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Zed

National insurance stamps

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some good contributions and ideas on this thread !

Personally I think the whole 'is it worth topping up' depends on whether:

1) theres a chance you may return or retire to the UK

2) Even if your staying and retiring in Oz you think its a good idea to have at least part of your savings based in UK/sterling.

I fall into both of these so for me its a no brainer to top up.   Also worth pointing out that if you have a UK based SIPP you can contribute up to 5 years after leaving and still benefit from tax relief (limited to GBP3,600 gross per annum).  Ive been doing this as my SIPP has been going gangbusters for a few years (Mainly thanks to that man Terry Smith 😎) and performance wise has been beating my Aussie Super hands down.

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