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Moving to Tasmania from mainland (qld) questions


Tjsmum

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1 hour ago, Jennyrose Shields said:

Hi we Bought our home in George Town North Tasmania 3 yrs ago using our SMSF . 
We are moving into our home next year . Currently got great tenants and money goes back into the pension. 
Tasmania is quiet . Unspoilt great Air quality and fresh food amazing . 
BUT you must change your mind set . 
Everything is imported from the mainland . This costs money accept it . 
Tasmania had great hospitals University’s and very friendly people . 
Join in church ( once a month service but great for socialising). Find a pub that for quiz nights dart companions . Learn to relax is the biggest  thing to do . 
And explore Tasmania it’s stunning . 
Why George Town 

New  Hospital 

New mother and baby social group 

Sustainability group 

Great schools and universities 

Beach one end and nature the other . 
plenty of interests to try . 
Little penguins to watch at dusk paddle down the beach . 

great variety of fresh meat veg cheese and wine . Buy a larger fridge freezer 

Accept people socialise in their own homes and amazing friendships made . 
 

Great markets and lifestyle. 

Negatives 

You need to book workman 6 mths in advance . 
Transport on the boat all your furniture . We will upgrade out fridge for a larger fridge freezer . 
 

No ALDI

Family and friends visit all the time . And many follow you for the life style change . 

 

 

Yes we could do with a lot more good tradesmen here.  There is a young tradie living opposite us and he is run off his feet - so much work not enough tradies.

Four couples who are good friends we've known for a couple of decades (in Sydney) have moved to Tassie since we moved here 10 years ago.

I also much prefer the climate here.  No weather extremes - never too hot or too cold especially on the coast.

 

 

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1 hour ago, Jennyrose Shields said:

Hi we Bought our home in George Town North Tasmania 3 yrs ago using our SMSF . 
We are moving into our home next year . Currently got great tenants and money goes back into the pension. 
Tasmania is quiet . Unspoilt great Air quality and fresh food amazing . 
BUT you must change your mind set . 
Everything is imported from the mainland . This costs money accept it . 
Tasmania had great hospitals University’s and very friendly people . 
Join in church ( once a month service but great for socialising). Find a pub that for quiz nights dart companions . Learn to relax is the biggest  thing to do . 
And explore Tasmania it’s stunning . 
Why George Town 

New  Hospital 

New mother and baby social group 

Sustainability group 

Great schools and universities 

Beach one end and nature the other . 
plenty of interests to try . 
Little penguins to watch at dusk paddle down the beach . 

great variety of fresh meat veg cheese and wine . Buy a larger fridge freezer 

Accept people socialise in their own homes and amazing friendships made . 
 

Great markets and lifestyle. 

Negatives 

You need to book workman 6 mths in advance . 
Transport on the boat all your furniture . We will upgrade out fridge for a larger fridge freezer . 
 

No ALDI

Family and friends visit all the time . And many follow you for the life style change . 

 

 

My understanding is you are no allowed to move into a property owned by your super fund. This would a serious breach.

Make sure you get advice before doing that.

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1 hour ago, Toots said:

Yes we could do with a lot more good tradesmen here.  There is a young tradie living opposite us and he is run off his feet - so much work not enough tradies.

Four couples who are good friends we've known for a couple of decades (in Sydney) have moved to Tassie since we moved here 10 years ago.

I also much prefer the climate here.  No weather extremes - never too hot or too cold especially on the coast.

 

 

Tradie shortage is an Australia wide problem.  The Coalition decimated TAFE.  

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1 hour ago, Parley said:

My understanding is you are no allowed to move into a property owned by your super fund. This would a serious breach.

Make sure you get advice before doing that.

Good point, although at retirement a property owned by an SMSF can be transferred to it's members. Given the complexity of setting up and managing an SMSF, one might assume that Jennyrose is aware of this. 

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Hi just an update . 
I had a fall result new shoulder under Medicare Saw a surgeon in Sept  who did Medicare surgery but had to have the operation on 10 th Dec in Sydney not Camden where we rent . 
fantastic surgery did  had a few Post op problems so stayed in the public Hospital in ICU Everyone was amazing . 
Now week 5 healing slowly lots of physio if it hurts exercise . Your mind is focused on physical so not on pain. 
So where are we at Do we Stay or Do we Go …

We plan on a 2weeks holiday in George Town Tasmania (our house is rented )in December  2024. 
We will take our car and dog with us . This will help us to see George Town as a choice of permanent home renting an apartment . so usual food shop washing normal life but exploring gyms shops beach and markets . 
Meet people see Australian friends who have done the move ( but more financially better off) and  a look at the negatives and plus side . 

Have checked out Cheshire house prices for 2 bed Bungalow as we would pay cash so £180,000 but that’s this years price . 

Trying to think with our head not our heart. 
Then depending on how we feel we will either tell our accountant to start the SMSF closing ready for flying back to UK . 

Or 

Stay 2 more yrs in Camden then close superfund at 65ys and make George Town our home . This way financials we live on the term deposits till Australian Pensions / English Pension.

Medical 
Medical situation is my Surgeon will do my LTKR, Hip Replacement this year Hips next yr.  . My Arthritis is rare . 
So medically you can have treatment on Medicare for replacements BUT 

Insurance dose not cover the cost of my special scans $800 each scan which needed 3 ( before and after surgery ) .Also $150 X-rays with $40 back .  So you must try and save for it if possible . No scans no surgery. 
So still on high doses of meds costs $380 in scripts for both of us every 3 weeks 
Our Rent went up again $95 so paying $$600 rent . Thankful husband got 2 % Pay rise which covered it . If rents go up again then ?🤦‍♀️

Rethink . 

So UK is still a better option if hubby retires at age 65  April 2025. 

Posted this for anyone who is torn between the UK move in retirement. If one of you loves Australia and one who loves it for holidays . 
Grand kids in Australia will be 16 / 13/ 7 and 3 yrs One Grandson in the UK 15 yrs who whatsap me every week . Blessed . 
our Children can visit is where ever we are . Grand kids can have amazing holidays . 

Why not moving to the UK now 

Husband loves his job and doubt he would get a job in the UK as 63 yrs as  a Senior Ink Development Chemist . I cannot claim my (Disability) PIPs pension until 2 yrs residency in the UK . 
If possible thinking with head not heart . 
Hopes this is any help to anyone in similar situation. 


 

 

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