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charlie5

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Everything posted by charlie5

  1. hi Yet another example of insurance rip offs. We took out the minimum insurance to cover losses at sea etc because I am an insurance sceptic. Insurers are very happy to take your money but very reluctant to pay out. Hope all is god for you. Charlie :frown:
  2. I thought it had gone very quiet on here as I haven't had any emails for several days. It seems as if I had been logged off or something??? Charlie
  3. I think we would be hard pressed to find someone who could offer a more efficient, friendly and free service. Keep up the brilliant work, you are a star. Charlie :biggrin:
  4. I use HIFX online and have both UK & Aus accounts to give me a wide operating window. You can operate by telephone but I prefer to do online. Charlie:jiggy:
  5. Now, now, now No need for this. Someone was just trying to give some feedback on what service was like. We have all been grateful for feedback and advice from othet people. There is no need for petty criticism. Let's be positive and continue to help each other. Thats what it is like in Australia. Charlie
  6. Hi Agree ith Cath. Business class service on the Emirates flight was mediocre. Charlie
  7. We were quite surprised how much paperwork we had to supply to obtain a rental. Copies of passports, visas, driving licences, banking details, references etc. Basically you have to be able to prove who you are and that you are a suitable/trustworhy person to rent. It was also surprising that we were actually competing with other people to acquire the rental. Best of luck Charlie
  8. I am looking forward to the reversal but ....... Charlie :cry:
  9. Check out steve's spreadsheet @ http://www.gainwave.co.uk/ This will give you some idea of timescales. Charlie :biggrin:
  10. The short answer is no. A minimum charge of $34 per monthly presciption applies. There are some rebates bu no free options. Charlie
  11. Depends if your parent visa is still valid. If youi want to leave Aus before the 5 years validity has run out then there is no problem, you can leave and enter to your hearts content. However, if you move out to Australia near to the end of the 5 year period, you could have a problem as you wil finf it difficult to prove that you are an Australian resident after such a short time. Hope this is clearer than mud? Charlie
  12. Hi Sorry but this is not correct. Everyone who has NOT got Australian citizenship needs to get a residents return visa (RRV) before leaving Australia. In fact you would find it quite difficult to get a RRV if you had spent less than 2 years in Australia. There are exceptions for urgent family reasons etc but these are exceptions. Charlie
  13. Hi I wish I could but I haven't found anything yet. It is probably like the discount at Brumbies Bakers - you have to ask. Charlie :unsure:
  14. Yes, our house buying money was transferred at 1.65. Not what we expected when we embarked on his project! Charlie :frown:
  15. Hi Les Yes I booked that rate at some time earlier - cannot remember when but one of the better things I did. Charlie:biggrin:
  16. I also just looked back at our payment in 2009. Unbelievably, our $63k cost us £26k at a rate of 2.415. I wish I was drawing my pension at this rate now! Charlie:arghh:
  17. Yes. Most insurance companies are happy to take your money but not happy to pay out. Your comment about car insurance also applies to medical insurance and pre-existing conditions. Buyer beware!! Charlie
  18. Hi The Assurance Of Support (AOS) bond is refunded after 10 years if there have been no support claims. A Parent visa gives immediate cover under the Australian Medicare health scheme. Best wishes Charlie
  19. Take note of Alan's advice!! The Australian authorities are taking a tougher line. Some negative decisions have been overturned on appeal - but do you really want to go through that process. Charlie
  20. Hi We had Australian Federal Police checks done. Only took about 2 weeks but there was a problem - my wife was (wrongly) declared to have a criminal record!! This took a while to sort out. Charlie
  21. Hi I had to provide some ID stuff but it was very straighforward - especially when I explained that I already had a UK account. Charlie
  22. [quote= (b) HIFX close outside UK business hours which is really annoying because it means you can't do an online transaction until the Australian evening. QUOTE] Hi I have HIFX accounts in the UK and Aus which means that I have an extended trading period. Charlie
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