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Moving back to UK


lindsayloo

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Hello!

 

My partner and I are looking to move back to the UK with our son sometime in the next 12 months and have a lot of questions!

 

Can anyone help with super? We have been here for almost 8 years, and have PR. Can we take our super with us?

 

Also does anyone know how long citizenship takes and if we were to apply would this affect us being able to take our super with us? we are considering getting citizenship to keep our options open in the future.

 

We have a house, bank account still in the UK. Does this mean we are ok to just move back? is there anything we need to be aware of?

 

Thanks in advance

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You need to have been living in Aus for 4 years (the last 12 months on a PR visa) to apply for your citizenship. You then have to take the test, they then do background checks and then wait for a ceremony. It's a few years ago now, but from applying for the test to having our ceremony (that's when you're officially a citizen) it was 7 months, as we had to wait 5 months for the ceremony.

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We have been here for almost 8 years, and have PR. Can we take our super with us?

 

Also does anyone know how long citizenship takes and if we were to apply would this affect us being able to take our super with us? we are considering getting citizenship to keep our options open in the future.

 

We have a house, bank account still in the UK. Does this mean we are ok to just move back? is there anything we need to be aware of?

 

You can't withdraw your super, but that's not necessarily a bad thing. Australian superannuation is really just a (compulsory) savings account - it will go on earning money from now until you retire and you may get a nice surprise when you see how much it's grown. Just make sure you've got it in a good fund with good earnings:

 

http://www.superguide.com.au/superannuation-topics/top-10-performing-super-funds

 

Don't be afraid to move super - your employer can't tell you what fund to use and it's your money.

 

I'd say DEFINITELY get citizenship before you go. You never know about the future, and your children may thank you one day.

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