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About Sloth

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  1. Sloth

    UK TAX and Brexit

  2. Sloth

    Banks or others for moving money?

    I have used OFX (used to be Tranzfers) since 2006 with zero problems and competitive rates, free to open an account: https://uk.ofx.com/registration?pid=&cid=76
  3. Sloth

    Transferring savings back to the UK

    We only began to think about going back over last weekend so we haven't reached that stage yet. Off the top of my head, you could try Allied Pickford or Chess.
  4. Sloth

    Transferring savings back to the UK

    I see that last time you were here you only stayed for 3 months. What made you decide to go back to the UK again?
  5. Sloth

    Transferring savings back to the UK

    I thought about taking an income stream from my super but decided I would be a lot happier having everything in the same country! I don't think we'll change our minds about relocating, but you never know I suppose. The move to Oz has been very good for us financially, but now I'm effectively retired and my wife can see the light at the end of the tunnel, we realised we'd like to go home. Our reasons for wanting to go back are more hillwalking/cultural/holidaying in Europe oriented with a view to seeing out our retirement, plus my wife has family in the UK that she likes-I'm not so keen on mine.
  6. Sloth

    Transferring savings back to the UK

    Looked into that already but who knows what will happen with UK state pensions? I've got 27 qualifying years in and I don't think it's worth adding to. As for the Oz pension, it's means-tested and I have too much means! And no, I'm a long way off being old enough to apply for it anyway.
  7. After 13 happy years here in Tassie, over the weekend we decided we'd like to go back to the UK. I'm effectively retired, my wife has about 2 years to go to her super preservation age so that's our time frame. We haven't really got very far with our planning yet, but one option is to cash in our super and our other investments, sell the house and just transfer the cash across and reinvest it once back in the UK. We'd be using OFX to make the transfer, but what I'm slightly concerned about is the sudden appearance of what would be quite a large amount in our UK bank account-is it likely to arouse suspicion of money laundering or some other dubious activity? Do I just need to notify the bank ahead of time what I intend to do?
  8. Sloth

    Moving Back to the UK from Australia - Positive Stories

    What are the UK tax implications of bringing a super lump sum back if I was to relocate back to the UK? I’m a British citizen and have lived in Hobart for 13 years and am looking to go home in retirement.