich to get richer on the back of the poor and needy I hope to god that you never find yourself in need because I for one would have no sumpathy for people like that. Anyone who votes Tory and finds themselves homeless or out of work deserves everything they get and more. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Care to throw one figures at it?how much would the house cost for a mortgage of over £800 per month. At ha interst rtes? What would the repayments be on the loan? Well the average monthly repayment is under £500 a month so my guess is that £800 a month gets you a pretty nice place. Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 Where I live to get a 3 bed house in a new build is around the £300k mark, a 1 bedroom flat is around £190k, I pay £725 a month rent for a pokey 2 bedroom end terrace. These numbers are real, people who seem to think buying a house isn't that expensive are the ones who bought a long while ago. My brother bought a house about 7 years ago now and his mortgage is about £800 a month and his house only cost £170k and that wasn't a first time buy nor is it a short repayment period. A friend of mine did go for one of the first time buyer schemes and with an interest only mortgage was paying £750 a month when the interest kicked in that went up to £1000 a month. His house was only £110k because it was a reduced price first time buy. When people in this country remove their heads from their arses and see the real issue then and only then will things get better. And it's absolutely laughable when someone claimed others don't understand policies when they are trying to claim that making a mortgage easier to get will solve all problems regardless of who gets them, getting the richest 6% buying a couple houses solves nothing, getting the entire country spending on a daily basis is the only way to sort out this mess, once everyday people are starting to spend then and only then will the housing market actually recover because by then the economy will begin to recover. When labour get back in once this clueless bunch finally decide to fall out and nick clegg is lychee out by his own party for sendin them into oblivion we'll see some real action towards getting this problem sorted. And whoever it was before said its labours fault for getting the debt so high, 3% is what is was at in times when the country was prosperous, they were spending on schools and hospitals, things the country needed. The Tories didn't object to any of these plans and stated time and time again before the crash that they would have done the same, sent under the Tories is rising and for what reason?? Non, it's rising because of their stubborn stance, at least if labour were in it would have risen but been used to get the economy moving again not for keepin the rich happy. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 300k for a new build in Bristol, wow. What area exactly ? Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 Care to throw one figures at it?how much would the house cost for a mortgage of over £800 per month. At ha interst rtes? What would the repayments be on the loan? You talk absolute rubbish HB just like you did with the "it's cheaper to buy than rent" thread, £500 gets you obsolete of nothing. There's actually no point in having a discussion with you as you chuck these figures about you've hand picked from some Tory rag rather than getting real numbers. My friends house is a pokey little 2 bed john Wayne home, terrace with a tiny kitchen and living room just big enough to fit stuff in and his repayments are around £1000 Link to comment Share on other sites More sharing options...
Toolbox Posted March 24, 2013 Share Posted March 24, 2013 Well the average monthly repayment is under £500 a month so my guess is that £800 a month gets you a pretty nice place. The champagne socialists got pretty high expectations though hb :wink: Tony Blair set the bar with 7 houses with over 40 bedrooms.....poor old Gordon Brown could only afford a little castle:cry: Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 300k for a new build in Bristol, wow. What area exactly ? Lots of places, a new build place up the road from me called hanham hall and we were quoted around £290 and its not even that nice an area, I'm also talking about where I'm from in Cornwall, my parents 3 bed house detached though, £350k Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Sorry you feel that way but dont worry your beloved Labour will be back in and they can start to borrow again and the sun will shine. You talk absolute rubbish HB just like you did with the "it's cheaper to buy than rent" thread, £500 gets you obsolete of nothing. There's actually no point in having a discussion with you as you chuck these figures about you've hand picked from some Tory rag rather than getting real numbers. My friends house is a pokey little 2 bed john Wayne home, terrace with a tiny kitchen and living room just big enough to fit stuff in and his repayments are around £1000 Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 The champagne socialists got pretty high expectations though hb :wink: Tony Blair set the bar with 7 houses with over 40 bedrooms.....poor old Gordon Brown could only afford a little castle:cry: or maybe it's more to do with the right wing I'm alright jack attitude of people who ignore the FACTS, nowhere in this country is the average price ACTUALLY paid for a mortgage that has been given in the last 10 years £500 Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Lots of places, a new build place up the road from me called hanham hall and we were quoted around £290 and its not even that nice an area, I'm also talking about where I'm from in Cornwall, my parents 3 bed house detached though, £350k You should look on Rightmove, you can get a 4 bedroom place with a big garden for that, not a new build but a nice solid older house. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 or maybe it's more to do with the right wing I'm alright jack attitude of people who ignore the FACTS, nowhere in this country is the average price ACTUALLY paid for a mortgage that has been given in the last 10 years £500 Its interesting you highlight facts and then deny facts. Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 Sorry you feel that way but dont worry your beloved Labour will be back in and they can start to borrow again and the sun will shine. Let me ask you this one simple question, do you think it's fair or even right that disabled children have had motability payments halved away below a certain age regardless of disability? do you think it's fair that someone with 1 leg who can walk 200yds fairly comfortably won't get motability anymore? do you think it's fair that in some areas people will have to pay council tax even I they don't have enough money to pay it due to this government sacking them? now when looking at that is it fair or even right that multi millionaires will get more from a tax break this year than most earn in a year? Also that tax avoidance is not being targeted properly? This home buyers scheme can be used for people to buy second homes to turn a profit on or to enable them to create more false tax accounts when there's a housing shortage anyway?? Link to comment Share on other sites More sharing options...
Skyba Posted March 24, 2013 Share Posted March 24, 2013 You should look on Rightmove, you can get a 4 bedroom place with a big garden for that, not a new build but a nice solid older house. You don't have fact HB you have idolised numbers which you use to try and prove your point, you always seem to claim that everything is fine, you ignore other people's situations and believe that your little Tory bubble is the only one the exists. You're like a little David Cameron-thatcher clone Link to comment Share on other sites More sharing options...
Toolbox Posted March 24, 2013 Share Posted March 24, 2013 or maybe it's more to do with the right wing I'm alright jack attitude of people who ignore the FACTS, nowhere in this country is the average price ACTUALLY paid for a mortgage that has been given in the last 10 years £500 I think the lefties are much better at feathering their own nests, but also have cheek to claim they care about the poor. Your going to love Australia, if they have you you'll be arriving just in time for a conservative government:laugh: oh well atleast you'll have someone to blame if it all goes **** up. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Start another thread for those questions as they are totally irrelevant to this thread. If it stimulates the housing market then its a good thing. Link to comment Share on other sites More sharing options...
Jacaranda Posted March 24, 2013 Share Posted March 24, 2013 Lots of places, a new build place up the road from me called hanham hall and we were quoted around £290 and its not even that nice an area, I'm also talking about where I'm from in Cornwall, my parents 3 bed house detached though, £350k I've seen HH near you Skyba and it looks pretty nice to me.Think Ihad some literature somewhere with the specs on the houses,and they were cheaper than what you quoted.Will see today if I can find the paper I had. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 I was thinking that myself, wait until Abbott starts wielding his big axe I think the lefties are much better at feathering their own nests, but also have cheek to claim they care about the poor.Your going to love Australia, if they have you you'll be arriving just in time for a conservative government:laugh: oh well atleast you'll have someone to blame if it all goes **** up. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Be a good chap and play the ball not the player You are getting yourself all worked up and you should be saving your energy for your Aussie dream. The funny thing is I am no more Tory than you but I am a realist. LOL. You don't have fact HB you have idolised numbers which you use to try and prove your point, you always seem to claim that everything is fine, you ignore other people's situations and believe that your little Tory bubble is the only one the exists. You're like a little David Cameron-thatcher clone Link to comment Share on other sites More sharing options...
sproggo Posted March 24, 2013 Share Posted March 24, 2013 However bad a Tory Government is, a short stint of Labour (or 'Labor) is usually enough for most people to know who serves their interests best. Personally, I prefer my millionaires to be Tory, rather than 'Socialist', too. I am surprised anyone prefers the Tory government, they have managed to kill nearly 11,000 people in UK since they began their 'reign of terror'. They are living in Victorian times with a couple of Bullingdon boys at top. More will die in the next 12 months when they are thrown out of their homes. However, you enjoy the millionaires and I will cry for the poor. Link to comment Share on other sites More sharing options...
Perthbum Posted March 24, 2013 Share Posted March 24, 2013 Hahaha, yeah so millionaires diet get a £40k a year tax break and disabled people with cerebral palsy week getting their benefit taken from them if they can walk further than 200 yds!!! It's ignorance like this that's bringing this county to its knees. If you're happy for the rich to get richer on the back of the poor and needy I hope to god that you never find yourself in need because I for one would have no sumpathy for people like that. Anyone who votes Tory and finds themselves homeless or out of work deserves everything they get and more. Already hospitals ave people waing over 8 hours to see a doctor, people lying on trolleys because of no beds because wards have been closed, this is going to get worse and worse under the nasty party. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Already hospitals ave people waing over 8 hours to see a doctor, people lying on trolleys because of no beds because wards have been closed, this is going to get worse and worse under the nasty party. Seriously PB, give it a rest, it is really tiresome. Link to comment Share on other sites More sharing options...
Toolbox Posted March 24, 2013 Share Posted March 24, 2013 If the nhs is going to be brought into the discussion I think its only right to mention the absolute scandal of stafford hospital......and on who's watch, oh yes the caring party. Link to comment Share on other sites More sharing options...
Guest chris955 Posted March 24, 2013 Share Posted March 24, 2013 Yeah but........umm.......yeah but no..... Link to comment Share on other sites More sharing options...
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