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LobsterMobster

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About LobsterMobster

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  1. LobsterMobster

    International bank account

    What are you basing your comments on? 'Cos I'm basing mine on over 20 years' UK banking experience, including in my last role (up until late last year) dealing with all dormant account enquiries, Reclaim Fund statutory reporting, etc., etc. for the entire bank. In my professional opinion, if OP follows the instructions I gave above I am 100% convinced they will get the account reopened. Otherwise I wouldn't have bothered posting. Kinda wish I hadn't now...
  2. LobsterMobster

    International bank account

    If you'd said "It shouldn't be a problem", I'd agree with you. But it is. Blame ever-tightening anti-money laundering laws, FATCA and the CRS for that. Banks are cracking down on non-resident accounts as they don't want the hassle and potential risks associated with them. That said, OP might phone up the call centre and get the new starter (or someone who's working their notice!) who puts through the change of address straightaway without asking any questions. And it might fly under the radar of the internal auditors. Who knows? We all get lucky sometimes... Nope - that is why I said to invoke the hallowed name of the Financial Ombudsman. This exact scenario is something they help with. It even says so on their website.
  3. LobsterMobster

    International bank account

    No worries - happy to help
  4. LobsterMobster

    International bank account

    That seems a bit optimistic to me... You could call them and ask if they hold non-resident accounts, but I suspect the answer would be 'no'. Basically, you just want them to re-open the account and pay the inheritance in - which would fall under the banner of "treating customers fairly", as you presumably kept the account open for just this kind of eventuality and they didn't bother to tell you couldn't use it anymore. Once the account is reactivated and the money paid in, it won't go dormant again for another 12 months at least. If can you get a relative to pay in 50p every few months, it won't go dormant at all! You can get the internet and phone banking set up when you go back, and the inheritance money is safe in the meantime. If I were you I'd write to your bank explaining that you are in the process of returning to Scotland, will be living at [relative's address], have been delayed in Australia by Corona and therefore can't go into a branch to re-activate the account, asking them what you want them to do, and telling them you'll be complaining to the Financial Ombudsman if they don't action your request in 8 weeks. You should get a favourable response. Remember to enclose some kind of proof that the account is yours, like a statement.
  5. LobsterMobster

    International bank account

    If you didn't close down your old account, it has probably gone into 'dormant' status. It might be possible to re-activate it if it has not been dormant for too long. No idea what the timeframe is though - the dormant accounts I used to deal with had been dormant for over 20 years. Even then, it was possible to get back the money that was in them within a few days - in our case it was kept in a big 'pot' and the interest used for charitable purposes. The Financial Services Ombudsman website should have details on dormant accounts that might help: www.financial-ombudsman.org.uk
  6. Woolies have stopped home delivery in Victoria...
  7. LobsterMobster

    Emigrating today (!) question about $ to £ transfer

    There should be no problem if you have internet banking. My NAB account sends a verification code to my mobile if I want to make a transfer, so if it's the same with ANZ make sure to keep the number up to date on your account. I've never used Transferwise personally, but my SO sent money to my UK account using them, and it seemed to arrive instantaneously.
  8. LobsterMobster

    Terrified my anxious dogs will die if flying to uk

    On the UK - Melbourne leg, the plane stops in Perth for refuelling, and the dogs stay on the plane. I'm guessing it would be the same in the other direction.
  9. LobsterMobster

    Recommended pet transport please!!

    Most people on here used either Pet Air or Golden Arrow, and I don't recall seeing any negative reports on either of them. We used Golden Arrow and I can highly recommend them. But I don't think they are taking on any new customers. Pet Air were very helpful and knowledgeable when I needed a second opinion on my boy failing a blood test. I wouldn't give the time of day to any of the other pet shippers I asked for quotes: one of them even sent me an out-of-date 'factsheet' stating that quarantine was still 30 days!
  10. LobsterMobster

    Terrified my anxious dogs will die if flying to uk

    Does the direct Qantas flight from Heathrow to Melbourne not take pets on the return journey? Apparently, the people operating the kennels in Dubai are "very good" and the dogs get checked by a vet, but if there's any chance of putting yours on the Qantas flight, I'd go for that - even though it costs more. If those are definitely the only two options, maybe post this in the 'Ask Pet Air' section or PM Bob and see which he would recommend. Pet Air are very generous with advice: they have a lovely vet nurse working there called Catherine, who was super helpful in offering me a second opinion when my boy failed a blood test
  11. LobsterMobster

    Any vegetarians?

    As a vegetarian for over 30 years (and a vegan for 15 of those - not anymore, though) I'd echo what the the others said above protein. Some lentils or chickpeas would probably have filled you up a bit more. If you are planning on getting your protein from meat substitutes like Quorn, you will have to eat more burgers, schnitzels, etc. than you would with meat ones to get the same amount of protein. It also doesn't sound like there was much fibre in your meal either, which would be another reason why you are hungry. A big baked potato with Heinz beans should have enough protein and fibre to keep you full 'til the next meal Likewise, an Indian curry like chana dal with brown rice...
  12. LobsterMobster

    Terrified my anxious dogs will die if flying to uk

    My younger dog is also scared of the vacuum cleaner, the mop, running water, anything falling on the floor, the wind, the sea, any strange dogs (including chihuahua puppies) and any strange humans not armed to the teeth with footy franks. He's currently hiding behind the sofa, as we had a bit of a storm last night. Did he die of fear on the flight from London to Melbourne? No. Is he scarred for life by the experience? No. Was he out of sorts for a few days when he arrived? Not really. I'm sure your dogs will be fine. Our canine friends are a lot more resilient than we give them credit for.
  13. LobsterMobster

    Air freight ??

    I'd have to disagree with you on that. On Emirates, £95 bought me 5 kilos of excess baggage (and that was a special offer, not the going rate). With mybaggage.com, the £95 bought me a whole suitcase: it took under a week to arrive and went via DHL, so I was kept in the loop as to its whereabouts the whole time. I also sent half a dozen boxes with parcel2go.com. However, anyone using that service needs to choose their courier company carefully (UPS are great, DPD are dire, OCS Landmark were good on the Aussie side but not the UK side, etc.) and make sure to attach an "Unaccompanied Personal Effects" form to the box even if they are not asked for it: https://www.abf.gov.au/form-listing/forms/B534e.pdf
  14. LobsterMobster

    Pets {dog}

    To give you some idea of the cost, we paid at least £7,300 for two large dogs (including quarantine, vet bills, lab tests and vaccinations) with Golden Arrow in November. That was on the direct Qantas flight to Melbourne via Perth; the Emirates flight via Dubai would've been a few hundred pounds cheaper. This page will tell you what the process involves: https://www.agriculture.gov.au/cats-dogs/step-by-step-guides/category-3-step-by-step-guide-for-dogs If your dog is already vaccinated for rabies but more than, say, six months ago, he might not have enough antibodies left to pass the rabies titre test, so you might want to re-vaccinate him first to be on the safe side.
  15. LobsterMobster

    UK Marriage Visa

    Don't they just have to give notice at a specific registry office and wait an extra few weeks? If you or your partner is from outside the EU, EEA or from Switzerland You need to give notice together at a designated register office, even if you live in different districts. The immigration authorities at the Home Office will be told. If this happens you may need to wait up to 70 days before getting married or forming a civil partnership.
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