Penrith to me has some very rough areas. However compared to UK these are not what you see as rough!
Research the areas well, as Penrith has some very bad suburbs.
Schools will be in line with the social demographics of Penrith. Nice area = OK school, Poor area = shocking school.
Hospital are on par with Hospitals in NSW - care is not as good as the NHS. Private Hospitals comprise of an excellent room and food, yet very poor nursing care.
Would I live in Penrith?
No.
Hope this helps. Where will you be commuting to?
I live in Picton 40 minutes south of Penrith. We visited Penrith once and never went back after the stabbings and assaults in the Westfield there!!!!!!