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ramot

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Everything posted by ramot

  1. Sorry can't help about a bridging visa when applying for the 864 visa. It doesn't apply to us, as we already live here and our visa doesn't need renewing till late 2020.
  2. Almost 15 years on the Sunshine Coast, love it love love it.
  3. We joke that we the parents kept moving further and further away from our children, but they kept finding us!! I was very independent growing up, had to be latch key kid from about 8, then travelled to France by boat train on my own from age 13 to spend school summer holidays there with a French family that spoke almost no English. Character building stuff. My single mother would probably jailed nowadays for neglect!!! Have to laugh sometimes when I read about the gentle introduction to senior school these days, I went stone cold to senior school in a new area with 2 different London buses to catch. Just going to tune up my violin after this sob story!!! whoops guilty of going off topic
  4. I think the poster also has a husband and parents in Australia? Not just a daughter? Sorry don't know if her daughter is working and could be self sufficient? We are all different, my husband and I retired to Australia, after almost 10 years living in Asia for work, leaving our 3 children in UK, youngest a daughter then age 22, but she was 13, sons were 19 and 21 when we went overseas for work, the 2 youngest joining us for school/uni holidays, oldest was working. They coped, not easy though at times, but made them very resilient, all 3 working by the time we went to Oz. It was our time to do what we wanted to do, you can't or I think shouldn't live your live your life through your grown up children, but I couldn't have left my husband, it was a joint decision, and sadly neither of our parents were still alive. The unexpected outcome was that our 2 younger children have followed us and settled here. If the OP decides to go to UK on her own, her daughter still has her father and grandparents in Oz? Sorry OP if I have got that wrong.
  5. Just checked our records have used Transferwise 30 times in the last 18 months, can't fault the speed and service. As I was used as an example of giving advice when I shouldn't for a post in a different thread in which I merely mentioned what we did about something, please don't let our experience influence you!!! That should cover me.
  6. The ridiculous thing is that neither my husband or I felt ill and within a month of my procedure he was taken to hospital last week with potentially a similar problem and will have tests. You couldn't make it up! We are in a different position to most applicants as we already live in Oz on a retirement visa, and are concerned that if our CPV should be refused where we would stand on our existing visa, would hate to jeopardise it as it gives us the right to live here, but never leads to PR. I don't expect anyone other than an MA to know the answer, just worrying slightly.
  7. I would appreciate some advice from posters who have already had their medicals. I recently had a procedure, an Ablation, for an irregular heart heart beat, which will now hopefully be ok with medication. Has any one else had similar problem or even something more serious and not found it a problem towards getting their visas? How strict is the medical? Thank you.
  8. ramot

    State of the NHS

    Oh I wish some posters would shut up!! There's good and bad in both countries!!!!!
  9. ramot

    State of the NHS

    Thank you, certainly less stressed and both our son and daughter have come to sort us out!!! Like you have been so well looked after, my Dr's surgery is really well equipped and I am under strict instructions to come straight in not phone if worried, and will be seen instantly ecg etc. All been a bit scary. hope you are ok as well.
  10. ramot

    State of the NHS

    I promise I have no intention of an Oz against UK, but have to counter your post with an equally good one. Yesterday Friday, I had to call an ambulance for my husband. Ambulance here within max 10 mins. 3 medics checked him ecg etc. Off to hospital, straight into trauma? unit, obviously ecg plus goodness knows what else as I have no medical knowledge. Not a heart attack but for lack of a better description heart not right pulse very very high bp very low? Monitored for hours till stable, stayed in over night monitored constantly, staff fantastic. On top of all this, don't laugh, I only recently had a heart procedure so my heart went into overdrive, so I had to be checked over thoroughly as well, ecg etc!!! Mine was definitely caused by.stress and calmed down but they didn't take any chances and was told to come straight back if in any pain. So an equally good experience, a brand new hospital, state of the art equipment, can't fault the care given, just the same as my treatment when in UK this year. Husband home today, has to have further checks and then a similar procedure to me. You couldn't make it up, especially as neither of us thought we had a problem!!
  11. ramot

    State of the NHS

    Well when we were back for 3 months this year I have good news and bad news to report. I had to go to A&E and had to attend a follow up visit plus GP visits and can't fault it. The hospital seemed really well staffed. The bad news!!! Grandson needed to see a GP on Good Friday, OK not an emergency but necessary, can't remember the tel. no. you ring, 101? took several hours before rang back. We rang every Dr in the area and not one Dr was open even the walk in clinic was closed even though supposed to be open. This was in Bristol, We are talking a major city, later finally found one miles and miles away on the very far side of Bristol the only Dr available for the whole of Bristol, and yes before any one jumps down my throat, might be the same in lots of places in Oz? but we have 3 local surgeries near us on The Sunshine Coast that are open 7 days a week and you can't compare the size of population here to Bristol. Really surprised by the lack of GP cover.
  12. Yes as a PR you are covered for emergency ambulance cover in QLD , but you don't have to have PR, you are also covered because you live permanently in QLD,, pay utility bills. This is as far as I know. Medical insurance is a personal issue. We are in a different position as we are self funded and have to have medical insurance., not entitled to medicare. Our cover is expensive, $10.000 annually for both of us. This is the top cover. However we are reimbursed for every Dr.s visit, blood test, specialist visit, part back for the dentist, The cost has escalated over the past few years, and I don't know how much it costs if you have PR, as we get clobbered!!! I can only tell you what we get, as I don't know how much it costs when you have PR and Medicare and what the gap means when you have some private cover. Medicare does bulk bill for some things. Need to do your homework and compare. Sadly a couple of times I have been reimbursed more than the annual amount paid. This year apart from odds and sods, I have just been totally reimbursed over $8.000 for a procedure on my heart, so no complaints as I have had excellent care. Again I can't compare with the public system as not entitled to it, but for peace of mind especially as getting older, then depending on what you can afford it, I think insurance is well worth it.
  13. I think I will opt out, it's all a bit busy so close to Christmas with functions and get togethers. Have to make it in the Sunny Coast another time?! Have a great meet up, if anyone wants to ask me anything any time I will try to help. We love living here, just in case anyone is worrying, have made great friends and were made welcome from day 1.
  14. Hi, I might have joined in, but can't make the 8th. We have applied for the 864, and as we have already lived on the Sunshine Coast for 14 years might have been able to help with the odd question or concern.
  15. We are in a different position as we already live in Oz, but on a long term self funded temporary but renewable retirement visa, not available to new applicants. We have decided to apply for the 864 now that we are eligible as basically I want the security of PR, my husband isn't as bothered, and it seems to be taking 12/15 months to come through, so not too long to wait. We accept the cost, as a contribution towards Medicare , we haven't contributed to taxes here, so although it would be lovely to get instant Medicare for nothing, we understand why we should pay. I wouldn't consider the 804, I would hate the uncertainty and Although your mother is only 68? you cannot take good health for granted and I don't know how she would stand with Medicare cover should a serious health issue occur. I am only a few years older, thought I was reasonably fit, but healthwise it hasn't been a good year, nothing hopefully too serious, but a slight very unexpected heart hiccup, which if you were on visitors Medicare you would need to know if you were covered for instance. There have been cases of visitors told to return to their country for health treatment. Health insurance is pricey for visitors. I see nothing wrong with a parent coming for a long visit before deciding that they could live in Oz and then applying onshore, as that option is available, would be a mistake though to turn up with all your worldly goods!
  16. ramot

    The weather ?

    I remember those awful fireworks I think called jumping jacks? They went everywhere. Idiots used to light them and throw them near people, I remember being terrified of them, I loathed home bonfire nights and used to hide indoors and watch from the safety of the window.
  17. Some of us are lucky enough to live minutes away, so many beautiful places here on the Sunshine Coast.
  18. ramot

    The weather ?

    This thread reminded me of how our comfort levels or perhaps what is the 'norm' has changed. i worked for an airline in the 1960's. For an early shift I left an unheated house at 0530, definitely very cold in winter we are talking ice inside the windows, walked down a deserted road to catch the first bus out of the depot to start work at 0615, That's how it was then. Fast forward nearly 40 years later, my son now working for an airline, pops out of a centrally heated house, starts up the engine of his car to warm it up, goes back in to have a coffee, then drives to work, he actually moaned to me how tough an early shift was. I put him in his place!!!!
  19. As mentioned health insurance is very expensive for temporary non residents, we pay $10.000 yearly per couple for top cover, and it has gone up incredibly over the last 2 years. 42% the year before last and another 10% this year. The comparable insurance cost if you are a PR is half of ours. Also existing conditions are difficult to get cover for, and you have to pass the medical for the visa. I will read our cover through to see if it covers mobility aid etc., We aren't entitled to Medicare on our visa, so I have no idea what help you might get on a bridging visa.
  20. Buy Aldi's washing powder if you have one near you, much cheaper and washes everything clean. Wish everyone much happiness in their new lives in Australia. We have applied for the 864. We are in a different situation to most posters. We retired here 14 years ago, and have since been followed by 2 of our children, so are now eligible for the parent visa. We love our life here, have been made so welcome and made great friends.
  21. I don't know if things have changed since I topped up my payments to the state pension, but in I paid in approximately 700 uk pds a year in the 3 years before my pension was due. I wasn't entitled to a full pension. As long as I lived !!! for 2 years after I started to receive my pension, then the amount of increase pension was balanced out against amount paid. Ok I was lucky I was eligible from age 60, but nearly 13 years later I am well in credit, It was money well spent, and as I am usually in UK for about 3 months most years, then the additional increase while there is pretty good
  22. Sorry no idea about NAB. The commonwealth bank doesn't charge.
  23. I would suggest you compare the exchange rate offered by TransferWise to your bank's rate. we transfer every month with transferwise, and cannot fault the exchange rate plus speed of the transfer, it's so quick and efficient.
  24. Update: Checked when we went to immigration that date your visa is received is the day that it is lodged. So we lodged our 864 visa on Monday 20th March and had acknowledgement email on Friday. off to UK for 11 weeks, on Monday 27th and greatly relieved application in before we left. We are in a different position to most posters as we have already lived in Australia for 14 years, on the 410 visa and 2 of our children followed us to live here. So we are now eligible to apply for the parent visa, we stay on our 410 visa until hopefully the 864 is issued
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