lp77 Posted February 13, 2016 Share Posted February 13, 2016 Ok ppl bought a Nissan x trail. Looked online at insurance and called company today. Because I have not held oz licence for 2yrs I need to pay another $500 if I have an accident and all UK no claims is not accepted?? Is this true of all insurance companies in oz? help x Only but is my hubby getting so annoyed with Australia he asking when can we go back to Scotland lol.. My family and friends we be so happy ??*?*?? Link to comment Share on other sites More sharing options...
Guest The Pom Queen Posted February 13, 2016 Share Posted February 13, 2016 Which insurance company. I know AAMI use to let you use your full no claims bonus over here. Link to comment Share on other sites More sharing options...
HelensvaleHoward Posted February 13, 2016 Share Posted February 13, 2016 We got full no claims from UK accepted here But that was over 5 years ago now so maybe things have changed Hopefully someone with up to date knowledge will be along to help Link to comment Share on other sites More sharing options...
Suzukiscottie Posted February 13, 2016 Share Posted February 13, 2016 Shop around for insurance. Then play them off against each other to see who wants your business most. Our insurance (with AAMI) for my wife's wee runaround was cheap enough without any UK no claims discount. Sent from my iPhone using Tapatalk Link to comment Share on other sites More sharing options...
shaunfreo Posted February 13, 2016 Share Posted February 13, 2016 Car insurance isn't cheap , even if you do a , compare the market thing some companies may seem cheaper but when you look at what they offer it's usually way less in terms of excess , included car hire , window damage ect , when you take it all into accont even with the cheaper quotes when you add the things you probably need they all come out very similar , I go with RAC not the cheapest but are great when things go wrong Link to comment Share on other sites More sharing options...
Guest Posted February 13, 2016 Share Posted February 13, 2016 We used our no claims discount when we moved over a couple of years ago. No issues whatsoever. We shopped around for the best deal for us. Link to comment Share on other sites More sharing options...
Iron Chef Posted February 13, 2016 Share Posted February 13, 2016 http://www.comparethemarket.com.au Link to comment Share on other sites More sharing options...
AJ Posted February 13, 2016 Share Posted February 13, 2016 try another company, we are AAMI as well, how long have you had a full licence, not an Australian one, they maybe thinking you are a p plater Link to comment Share on other sites More sharing options...
Jazzcrave Posted February 13, 2016 Share Posted February 13, 2016 I don't think there should be any issues. Firstly I have aami and racvpolicy and no one ever asked what license I held I made claims when I used to drive on my overseas lic and insurer knew about it. Still they let me keep my gold star or gold standard thingy as it was not my fault. try aami, racv withh racv you get your choice of repairer and it's easy when there's a good panel beater near to where you live. AAMI wants you to repair your car from capital smart in Melbourne which can be bit painful as they always booked out and you have to work according to their time. budget direct is cheap and would want your business. Link to comment Share on other sites More sharing options...
lp77 Posted February 13, 2016 Author Share Posted February 13, 2016 try another company, we are AAMI as well, how long have you had a full licence, not an Australian one, they maybe thinking you are a p plater Had my licence full UK over 20yrs... Allianz would not recognise it.... Link to comment Share on other sites More sharing options...
lp77 Posted February 13, 2016 Author Share Posted February 13, 2016 Thank u ppl, we did look at compare market and separates. Ended up with racq.... See how we go next year thank you. I do feel we double pay insurance though... Compulsory 3rd party with rego then we buy our own comprehensive insurance..... Oh well here's hoping we don't ever need to claim.... Link to comment Share on other sites More sharing options...
BacktoDemocracy Posted February 15, 2016 Share Posted February 15, 2016 Ok ppl bought a Nissan x trail. Looked online at insurance and called company today. Because I have not held oz licence for 2yrs I need to pay another $500 if I have an accident and all UK no claims is not accepted?? Is this true of all insurance companies in oz?help x Only but is my hubby getting so annoyed with Australia he asking when can we go back to Scotland lol.. My family and friends we be so happy ** Found Budget Direct good, but that was a few years back, just hunt around a bit, remember that there are discounts for putting all your insurances with one company but that has to be judged against cost from competitors. Link to comment Share on other sites More sharing options...
rammygirl Posted February 15, 2016 Share Posted February 15, 2016 Had my licence full UK over 20yrs... Allianz would not recognise it.... Allianz insured me fine and recognised my UK no claims too. Did you bother to actually speak to any insurers? Sometimes the on line applications are too rigid. I spoke to a real person both for my and hubbies (UK import) cars and had no issues with either company recognising our experience and no claims from the UK. That was only two years ago, have things really changed that much? Link to comment Share on other sites More sharing options...
benj1980 Posted March 26, 2016 Share Posted March 26, 2016 What does the 3rd party rego actually cover you for though? Isn't it nothing to do with the car just injuries to the person? Link to comment Share on other sites More sharing options...
calNgary Posted March 26, 2016 Share Posted March 26, 2016 I think the easiest way to get your head around CTP is to think of it like the UK road tax with a built in insurance to cover someone if you or a driver of your car hits someone, it doesn't cover damage to you or your property. Taking out a fully comp insurance or a 3rd party fire and theft type insurance is then up to you, although it is highly recommended it isn't compulsory. Cal x Link to comment Share on other sites More sharing options...
Suzukiscottie Posted March 26, 2016 Share Posted March 26, 2016 What does the 3rd party rego actually cover you for though? Isn't it nothing to do with the car just injuries to the person? Yes. If you ran into a Rolls Royce or a Lamborghini, the other driver would have his medical care covered, but you would personally have to pay for repairs to a luxury car. $$$$$$$$$$$$$$$$$ And repairs to your own runabout. $$$ Link to comment Share on other sites More sharing options...
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