itegoa

Sorry, visa is 651 subclass. Same 3 month limit still applies though.

Cheers all. I'll let him know about what could happen and advise that he change flight dates to be < 3 month visit. Then it's up to him what he wants to do.

Hi, The Father-in-law has just got his 601 visitor visa (with a maximum 3 month stay) and booked his flights, and checking the dates I see his stay will be for 3 months and 2 days! I don't think border patrol are going to come and bust down the door, but it got me thinking - what happens when he tries to apply for another visitor visa in the future? Could this be grounds to refuse the visa? Has this happened to anyone else?

https://firsthomeowners.initiatives.qld.gov.au/

What's the point in arguing about politics? (or religion for that matter). No one has hardly ever convinced anyone to change their minds. Makes me laugh :laugh:

As i've said elsewhere on this forum, GBP will drop like a stone. (CBA arguing over it - it's my opinion, and from what i've seen so far, it's a pretty good prediction). Bad news if you're wanting to convert GBP to AUD. You could play it safe and put a few grand (or more) on at the bookies and bet on LEAVE (currently offering around 5/2 according to oddschecker.com) If the result is REMAIN, then GBP/AUD increases and you're a winner. If the result is LEAVE, then GBP/AUD drops and you claim your winnings!

How will you pay for your rental payments?

Your 12 month period rental will roll over onto a periodic agreement after those 12 months. Quick look at NSW's tenancy rules says that you can give 21 days notice to vacate. I'd say about 4 weeks before end of the 12 month agreement. Start looking and applying for a new place after that. When accepted for a new place, give the required 21 days notice on the old place, and choose a date start for the new place give a few days overlap to move your stuff over and get old place cleaned, etc.

There's a place that buys Grandmothers?! [itegoa does a quick Google search with dollar signs in eyes...] :biglaugh:

It would be pretty stupid of me NOT to vote. I'd like to see things pan out in such as way that benefits my family and I the most. I honestly believe that a "remain" result will see the GBP/AUD forex rate increase to around 2.20. A "leave" vote could see it drop to around 1.60. That's a lot of money to lose for us. I'm not stinking rich. A lot of people vote in elections choosing the party they believe will benefit them the most. e.g. Joe the pensioner might vote for Labour because he doesn't want to see the Conservatives introduce higher taxes for pensioners, because that's his belief that they will. (Just an example). Is that shallow of him?

Yes - that's right. And no I don't think it's shallow. You can think it's shallow if you like - I couldn't really care less.

It's possible to have ties to the UK still, even though they've moved somewhere else, ya know?

Registered for the postal vote. I'm voting for UK to remain in the EU. We're selling our home in the UK, still waiting for contracts to complete. When I finally get the money, I want a decent exchange rate on the money. If the UK were to leave, the value of the pound will drop and we'd end up loosing many thousands of $$$.

You only need a UK pet passport if you're planning on returning them to the UK. https://www.gov.uk/take-pet-abroad/overview

I'm currently waiting on a house sale in the UK, and I too have been watching the rate plummet. It's pretty depressing My plan is to have the money from the sale ready with Currency Fair, so that I can click the exchange button pretty quickly (if it's a "no" vote), or hang on a little longer and hopefully watch the rate increase (if it's a "yes" vote). Factor in the possibility of RBA dropping the cash rate too. Anything can happen...

I don't know who's right or wrong. Governments all over the world change their minds on things. It's up to the person applying for the visa, whether they think it's worth the risk applying for a 190 subclass visa (with the intention of ignoring the moral obligation)

We were in a similar situation a couple of years ago. We could have applied for a 190 there and then, or waited approx 9 months (to get a bit more work experience) and go for the 189. I was well aware that I could just ignore the moral obligations of the 190 visa, but 9 months wasn't long to wait for us (in fact, we wanted to leave it a little while anyway). So 189 made more sense to us. If we'd have had no chance of getting the 189, we'd have gone for the 190. It depends on your personal circumstances. Go for the 190 now (and risk possible changes to rules/laws in the future), or just do the extra bit of work needed to get the 189.

So the plan is to get over there by yourself, and leave her behind?

Well yes they are (basing it on a typical family). And yes I am (more frugal). They don't know that. Will they listen if I tell them? Or will it be a case of "computer says no". As others have suggested, go see a broker.

There seems to be a massive difference just by adding on wife + 2 kids to the application. IIRC, the figure were something like this. Single applicant (me): they will lend $587K. Joint application with kids (wife + 2 kids): they will lend $367K :eek: If they could just lend me $400K that would be nice! (we'll have a 140K deposit). Think it'll be best if I speak to a broker

Hi, We're just trying to see how much we can lend for a home loan, and the calculators i've used show that we'll be allowed to borrow LESS money, if it's a joint application and if we have kids (dependants). I'm the only one earning ($100K) so i know how much we could afford to pay each month, but the calculators say it's less. I'm thinking a way around this is to apply for a home loan as a single application (just me) and say I have no dependants. Has anyone tried this? I'm not looking to overstretch us, but i'm 100% certain that I could afford to pay more each month than the calculators suggest.

What makes you think that there's someone who wants to buy it? I think you're assuming a lot thinking there will be offers and it's all SSTC within 4 weeks. We put our house on the market in mid-Oct 2015, and only over the last fortnight have we had a couple of offers and it's now SSTC. So that was a 4 month wait for us. Things can still go belly up though (i.e. buyer pulling out).

He's currently working offshore in Perth, Scotland? If not, and you mean onshore in Perth WA (and he hasn't currently got visa with working rights) then he could get in trouble for working. I can see your current location is Scotland - just thought i'd mention it Anyway... yes you can open an Aussie bank account. He'd need to show ID though. Not sure what visa (if any) your fella is currently on. I'm thinking if he hasn't got a non-visitor visa he may not be able to do it. Opening a bank account is quick enough once you get over here anyway. I'd recommend opening an account with a bank that does cardless cash (e.g. Commonwealth Bank, I think Westpac too?). That way you don't have to wait a week or two for your cards to be delivered before you can take money out. NAB do free banking, no cardless cash though. You need to be onshore to get a Medicare card, or get Family Tax Benefit. What other things did you want to organise before arriving?

My partner has Crohn's disease. It doesn't affect her in day to day life. She had to get a letter from her doctors to state that it has very little effect on her day to day life. No problems encountered and she got the visa without problems. Any health issue is only likely to be a problem if it costs the health service a lot of money. I saw some figure once, I think it was about $30K/yr. If your condition costs approx this or more per year, only then will it raise some eyebrows.

Only you the owner, knows what's best for the dog: to either sedate them so that they're relaxed, or to go through a tiny bit of turbulence.