Clyde114
-
Posts
36 -
Joined
-
Last visited
Content Type
Profiles
Forums
Gallery
Articles
Everything posted by Clyde114
-
Thanks all for your responses, it's a difficult situation and no wonder mortgage fraud is so rife. I think our best option as Fisher1 points out, is to get consent to let from our current provider for hopefully a couple of years, then get an expat mortgage if the market hasn't sorted itself out by then. I dont like the risk of the keeping quiet option personally. Does anyone know the requirements for consent to let? HSBC were abit cagey about it and stated its for people moving for work on temporary basis only, and I should apply 2 weeks before its required - not much room to change our plans if not approved.
-
Hi all I'm hoping there are some experience of this blind spot I've come across with my mortgage, any advice appreciated! We're planning to move to Sydney on a permanent spousal visa in April 2017 (still tbc but looking promising!) due to Brexit I want to rent out our UK house rather than sell, keep the mortgage in place and then rent another property in Sydney when we arrive. Here's the catch; I've found three mortgage options, but I don't officially qualify for any... Buy to let I have an existing residential mortgage with HSBC but have been told to get a buy to let mortgage I would need a have lived in my own 'non-rental' property for 6 months, so don't qualify. Consent to let HSBC's best advise is to apply for consent to let, but not until 2 weeks before required. They haven't given any specifics on the requirements for a successful application but I gather it needs to be related to a temporary move for work, which on the face of it means I do not qualify. I could bend the truth and state it's a temporary move but not ideal. Expat mortgage I'm not officially an expat yet so do not qualify. I'm thinking consent to let is the best option, but any thoughts or I've options missed, please let me know Thanks in advance N
-
That's no change surely, it's $6,865 at present which works out about the same, even with recent fluctuations taken into account!
-
Good luck, keep us updated!
-
Thanks for clarifying that, we're about to put in our app and was going to spend quite a lot on solicitor fees witnessing docs! Odd that the it states in the checklist that all copies of docs need to be certified, must mean if applying by post?!
-
Fantastic, I appreciate your clear and full response. One question - you say at Q47 we should record our plan, do you mean Q46 as this relates to our household plans? Thanks for clarifying Best regards Nick
-
Thanks, easy money for the gov I suppose :mad:
-
Hi there i'd appreciate your advice... The background is as follows; I am applying for a partner visa 309/100 with my wife as my sponsor. She is Aussie, I am English and we are currently in UK. I am sole income earner as we have 3 kids. My question is; how can my wife demonstrate she can meet financial sponsorship obligations when she won't be working? Also our accommodation at first entry when we plan to be renting in 12 months + with no evidence to support this? i hope I'm taking the form too literally and we don't have to provide any evidence, it'd be great to know either way! Thanks in advance Nick
-
where did you hear this, planning to lodge application early July so very concerning?!