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Is Aus$80K/year enough to live on?? Seriously?


rodney

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Dear Fifi69.

I will be in Melbourne with PV on the 23 of Jan. 2013 , I will stay at the in law for a while until I get to know my way in Melbourne, until then I will have to rent my own place for my family of 2 kids and the wife of course, I like to furnish my place when I get it, sound like you know where to find good bargain for furniture. Please advice me the places that you go to, and also if you can please give me the address of the places.

Thanks in advances.

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Yes, UK RAF Nurse. I can 'retire' with a before-tax immediate monthly pension of GBP 1K (roughly GBP 750 after tax in Aus?) GBP 70K is gratuity (tax free in UK) + commutation, not '3 times annual', etc.

The PR/citizenship thing is the way it works on transfer to the ADF from UK Mil. I believe they pay for all emigration costs as well (visa's, shipping, etc). Seems like a good deal when coupled with a rent allowance of A$500/fortnight!

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It's always so doom and gloom, initially made me worried about moving over, but then spoke to some mates who recently made the move from London.

 

Supposedly it is cheaper to live well in Sydney than London...but more expensive to live basically. Tax, rent, supermarkets and utilities are more expensive (though checking, I've found a lot of exceptions). Fun is relatively cheaper according to them but again exceptions and travel etc is way cheaper.

 

Must be a reason why 25000 Brits are still making the move every year but get the point that it probably won't be as green a grass as I'm expecting

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It's always so doom and gloom, initially made me worried about moving over, but then spoke to some mates who recently made the move from London.

 

Supposedly it is cheaper to live well in Sydney than London...but more expensive to live basically. Tax, rent, supermarkets and utilities are more expensive (though checking, I've found a lot of exceptions). Fun is relatively cheaper according to them but again exceptions and travel etc is way cheaper.

 

Must be a reason why 25000 Brits are still making the move every year but get the point that it probably won't be as green a grass as I'm expecting

 

That's not a million miles away but as you say there are exceptions

 

Tax is less here for many (most?) because of much higher thresholds and no stealth taxes like NI. Housing more expensive unless you're used to London. Groceries definitely pricier, Utilities more expensive on a per unit basis, depends how much of it you use. As for "fun" being cheaper, it depends what you class as fun. Eating and drinking out is more expensive, gigs etc, "software" - books, CDs etc - also pricier, but sports are cheaper, both to participate and to spectate. Travel definitely cheaper, both public and private BUT cars much more expensive to buy

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Dear Fifi69.

I will be in Melbourne with PV on the 23 of Jan. 2013 , I will stay at the in law for a while until I get to know my way in Melbourne, until then I will have to rent my own place for my family of 2 kids and the wife of course, I like to furnish my place when I get it, sound like you know where to find good bargain for furniture. Please advice me the places that you go to, and also if you can please give me the address of the places.

Thanks in advances.

 

Gumtree and if you need brand new but cheap stuff Fantastic furniture and super Amart , I got a free working fridge and a 2 seater futon for $50 on Gumtree

, Its not flash but its clean and usable. Ikea is always good too :)

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Well, after reading this thread, I count myself lucky. Oh and myself, no kids, arrived Dec `12. Got a lovely rental, 200yds from the beach, $350 a week. Both got jobs with joint earnings of $161,000. In the UK, we just worked to survive. Now we can actually save money, enjoy life, not worry about paying the odd unexpected bill and have a better lifestyle and quality of life than we ever did in the UK! Livin` the dream?? Absolutely!...

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It's always so doom and gloom, initially made me worried about moving over, but then spoke to some mates who recently made the move from London.

 

Supposedly it is cheaper to live well in Sydney than London...but more expensive to live basically. Tax, rent, supermarkets and utilities are more expensive (though checking, I've found a lot of exceptions). Fun is relatively cheaper according to them but again exceptions and travel etc is way cheaper.

 

Must be a reason why 25000 Brits are still making the move every year but get the point that it probably won't be as green a grass as I'm expecting

 

I have done tax comparisons from time to time and to be honest UK and Australia would take a very similar % of tax for most income levels.

 

Swings and roundabouts on groceries, utilities and petrol over all I think.

 

It is the accommodation that I find a lot more expensive here, be it rents or house prices. (my comparison is SE England to Sydney)

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Well, after reading this thread, I count myself lucky. Oh and myself, no kids, arrived Dec `12. Got a lovely rental, 200yds from the beach, $350 a week. Both got jobs with joint earnings of $161,000. In the UK, we just worked to survive. Now we can actually save money, enjoy life, not worry about paying the odd unexpected bill and have a better lifestyle and quality of life than we ever did in the UK! Livin` the dream?? Absolutely!...

 

Good to hear that Stu, It can be a bit rocky at first for some people including myself , I hope this year after i get my qualifications assessed that I will land a well paying job and be able to say the same as you! All i need to do is find an OH that makes plenty too LOL!!! :)

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Dear Fifi69.

I will be in Melbourne with PV on the 23 of Jan. 2013 , ....sound like you know where to find good bargain for furniture. Please advice me the places that you go to, and also if you can please give me the address of the places.

Thanks in advances.

 

I think that Fifi69 lives in Perth, so will be unlikely to assist with Melbourne furniture hunting.

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We have been here for a little under four years, initially on a 457 and more recently (since last April) on PR. My OH works for the same company that he did in the UK, and went from owning an established business to owning a new one. Consequently his salary pretty much halved, because he was no longer getting performance-related bonuses. His salary per year was set at $65k for the first five years. We were lucky enough to bring over enough equity from our house and business sale to put down a large deposit on our house (and therefore have a lower mortgage) and purchase our cars outright. We also put money to one side for things like school fees which have to be paid in NSW on a 457. We are a family of four. For us, we knew that in the short term it would be more of a struggle than in the UK, but after the first four or five years that we would be in a far better position. The turnover of the new business is approximately four times that of the one in the UK, so I am sure that we were right to take the calculated risk that we did.

 

To start with, about the first two and a half years, we actually found it easy. Things were cheaper, and because at the time we exchanged the money from our house and selling OH's business the exchange rate was good (about 2.2 to the pound I think it was or thereabouts), we were actually comfortable, just using our savings to pay for unexpected things like washing machine repairs (and subsequently a new machine) etc. We aren't extravagant with money, we don't eat out often, don't smoke or buy designer clothes, and I do tend to cook from scratch and shop around, so we made the budget work. However, I would say from about September 2011 to September 2012 things did become far more difficult. Almost everything seemed to go up in price. Where we had been paying $300 per quarter for electricity, we were now paying $650 with no extra usage that we could see. Food shopping increased from about $250 per week to $350, despite the fact we were no longer buying things like nappies which are expensive. We did get some help with childcare fees from when we were granted PR.

 

Thankfully now OH has started to get some of the money he invested in the new business back out, and I have started to take a small salary (I own my own small business) which has made things much easier. To be honest, prices do seem to be going up. For example petrol was less than $1 per litre when we arrived, now we are lucky if we get it at $1.39 a litre. Cost of groceries and electricity has increased, and mortgage interest rates are a bit higher than they were. It probably is doable, but does depend somewhat on what you bring with you as a safety net. With the exchange rate as poor as it is of course those pounds don't buy as many dollars as they once did.

 

What I did before we came was make a spreadsheet. Work out take home (minus super and tax) and then use things like www.domain.com.au to work out rent costs, www.woolworths.com.au to work out a grocery budget, and include things like school fees, nursery costs, cost of uniforms, transport, electricity, phone etc and see how it goes.

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We live in Mandurah. Nice quiet little crescent, a couple of minutes walk from the beach. I can sympathise with those of you who have children. Must be quite hard, especially if you only have one earner in the family. We had all the nerves and worries about making it in a new country, as I didn`t have a job when we first arrived. Oh is sponsored in her job, so we had an income straight away, which helped enormously.

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What social life ??? a pint is $10 here! a 6 pack of 1664 would cost me $60!!!

 

Now there's your true cost comparison. Like the bloke said before all you've got is beer and the one car.

 

If that's the extent of your social life fergal you could have stayed in the UK mate.

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Now there's your true cost comparison. Like the bloke said before all you've got is beer and the one car.

 

If that's the extent of your social life fergal you could have stayed in the UK mate.

 

I am using those two as examples Paul!! I am sure plenty more people can add to that , you know well the place is a rip off and Australians are getting fleeced. It could be worse I could be living in Perth!! with all the bogans and rednecks ;)

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I would say yes, My parents only earn about $50,000 between then and have been low earners all there life in Australia.. so it must be possible... but I too am over welmed by the stats, average wage of $70,000 compared to the UK £26,000.... as I get 25% more than UK avg im thinking surely I have to aim for 25% more than Australian avg, but thats 100,000.... I aways saw that as a rich persons wage as i was growing up in Australia but I think wages have gone up a lot in the last 10 years....

 

 

According to the ABS as of May 2012 total average earners per annum is more like $56k. Making $80k you would be fine in Adelaide, don't forget that rental deposits are ludicrous they want 4-6 weeks bond, then in many instances 2 weeks paid in advance and then the two weeks rent ergo thats about 8-10 weeks thats a significant chunk if you are paying $600 a week - fortunately Adelaide rentals are a lot less.

 

I would use an online income tax calculator to estimate taxes and then you'll have your net income here is a link I use for us....http://www.paycalculator.com.au/

 

I plugged in $80k this is what I got your taxes are about $19k and net $61k net of taxes - hope it helps the planning. You can never have too much cash here its bloody expensive.

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Reaearched!!! wait till you live here!! free days me arse, as soon as step outside your door your spending money, sun cream for your kids, ice cream and food for your kids, petrol to get to the beach etc etc a trip to the beach will cost you!! , you will find out for yourself!! and by the way you will be fleeced at the beach! like $7 for an ice lollie and a 600ml bottle of Coke zero I paid on Monday in Torquay on the Great Ocean Road so multiply that by how many kids you have and then add the cost of some proper food! Trust me you will be bringing your sambos in your esky box!

 

Again depends where you live. We chose to live 10 mins walk away from a beach so 2 mins drive. We take drinks and snacks down with us if we think we will be there a few hours. If not we can pop back home in 2 mins. Sun cream is cheap here in Oz and if you're really desperate free if you ask any lifesaver, there's always some in the lifesaving tent, but seriously the cost of suncream is next to nothing.

 

Our youngest went to Scarborough at the weekend for a surf carnival and we went to pick him up and decided to have lunch at a cafe there. For the 3 of us it was $65 not too expensive but it's a treat, we don't do stuff like that every time we go to the beach, we can say no to the kids but we can also afford the odd treat. Parking was free both at our beach in the morning and at Scarborough.

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I don't think the outrageous cost in Perth has much to do with suncream.....I find it very difficult finding a cafe in Scabs worth dinning in to be honest.$19 for a meal of Bassa fish and chips where the staff were unable to correctly identify the fish until after the meal ......... Live fairly close to the beach and don't rate it or the area highly. Scarborough Beach is more often than not impacted by winds,the sea is or can be dangerous due to the swell.......and the area in my view is a little run down. Police present often these days after quite a bit of group violence.

 

Sorry but just stating the facts........no getting round costs though...........

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Guest littlesarah
power tools and hand tools... cheaper here.

 

That's not what my husband says! Perhaps it depends what brand/type of power tools. He also says it's hard to get good quality hand tools here too (he used to go to tool markets and specialist shops to buy second hand tools - he reckons the old ones are often better quality than what you buy now. But he is extremely picky when it comes to tools (and his own workmanship - 'perfectionist' is an understatement!)...

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I don't think the outrageous cost in Perth has much to do with suncream.....I find it very difficult finding a cafe in Scabs worth dinning in to be honest.$19 for a meal of Bassa fish and chips where the staff were unable to correctly identify the fish until after the meal ......... Live fairly close to the beach and don't rate it or the area highly. Scarborough Beach is more often than not impacted by winds,the sea is or can be dangerous due to the swell.......and the area in my view is a little run down. Police present often these days after quite a bit of group violence.

 

Sorry but just stating the facts........no getting round costs though...........

This a big issue for me....I don't mind x amount of $ for a meal but quite often find the food below average and a place I would not visit again. The price doesn't reflect the quality. Is this oz nationwide or just Perth I really don't know.

 

I too find scabs a little run down....typical backpackers place/young crowd.

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This a big issue for me....I don't mind x amount of $ for a meal but quite often find the food below average and a place I would not visit again. The price doesn't reflect the quality. Is this oz nationwide or just Perth I really don't know.

 

 

I can't compare because I've never been to Perth but its food does seem to receive more bagging on PIO.

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I don't think the outrageous cost in Perth has much to do with suncream.....I find it very difficult finding a cafe in Scabs worth dinning in to be honest.$19 for a meal of Bassa fish and chips where the staff were unable to correctly identify the fish until after the meal ......... Live fairly close to the beach and don't rate it or the area highly. Scarborough Beach is more often than not impacted by winds,the sea is or can be dangerous due to the swell.......and the area in my view is a little run down. Police present often these days after quite a bit of group violence.

 

Sorry but just stating the facts........no getting round costs though...........

 

I would have quite happily gone to Plakas on the beach for a kebab but my wife is on a diet as usual. Me and the kids used to love it there and it used to be a regular Saturday morning thing when my eldest was training down at Scarbs. Their Kebabs are great imo, lowbrow type of place but we like it and the atmosphere there.

 

The sea can be dangerous for non or poor swimmers, very true, that's another good reason for going there for me. I love the surf and can have some fun there. There might be a police presence at night but this was lunchtime on a glorious day, with heaps of people around having a good time. The massive car parks were packed, as was the beach itself (admittedly after the shark scare again) so Scarbs must have something going for it.

 

Does attract the younger crowd still, Oh to be 20 again.:cool:

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