Ken

That is what the law says. But it also gives you the option to choose to disregard all gains and losses until you dispose of the assets and when you do dispose of them the double-taxation agreement between the UK and Australia comes into play, which says they are only taxable in the UK (that's providing you are residing in the UK).

According to your posts you've been living in Australia for the last 15 years, so yes it should be simple, but if that doesn't tell the full story do engage an accountant to do it for you.

Back in the UK I always had my car's climate control set to 19 degrees (to cool to in summer and to warm up to in winter), but I find that temperature way too cold in Australia whatever the season.

I think he means advice as to when the best time to withdraw the money is.

You've only named one city that is a non capital city - Newcastle (population 390,500 in 2021). Smaller than Bristol, Edinburgh and Glasgow but admittedly not York (population 156,100 in 2021). That's because people naturally think of York when they think of a city in Yorkshire whereas the real cities are Leeds (population 812,000 in 2021) and Sheffield (population 556,500 in 2021).

Wasn't Wymeswold a movie starring Mike Myers and Dana Carvey?

We didn't move to Australia until our son was almost two years old, so not in the same situation, but it does mean I can tell you something about when you return to Australia. You'll need to take the evidence of your child's vaccinations to a GP. They can then upload that vaccination information on to the national vaccination database. It's not an issue for a vaccination to be given overseas when it's the same as the Australian vaccination.

British Airways, Qantas, Cathay Pacific, Korean Airlines, Air Berlin, Asiana Airlines and Tawan's China Airlines had all been detouring to avoid the east Ukraine route before the incident. There may have been other airlines that were doing so but that's from a very quick google search.

The issue with the plane shot down by the Ukrainian rebels is that the Rebel government had announced to the world that they acquired a BUK missile system before the incident and had told airlines to stay clear. Many airlines were avoiding that airspace as a result. Malaysian did not - probably because that would have used a little more fuel (could possibly be because they listened to the Ukrainian government's denial that the rebels had any BUK missiles though). I'm happier with airlines that take the cautious approach. As to the missing plane - perhaps any airline would have had the same problem, but it seems wrong to me that an airline doesn't know where its aircraft are at all times when even your average trucking company knows the exact location of all its trucks (and the drivers can't just switch it off). It's a long time since I last flew with Malaysian (23 years ago to be precise) which is far too long ago to judge what they are like now (and in any case they were a muchness with any other airline back then) but I'd hesitate to fly with them today. I might put them ahead of the Chinese airlines - my concern there being if they had a safety issue, they'd keep it as a state secret so the Chinese regulator saying they're safe becomes meaningless.

Super funds and UK pensions both had a bad year last year but you can expect both to bounce back. Super funds are taxed when the money goes in but not when the money comes out (if you are in Australia). So that can make the balance look less in the early years (the fund has to grow 17.6% just so the balance covers the 15% tax that's been taken off the amount paid in). UK pension funds have no taxes when the money goes in but only 25% is tax free (if you are in the UK) when taken out.

What's to adapt? Sure we ate Christmas dinner out on the patio wearing shorts which obviously we wouldn't have done in the UK, but otherwise it's just the same. It's Christmas it's traditional. Since my wife is Orthodox 25th December is regarded as my Christmas so is English style. Christmas Day 6th January (or more accurately Christmas Eve on 5th January) is done her style.

That's for a single person. For a couple it's a combined income of $180,000 sliced any which way (and slightly higher for couples with two or more dependents - but obviously that doesn't apply to a retired couple).

If you consider the movers insurance to be inadequate you can take out your own relocation insurance.

Unfortunately it's a bit more complicated. The ATO deems that the growth in your pension (the taxed portion) is the first part you draw down and the tax-free portion (the value when you moved to Australia in the case of a lump sum) is the last part you draw down. There is also a big difference between lump sum drawdowns and pension payments that you need to be aware of, since pension payments are generally less favourably treated - although you can get a deduction for amounts you paid-in in the past. The treatment is different for final salary type schemes where the lump sum and the pension are treated separately and so the lump sum growth since you moved to Australia can be deducted at the time of receiving it. Yes, you do still get the tax-free allowance after you retire and most Super payments (not all because there are exceptions where people have untaxed amounts in their Super) aren't taxable income and so don't touch your allowance.

But UK councils do send more than one person to empty your bins. All that job creation has to be paid for!

You're seriously suggesting using Wile E. Coyote's preferred supplier? That stuff never works.

As I said Wise don't offer a MYR denominated account (that's only for GBP,; AUD; EUR; NZD; USD; SGD; RON; CAD; HUF and TRY) but it is one of 52 currencies you can hold and convert - but that only allows you to transfer from an account that it is in your name. They say that you can receive money directly into your account (form third parties) in Malaysian Ringgit but that's only available for residents residing in Malaysia.

Wise don't offer an MYR denominated account but you can still receive MYR transfers and you can make payments in MYR.

Once you have PR you don't need a Bridging Visa. They're only for people without valid visas. Once the travel portion of your PR expires you need an RRV (Resident Return Visa) to enter Australia, but based on the dates you've given you won't need that until Dec 2023.

That would make it a capital gains tax issue not an employment income issue. The good news on that is you are only liable for Australian tax on the gain on a foreign asset made after you became tax resident in Australia (that's if you're a citizen or permanent resident - it's completely exempt if you're on a temporary visa). If the price has already been agreed before you leave the UK. there will be no gain at all to be taxed in Australia. If the price hasn't been agreed before leaving the UK and you can't determine the value at the date you leave the UK, the gain would need to be apportioned across the whole period of ownership leaving just a (presumably tiny) proportion relating to your time in Australia of which only 50% would be taxable (assuming your total ownership period in or out of Australia exceeded 12 months). Had it been employment income and not a capital gain there be no apportionment (it's taxed on the receipts basis) and there's no 50% discount. UK tax is a different issue. It's CGT and it's a UK asset so your being outside of the UK doesn't make it tax free (like it would be for employment income), but there are exemptions for employee share schemes that may apply. As @rammygirl has already told you, transferring money from one bank account to another has no tax implications (I'm sure you are aware you can move money backwards and forwards between your current account and your savings account as much as you like, it doesn't create any income - the same applies even if the bank accounts are in different countries) what matters is receiving the income in the first place.

No, the interview/test was in the IMMI offices in Melbourne (or I should say the old offices as I just googled and see the office has moved to Docklands). In regional areas I think they do use council offices for the tests but not in any of big cities. I'm sure you can travel overseas before the ceremony takes place as there are lots of people on this site who have done so. You've already said your wife has an RRV but worth mentioning to anyone reading that if the travel portion of your PR has expired that is needed to return to Australia even if citizenship has been approved. Note too that Australian citizens are not permitted to hold Australian visas so the RRV will be cancelled as soon as the ceremony takes place. That means that after the ceremony you'll need to obtain an Australian passport to travel as no airline will agree to fly you to Australia without a valid visa or Australian passport.

Citizenship ceremonies normally take place at your local council offices. Mine was actually at a venue arranged by the department (just across the road from the IMMI building in Melbourne) as Maribyrnong council (where I lived at the time) had a huge backlog compared to other councils and they wanted to help clear it. Now every council seems to have a bigger backlog than Maribyrnong had back then. I don't really recall anything being asked at the interview, they just checked the originals of the documents sent as part of the application. I think the interview is more about checking that the person who shows up to take the test is the applicant than it is about anything else.

Yes, that's the same way I met my 4 year residence requirement - with the first 12 months out of the country and then 3 years in Aus. As to your other questions it's 'Lawful residence date' not 'Permanent residence date' so temporary or provisional visas count, and yes, an RRV is a valid visa - but so is a PR visa on which the travel portion has expired (unless you are trying to enter Australia) so it's not really relevant whether she obtained an RRV or not (athough if she did travel on it you'd have to deduct that period from the 12months outside of Australia). It's only periods in Australia without a valid visa (not possible once you have PR) that don't count for residence at all and which trigger the start of a whole new 4 year residency period.

No. You report on your tax return that you meet the requirement for split year treatment (box 3 of the Residence status page) and enter the date you returned to the UK (box 6 of the Residence status page). You then don't need to report any foreign income received before that date (1st Feb 2023 in your example) but you would still have to report all foreign income received after that date and any UK income received at any point in the year.

But the outcome of the medical is uncertain, so you can put a positive spin on that. The cost of treatment depends on how long you will have the condition. If they discover something on your medical when you are 110 years old, they won't expect to have to treat it for long.