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Want to go back to uk but still have loans


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Kelly, he looks gorgeous.

 

The only thing I would say (seeing only this one pic and in others or in RL he may be on the lighter side) is talk to the pet shippers and vet as in that pic he looks on the large/chunky side and you may be advised to try to get him to slim down a little for flying long haul. Losing a bit of weight, if he is over or on the chunky side could be helpful in him being more able to cope with the trip.

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I do this with this site now, I posted a thread to find out why people had moved or wanted to move to Australia, I got slated by trolls, never again have I posted something as a thread to give them satisfaction.

 

Forums are strange beasts sometimes. You've hopefully also had lots of useful help and replies to other threads you've started or posted in and questions asked have been answered and info given when its been needed as far as people are able.

 

GGS makes a good suggestion :)

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Guest The Pom Queen
I've stopped stressing for now. I sympathise with you I too have been going through tough times for,the past 3 years. Partner got made redundant twice,had to live on 1 low income and worried about how we where going to pay rent, cover bills and feed ourselves. I lost a parent to cancer and had to sell my motorbike to get Home etc. unfortunately life still goes on and we have to deal with it.

 

all we can do now is put money aside to get my partner home if something happens to his mom and try to pay the loans offs as quick as possible. We definitely be moving back to uk at some point as Australia just seems to just screw us over continually .

Sorry to say and I know from some of the comments not everyone will agree but if you have to go home, go, take your fur baby with you, be with your family in their time of need. Debts can wait, unfortunately people's health and illness doesn't wait for anyone.

Huge hugs and I hope things work out for you.

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To some people a dog is just a dog. But to others that dog is like a child. A major part of the family. Kelly go home to your parents, bring your fur baby and when you get on your feet in the future look at paying back your loans. I wish you all the best.

 

And dont take to heart what people say here. Some people might find it hard to empathize with other people.

 

My thoughts precisely. A pet is a family member, at least to those who care enough about the pet. The expense of shipping the dog is a priority.

 

Jeez, I can't imagine being without my cat! I would sell everything I own to have him with me.

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........ Australia just seems to just screw us over continually .

 

 

Thats a bit of a bizarre mentality,

 

Its reads like you think Australian methods and processes are out to persecute you personally.

 

I can understand that unfortunate circumstances and personal choices coupled with events out of your control, can make life difficult, but to be bitter about a place, to me seems strange.

 

We chose to buy an apartment in West Yorkshire as an investment in 2006. A personal choice. The global financial crisis, an event outside of our control, happened. Pretty much everywhere else in the country has reached back up to pre financial crisis, except for the North West, an unfortunate circumstance!. Financially we couldnt cover it and were throwing good money after bad, plus the worry about tenants, issues and insurances on a place 11,000 miles away and out of easy reach. We had to sell. We lost £50,000 capital plus about $20,000 keeping it ticking over.

 

But im not bitter against England. Who am i to be bitter towards?

 

Holding a grudge is like letting someone live rent free in your head. Nice quote, that one.

 

 

Rather than trying to talk to strangers on the internet, maybe see if you could make an appointment to chat things through with a professional of some sort........

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I'm on about other things that have happened while living here.

 

We we have talked to professionals and they have been absolutely useless just like a lot of people's comments on here.

 

Dont worry i wont be posting any more on this site, it's seems people only want to critise you these days, when they don't know all the facts. Gone are the days when people would help each other out.

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Forums are strange beasts sometimes. You've hopefully also had lots of useful help and replies to other threads you've started or posted in and questions asked have been answered and info given when its been needed as far as people are able.

 

GGS makes a good suggestion :)

 

Yes they are indeed, I've got exactly what I wanted out of this experience, answers to very complex situations, but what I thought I would build in the situation is friends also, but not I feel, it's too cold and critical. There have been a handful that have been very good people to me, and out of the all the 1000's on here, it's a damn shame for me and especially PIO, the Facebook sites have a more friendly approach, more personal.

 

What does GGS mean Snifter, never heard that before?

 

Cheers MT

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I'm on about other things that have happened while living here.

 

We we have talked to professionals and they have been absolutely useless just like a lot of people's comments on here.

 

Dont worry i wont be posting any more on this site, it's seems people only want to critise you these days, when they don't know all the facts. Gone are the days when people would help each other out.

 

I think quite a few people on here have offered suggestions and advice to you that is decent and worthwhile. They gave their time freely to try to help. I still see lots of people helping others on this forum. You are a new member, perhaps lurked for a while, but still new to posting. And posting about moving back, debts, pets etc is often a tricky area to negotiate at the best of times, (as it is in real life also). Yes you've gotten some not so great replies but you don't have to take them to heart or personally, people are just doing what they do and replying and often the convo goes off at tangent a bit in a direction no one was expecting.

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Haha yes he needs to loose 2kgs, the vet always tells us he's oneof the healthiest bullies he's seen though.

 

Good he's in decent condition but its defo worth shifting those couple of kilos as that will ease things for him breathing wise on the flight.

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Guest The Pom Queen
Yes they are indeed, I've got exactly what I wanted out of this experience, answers to very complex situations, but what I thought I would build in the situation is friends also, but not I feel, it's too cold and critical. There have been a handful that have been very good people to me, and out of the all the 1000's on here, it's a damn shame for me and especially PIO, the Facebook sites have a more friendly approach, more personal.

 

What does GGS mean Snifter, never heard that before?

 

Cheers MT

I find the opposite, I find the FB groups (some not all) nasty and b1tchy. I reported two posts to FB one was a young girl trying to sell her baby and the other was a porno video, I received a response from FB that neither violated their terms of service. If that was posted on my forum it would have been deleted immediately.

Yes people have disagreements on here, with so many members and different personalities we can't expect everyone to agree with us. The forum is public it's not like it's just you chatting to a friend privately, so of course you will receive comments you don't like. I'm sure you and your partner don't agree with each other all the time and things get heated. It's the way of the world.

I think the forum does really well to be honest and the mods do an excellent job. I have not seen a nasty, vindictive personal attack on here for ages. In fact I can't remember the last one. Yes I've seen people not agreeing and speaking their mind on issues, but if that's what they honestly feel then so be it.

Since being on this forum you have received lots of good advice and to now turn around and say you prefer Facebook is a kick in the teeth to us as admin, but again that's your opinion and I can't change how you feel. I'm sorry you can't make friends on here, I've found the forum a great place for friendships and I've found some really close friends on here. In fact even though I'm now in FNQ I have around 40 friends in Berwick, Cranbourne etc in Melbourne who I met on here who would be more than happy to welcome me down there.

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Guest The Pom Queen
I think quite a few people on here have offered suggestions and advice to you that is decent and worthwhile. They gave their time freely to try to help. I still see lots of people helping others on this forum. You are a new member, perhaps lurked for a while, but still new to posting. And posting about moving back, debts, pets etc is often a tricky area to negotiate at the best of times, (as it is in real life also). Yes you've gotten some not so great replies but you don't have to take them to heart or personally, people are just doing what they do and replying and often the convo goes off at tangent a bit in a direction no one was expecting.

I agree @snifter there have been some lovely and very supportive replies on this thread. It's a shame that people don't read the positive comments and focus on the negative ones.

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I find the opposite, I find the FB groups (some not all) nasty and b1tchy. I reported two posts to FB one was a young girl trying to sell her baby and the other was a porno video, I received a response from FB that neither violated their terms of service. If that was posted on my forum it would have been deleted immediately.

Yes people have disagreements on here, with so many members and different personalities we can't expect everyone to agree with us. The forum is public it's not like it's just you chatting to a friend privately, so of course you will receive comments you don't like. I'm sure you and your partner don't agree with each other all the time and things get heated. It's the way of the world.

I think the forum does really well to be honest and the mods do an excellent job. I have not seen a nasty, vindictive personal attack on here for ages. In fact I can't remember the last one. Yes I've seen people not agreeing and speaking their mind on issues, but if that's what they honestly feel then so be it.

Since being on this forum you have received lots of good advice and to now turn around and say you prefer Facebook is a kick in the teeth to us as admin, but again that's your opinion and I can't change how you feel. I'm sorry you can't make friends on here, I've found the forum a great place for friendships and I've found some really close friends on here. In fact even though I'm now in FNQ I have around 40 friends in Berwick, Cranbourne etc in Melbourne who I met on here who would be more than happy to welcome me down there.

 

Each to their own, I'm not kicking you personally in the teeth, just stating my feelings and perception....................don't take it personally.

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I agree @snifter there have been some lovely and very supportive replies on this thread. It's a shame that people don't read the positive comments and focus on the negative ones.

 

i think there is a difference between negative and constructive, especially when one is emotional about the subject, as those under stress are likely to be.

 

oops sorry, im starting to sound a bit like flag......

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Each to their own, I'm not kicking you personally in the teeth, just stating my feelings and perception....................don't take it personally.

 

PIO is owned by TPQ, so yes, by slating the forum and stating you havent gotten any help and youre off, you ARE kicking her personally in the teeth......

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Each to their own, I'm not kicking you personally in the teeth, just stating my feelings and perception....................don't take it personally.

If its a case of each to their own as you say, then why comment on anyone's opinion at all?

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i think there is a difference between negative and constructive, especially when one is emotional about the subject, as those under stress are likely to be.

 

oops sorry, im starting to sound a bit like flag......

No you are sounding like a teacher :wink: lol

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I'm on about other things that have happened while living here.

 

We we have talked to professionals and they have been absolutely useless just like a lot of people's comments on here.

 

Dont worry i wont be posting any more on this site, it's seems people only want to critise you these days, when they don't know all the facts. Gone are the days when people would help each other out.

 

 

No Kelly, it's a case of the haves and the have-nots and the haves always want to blame the have-nots for not being in the position they're in. It's the conservative thinking of self-satisfaction. They see your problems as a weakness and they think only you can be blamed for your weaknesses. That's why we have the financial mess around the world that we have. Everyone should be a bank manager with a degree in finance to be be able to navigate today's world of stolen money.

Because the neo-con attitudes that pervaded throughout the last 50 years served them excellently. But we have been served a whole different ball game with the odds stacked against us. So now the problems that we have to "own" look vastly different to the ones they had to deal with. And who's still calling the shots anyway.. it's them! I mean with these states of financial crisis occurring en masse, you'd think they'd get the hint that there is a fundamental flaw in the system they subscribe to. But no, the boomers just sit back and regale about how "strong" and clever they have been in their life to have weathered these financial obstacles triumphantly. But they're not looking and they're certainly not listening. I've heard it before - they don't care because they'll be dead. The height of apathy! I'm glad their fathers' fought a bit harder than that.

 

They didn't do better in this country because they were smarter than you Kelly.. they did better in this country because they were lucky. And unlike you, as a result, they managed to have a good time here and consumed a lot of meaningless crap along the way.

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No Kelly, it's a case of the haves and the have-nots and the haves always want to blame the have-nots for not being in the position they're in. It's the conservative thinking of self-satisfaction. They see your problems as a weakness and they think only you can be blamed for your weaknesses. That's why we have the financial mess around the world that we have. Everyone should be a bank manager with a degree in finance to be be able to navigate today's world of stolen money.

Because the neo-con attitudes that pervaded throughout the last 50 years served them excellently. But we have been served a whole different ball game with the odds stacked against us. So now the problems that we have to "own" look vastly different to the ones they had to deal with. And who's still calling the shots anyway.. it's them! I mean with these states of financial crisis occurring en masse, you'd think they'd get the hint that there is a fundamental flaw in the system they subscribe to. But no, the boomers just sit back and regale about how "strong" and clever they have been in their life to have weathered these financial obstacles triumphantly. But they're not looking and they're certainly not listening. I've heard it before - they don't care because they'll be dead. The height of apathy! I'm glad their fathers' fought a bit harder than that.

 

They didn't do better in this country because they were smarter than you Kelly.. they did better in this country because they were lucky. And unlike you, as a result, they managed to have a good time here and consumed a lot of meaningless crap along the way.

 

I certainly don't consider myself smart - or that we were lucky. I suppose lucky in that there was plenty of work around but we had to work hard for our fortnightly pay cheque. I don't begrudge anyone enjoying all the gadgets (meaningless crap) but then I'm someone who could easily live without a TV never mind all the other stuff. There are plenty of other people in the same boat as Kelly - probably having been sold the 'Living The Dream In Australia' rubbish. We came with nothing - a couple of suitcases between us - retired when we were both over 60 and are now enjoying a nice quiet retirement - nothing fancy - all we wanted was peace and quiet.

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I'm on about other things that have happened while living here.

 

We we have talked to professionals and they have been absolutely useless just like a lot of people's comments on here.

 

Dont worry i wont be posting any more on this site, it's seems people only want to critise you these days, when they don't know all the facts. Gone are the days when people would help each other out.

 

 

 

Getting back to the problem at hand, you have some options,

 

 

1. You could walk away. Depending on how much we are talking about, they could try and chase you. Some people can do this, some people can't.

 

 

2. Your parents could take out a loan, or mortgage to pay off the oz loans. Interest rates are much lower in the UK, so this would reduce the amount you have to pay back. It would also remove any exchange rate fluctuations.

 

 

3. Agree with your lenders that you will pay from the UK when you can. Not sure if the lenders can stop you leaving. Problem with this is, if the pound drops, which it may well do, your debt will in crease.

 

 

I would be interested to know what the debt is for. I assume you took the advice from many on here and just went for it. I assume the loans paid for the move. Can't blame you, although I generally advise against it. But many belong to the she'll be right brigade. Probably many of those who are judging you.

 

 

The way I see it, you are where you are. It's important now that you get to a better place. Good luck.

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Hi Kelly Holmes,

 

Your dilemma really touched my heart as I faced a similar one but in reverse...I am Australian been living in the UK for years but soon to return to Australia permanently. I have been separated from my ex (British Husband) for a number of years and I have found it just too difficult to find my feet again in the UK, both in work and social aspects. It just was not possible for me to get my own place in the UK so we have both had the extremely difficult situation of us both still living under the same roof. I also feel that as a foreigner here I've had the real problem of only getting so far in the workplace before my foreign nationality became an impediment to any upwards movement. I feel like I've tried my best but it's simply not the right place for me anymore ....It's been quite a few years of real difficulty for me on all levels and yes I have struggled to cope with it all. More than I wish to write down here on a public forum....But I will say... We almost lost my dad (in Australia) last year due to pneumonia bought on by a weakened immune system as a result of his Chemotherapy treatment. I had an 'emergency' trip out to OZ last year in August as his life truly hung in the balance. My mum also has severe RA (rheumatoid arthritis) and she struggles to do quite a lot of things. Prior to my dad's illness he did a lot for her but now he simply cannot. What it reminded me was that my family and indeed my own well being out weigh any loans or other considerations.

 

One of my prime reasons for returning will be to take over as carer for both my now elderly parents and to give myself the opportunity to re-start my life back home close to my lifelong family and friends. I am also taking my 3 beloved dogs back with me, they are like my kids and my folks grandkids...I myself do not have any children (I myself had Cancer years back so the treatments for that rendered that unlikely). None of this would be possible without my folks who are paying for myself and my dogs to come home at last. We have purchased a wonderful new house back in my dad's hometown (my folks myself and my dogs will be living there ) and yes we are all looking forward not backwards. As my mum says Every place you live in teaches you something ...and she's right...I have learned a lot living here in the UK and no I don't regret coming over here ...but it's time to move forward and to shut the door on the past. I too have the situation that I have loans in the UK that will not be cleared prior to me leaving. I have every intention of paying these off sticking to the established schedule and indeed will be transferring monies periodically from Aus to the UK to cover those direct debits that are already in place.

 

I truly wish you the best and I'm sorry to read that Australia did not treat you kindly. I guess all I wanted to say is you need to do what's best for you hun, your family needs you and you need your family....don't let any existing loans be the priority. Sometimes it is hard to walk a mile in someone elses shoes but sometimes people understand more than you think they might

 

cheers Mary-Anne

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