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Blue Manna

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Everything posted by Blue Manna

  1. Fly nets. Just like they wear in Scotland.
  2. They did have a bad fly year this year and the end of last. Made the papers. Something about it not raining early enough for the dung beetles.
  3. It is paradise down there. Obviously the coast is an attraction, but you don't have to go coastal. Donnybrook is a nice little town. Good community feel. Bridgetown also. Plus you can go further south. Big thing is hospitals, especially as you get older. Busselton does have a hospital, but they often defer to Bunbury. You might just scrape a small three bed in Busselton at that price. You can go below MR. But then you have hospitals and transport. You can get a coach from Busselton to Perth, but I don't think the train goes past Bunbury. Busselton is actually pretty flat. Annoyingly flat actually. Lifestyle is second to none. Everything you want for the older person. Lots of arty stuff down there too. Bit cooler than Perth. Can get cold in winter, especially if you go inland. Still doesn't rain much in summer. It does get very busy over the Xmas holidays. Tourists can be annoying. If all goes well I'll be spending half my retirement there and half in the UK.
  4. Do you have any ideas of where you would like to live in Perth? It's a small city, (Manchester sized?) but it's a big city in area and it takes a long time to get from some places to others if you aren't taking the train or the freeways and highways. Will you even be in Perth? There are country regions, and the south west is growing rapidly. What do you and your partner do?
  5. Family member is a settlement agent, so that's all taken care of. But I guess it's probably not that simple for most people. Family member also drew up the contract. They're not that complicated in most cases.
  6. Don't they check your boarding pass for purchases in transit? I thought it was because they think you might be thirsty and want a drink in transit. In Doha, they have drinking fountains. Do they have them in Dubai?
  7. Term usually starts very early Feb. They have sixish weeks Xmas holidays.
  8. Property in Perth in particular is very hard to come by. By way of example, a family member recently sold a house south of Perth for $50k over asking price, cash offer, within an hour of him suggesting on Facebook that he might be looking to list the property. No need to bother an estate agent. Sold. Rentals are equally hard to get. AirB&B a bit easier, but they're not cheap. I'm not living there ATM, so it may have eased a bit, but I'd be surprised.
  9. Pretty sure she doesn't start until 2026, so you'll have some time.
  10. Although I do see they are for different things so I do take that back, I had assumed they were all the same in different groups.
  11. Also, you probably don't need to do multiple threads, as I assume most people just look at latest threads.
  12. I wasn't aware of the three months minimum stay. Doesn't bother me but it might do in the future. Don't have answers sorry, but interested in replies.
  13. I would have thought it would fail ir35 and be taxed the same. Just sounds like an administrative difference to me.
  14. Ok, I'll bite. What does Simon tucks mean? Rhyming slang?
  15. All of the above. Plus Busselton museum is actually pretty good. Busselton pier is quite nice. Lots of breweries wineries and all that. I find Dunsborough and Margaret river quite crowded this time of year, but worth a visit if you don't mind searching for a parking space. No trip to the south west is complete without a trip to Gnome world. Bluff knoll if you fancy some exercise.
  16. Company shares are usually a no brainer. They are tax free and the company often chips in. You would be mad not to take them. But I also wouldn't leave them in for any longer than you have to. Once they are free to sell, consider diversification.
  17. Not sure what happened there. Website gone a little doolally.
  18. I did say "you" and not "me".
  19. You should enjoy paying tax. It's a privilege. It's for the good of your country. You should be proud to pay tax.
  20. I don't know. When I've had it it's always come with the job.
  21. The thing I've never really understood about private health insurance is that when you have private health insurance in the UK it pays for everything. You do have to check first, but I've never been recommended for any treatment that wasn't fully covered. When you have private health insurance in Australia, you still seem to pay an awful lot of money for treatment. And I am talking quite significant sums for major surgery. It can be quite staggering. So don't think just because you take private cover you are done and dusted.
  22. I have effectively done something similar to what you are suggesting (in the UK) and it worked well for us. But obviously it depends on your circumstances. I used to work with a guy who remortgaged his house, lived on the funds and over paid his pension to the max. That worked well for him, as the tax savings were substantial. This was over COVID too, when the markets dropped considerably. It's worth thinking laterally sometimes. Good luck.
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