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Jon the Hat

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Everything posted by Jon the Hat

  1. Oh another point, with NAB I was able to add my card to apple wallet the day I showed my ID in the branch rather than waiting 2 weeks for it to arrive. Was very handy.
  2. I much prefer the River too. Same in Sydney I guess.
  3. Perth is indeed isolated, but it also has everything you need That said I travel quite a lot with work so who am I to judge!
  4. Yeah I did it with NAB last year. Just be clear you cannot withdraw any of the money before you show your ID in branch.
  5. I like Perth but wouldn't want to live that far out - I live in Mount Pleasant - 15 minutes to the city, 20 to Freo / beaches. On the river for kayaking, walking and cycling. It is a very easy place to live. I think Adelaide and Brisbane are too though. Once you get further out it is houses and shopping centres and I can't think of much worse. Some of the beaches are lovely though.
  6. It is one person's opinion against just about everyone else I think. I suspect you have to be very unfortunate to find yourself in the midst of it.
  7. No, you need to apply for a Resident Return Visa.
  8. It sounds like your so is still very young, so why not enjoy the inner west for a bit. I would say though that on $100k you wouldn't want to spend much more than $600 a week on rent, so take a look at what that gets you on realestate.com.au. You will indeed find you need to move quite a way out into the Western suburbs to get anything for $600k. After a year or two though you might prefer to move somewhere else entirely so I wouldn't worry too much about that to start with.
  9. As Marissa said, get it done asap and you will be fine. Much better to get on with it.
  10. Even if there were joined up thinking from the Government - say a specific program to bring in construction workers - would the unions be willing to be flexible on qualifications etc? I doubt it as that would reduce their members earnings.
  11. They can and do pull out all the time. People lose/fail to get their dream home all the time. Not really a moral question imo.
  12. Its not uncommon in the UK before contracts are signed. That is the nature of the process. Until you sign you don't have a legally binding agreement.
  13. I can guarantee the exchange rate won't move nearly as much as moving and moving back would cost you
  14. I still think rent your place out and see how you like life over there. Low risk, low cost. Rent somewhere nice near the kids and grandkids. What's not to like?
  15. Its a fair call while you are renting, as long as you are aware than in a few years when you want a house and a garden for the kids you will likely be moving further out and getting that long commute. Like you though I moved to Australia to ditch the hour and half each way commute into London. Sydney is very much like London in that respect, most people do have a fairly long commute.
  16. Alan has confirmed I am correct above! That's two accountants telling you your understanding of the tax implication is way off. Rent your home out and move - yes it has some hassle and overhead but find a good agent and you will find it much easier.
  17. I really hope so! Need to move some cash before the end of the year and this is bloody depressing.
  18. Its not quite that simple, yes you would be liable for some CGT tax, but you get tax relief for years in which is was your primary residence (i.e. you spent more than 90 days in it) + 9 months, so in both the UK and Australia you pretty much only pay on any increase in the value after you move. This is not my specialty but I am a chartered accountant so I think this is definitely worth you getting some professional advice from before you sell. Please please please do not base this on your reading of a website of what someone on the phone from the HMRC told you - they really don't know what they are talking about in many cases. @Alan Collett am I completely of base here?
  19. If I were in your shoes I think I would rent out my house, and come to Australia and rent somewhere nice near the kids. You might not be able to BUY nearby, but perhaps you can rent? Especially if your kids help out a bit. I saw you posted something about high tax cost selling your home later, but I believe you only pay AU tax on the capital gain from the day you become a tax resident, and in the UK I am pretty sure you pay CGT from the date it stops being your main residence, so in the greater scheme of things not a big issues.
  20. Before you settle on Sydney I would take a deep breath and look at salaries vs rent. I chose not to move to Sydney despite a job offer, because I would have ended up mile from the sea and harbour to make it work finance wise. There is more to NSW than Sydney, especially if you are a teacher and can work therefore anywhere there is a school.
  21. To be fair they wrapped pretty much everything in it!
  22. I'm sure they would say it is because they ask for so much evidence that they approve so many, i.e. it puts off those who might be inclined to exaggerate their relationship.
  23. They just wrapped ours in loads and loads of the brown padding stuff.
  24. It is of course, but not very quickly. It was usually a couple of months at least prior to Covid, no doubt longer now. Initial consultations are usually more, I suspect more like 150 per session after that.
  25. I think you are better to let PSS wrap them, they will record them as wrapped by you on the inventory otherwise and your insurance will likely not cover them.
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