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Ausvisitor

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Everything posted by Ausvisitor

  1. But that money only exists to be taxed because I want it. If someone else wants it they could also work as hard as I do.
  2. @paulhand it used to be that many suggested waiting until notified before uploading medicals and police checks due to their expiry dates. Is the processing significantly faster now so that expiry isn't as much of an issue?
  3. Our plan, but it is 20+ years away yet, is to keep the house in Aus, the UK and the one in Europe and just perpetually ping-pong around them all. If we get it just right we might even end up not tax resident anywhere (although they'll still find a way to tax us)
  4. I don't see any problem with the tax cut. But then I'm in the group that everyone seems to be treating like lepers (you know that group so good at what they do they get paid over $250k for doing it - and in the process also pay for everyone else to get tax cuts and benefits). This might be the first time in my 40 years on the planet when I actually benefit from something in the budget and you all want to take that away from me
  5. As someone who did the same a few years ago I wouldn't pull out of the house sale just maybe look for some temp accommodation or maybe just go on a roadtrip around the UK enjoying a few months free time. That said unless you've actually been granted the visa there is still no guarantee you will get them, so there is no simple answer here
  6. I live in Sydney, the only people I know that are moving to Canberra are those that love Sydney but can no longer afford it. They are all gutted to be leaving the main city - the one the entire globe considers to be Australia Australia is (to the world) Kangaroo Koala Hot Opera House Bridge All easily got within 3 km of Sydney CBD, nowhere else can claim that
  7. Yep - cos it's dirt cheap and populated with people with young families who just want to hang at home/park with the kids. It's a cultural wasteland and a place to avoid if you have any ambition in life (unless you are a politician)
  8. I've never heard of it being a problem, but a smart immigration agent could easily decide to kick up a fuss. If the actual salary is 85k it isn't hard to see why they couldn't find an on shore applicant that would do it for 60-80. So you've gamed the system, but I suspect you'll get away with it.
  9. If your kids are into soccer they probably should have stayed in Europe, soccer over here is about in a par with the National League North (i.e. 6 divisions below the premiership) I listened to Gary Lineker on a podcast they other day, he was talking about kids that are "very good" at football. He cited Chelsea's academy which has over 700 kids in it who are all "excellent" yet in the last 15 years only 6 of them have made it though to the premiership and less than 50 to any sort of professional role. That said soccer is the biggest participation sport in Australia (NSW certainly) by miles so they won't have trouble finding teams
  10. For anyone starting now it's 35 years. For those who had paid in and not opted out of SERPS there was a levelling calculation done as the extra SERPS allowance you would have gotten got added back in as extra contributions. I ended up needing 25 years of contributions and I'd already done 22 when the change came in, so it's totally possible lavers might only need 30 years
  11. It's a guide at best. If you dig deep somewhere it will say you'll get your decision in 90 days, except when you don't (or words like that). Generally the figure they quite is how quickly 75% of applicants get dealt with, with those not in that grouping (i.e. the easy ones - although no idea what makes something easy or hard) taking longer
  12. I know it's too late now, but the better time to engage him would have been before the skills assessment. My agent gave me loads of tips on the best way to prep and submit the skills assessment, and if you get that wrong the dream is over. Arguably my agent was more helpful prior to submitting the EOI than afterwards (as in doing all the due diligence to give advice we collated pretty much everything we needed for the whole process so there were no surprises)
  13. Which is exactly what we are doing, but moving over about $1.5m to pay for a house, so even a tiny difference makes a huge impact. Like if we'd done the transfer at the peak of the Liz Truss debacle we would be nearly $200k worse off (and that's only 4 months ago or thereabouts)
  14. It's also not as good a rate as it was 15 months ago, so it could get better
  15. Cashing in an ISA is never a good idea unless you need to, the tax benefits (whilst possibly negligible by now) grow every year. Depends if you think you will ever move back to UK
  16. On the app it's around £40 or £50k - can't remember exactly. I have no trouble pushing over $50k chunks (about £28k) anytime I want to (other than having enough money to do it). You can do more but you have to arrange that with a person. You can do multiple transfers in a day that as far as I can tell has no limit. (Except for the per transfer limit above on each transfer you do) The fees are a percentage of amount transferred so doesn't matter if you do it as one bulk sum or a few smaller ones
  17. You will struggle to get a visa based on that as what you are suggesting is bordering on illegal. The Australian childcare licensing bodies do not allow discrimination based on nationality
  18. My timeline is as follows Feb 2019 engaged agent Apr 2019 put in for sponsorship from NSW via EOI May 2019 sponsorship granted and given link to apply for 190 visa June 2019 visa application submitted Dec 2019 visa granted
  19. Of course it should be allowed. People should be free to buy property where they choose. It isn't just Russia and China buying up the UK and AUS, our own billionaires and companies but huge swathes of other countries property too. Just because we can't afford to do it ourselves doesn't mean it shouldn't be allowed...
  20. The reality is, in my view alone, Australia is still much better than the UK. Just a more laid back attitude and simple pleasures (heat, beach, more outdoor spaces). I probably earn less than I did in the UK (yes I'm that one guy who didn't get paid more when moving here) but it goes further. I live slap bang in Sydney's Inner West, there isn't really a more expensive lifestyle anywhere in Australia but it's still hands down more fun than anywhere in London. Is it perfect ? Certainly not, but I don't see the crime cess pit and drug addled youth that others seem to say is everywhere, yes plenty of drugs in Newtown but it's the "recreational" variety not the "life ruined" demogeaphic That said drugs in the modern world are like rats in the London underground. If you can't see some straight in front you it's because you aren't looking hard enough. That said it's mainly innocuous and certainly it is way more prevalent in the cities in the UK and US than AUS
  21. I would agree, I run a whole practice on data management here in Sydney, we must have (not all work for me) at least 200 consultants actively working on this, and each of the other big-4 have similar numbers (in Sydney alone). Every client I speak to is hiring data protection people at a furious rate (the only qualification at the moment seems to be able to say data protection). It's probably the hottest career and topic in Australia at the moment - you can thank Optus and Medibank for that. If you can't get a job in data protection in 2023 you never will, the market has never been hotter... If course we don't (and most client orgs don't either) advertise these roles, we head hunt them and recruit direct from masters courses. If you are offshore you will almost certainly never see an advert for DP here, and if you did we'd take one look at the fact you aren't onshore and ignore the application we all need people to start yesterday not some point in the future. If you are serious about working in that sector in AUS then get over here quickly - as a side note the sorts of salaries being paid for DP people here right now is in the 130k-180k range, so between 2&3 times what you are getting in the UK
  22. For a decent Sydney suburb you will need $2.5m at least for a pretty run down 3 bed house. Nearer $4m for a decent "turnkey" 4 bed option. So assuming that's you now sorted the family property, it's time to help the kids with theirs. A 1-bed that isn't completely a death trap in somewhere they will want to live (inner west) will be a minimum of $650k and more likely $750k To afford that with a $100k deposit you need a salary approaching $130k a year - so you can see it's not a simple option
  23. Not seen any indication of a drug culture in Sydney at all, or Melbourne. Some pockets as there always will be, but it's no where near the US or UK. I think maybe @Blue Flu needs to move to a better locality if they are seeing this level of drug culture as it certainly isn't the norm
  24. In answer to your question, Camberley in Surrey in a pretty large 4 bed on around half an acre plot. To get that within the same commuting distance of the city offices in Sydney, you are looking at 3m+ (so about 1.75m GBP)
  25. Wading in to this discussion. We had a much better life (in terms of "keeping up with the Jones") in the UK. Huge house, nice cars well paid job. Moving to Oz (Sydney) for the adventure we managed to retain one of the three (the well paid job) but as all the other costs have rocketed we are much worse off (don't cry for us though we aren't in poverty, we just aren't saving as much). Sydney is great but if you are moving to escape the London rat race look elsewhere I can't see much difference. WFH is being faded out for a number of reasons (won't ever go back to full office life though) 1) they are about to enact legislation that makes your employer responsible if you get a "workplace injury" even if that workspace is your bedroom 2) most orgs have instigated "glue days" or "core days" basically 3 days a week you are expected in the office (note these generally include Monday and Friday) 3) the quality of the training the younger team gets is abysmal so we need people to be together If you are basing your plans on WFH be very careful I reckon what most people call WFH will be gone by XMAS (I sit on the workplace planning exec for the company I am with and that's over 15k people)
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