charlie5
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Everything posted by charlie5
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Manty thanks for all the comments which seem to confirm that I use ther May date. However, it still seems illogical as my main residence was still in the UK until we could sell our house. Charlie
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Hi It is coming up to the time for us to think about Aussie citizenship. however, I am not clear which is the start date for residency calculation. We validated our visas in May 2009 but returned to the Uk until we could sell our house in November 2009. The aussie web pages suggest I should use the first date (May) but this doesn't seem right. Can anyone reassure me please? Charlie
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This made me smile. I am sure those of you who have spent more time in Australia know why!!!! Best wishes Charlie
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I thought the cost was only increased once each year in July. Charlie
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Hi here is the link:- http://www.humanservices.gov.au/customer/services/centrelink/commonwealth-seniors-health-card To qualify for a Commonwealth Seniors Health Card you must meet specific requirements, including age and residence conditions. To qualify, you must: meet the residence requirements (see below) not be subject to a newly arrived resident’s waiting period have reached age pension[1] age (see below) but not qualify for a payment from us or the Department of Veterans' Affairs provide us with your and your partner's tax file numbers, or be granted an exemption from doing so, and have an annual adjusted taxable income[2]* of less than: $50 000 (singles) $80 000 (couples, combined), or $100 000 (couples, combined, for couples separated by illness or respite care or where one partner is in prison). *This limit is increased by $639.60 for each dependent child you care for. Hope this helps? Charlie
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Many thanks. I had found the form (or similar) and had not spotted that the amount was required in £s. This makes it so much better. Best wishes Cahrlie
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Hi Thanks, I have contacted my provider for the info. I am sure they will be able to say how much I paid but what exchange rate do I have to use. My pension payments were over 30 years! Charlie
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Wow. Many thanks for this. I will follow up. Charlie
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Hi Please tell me more about 8% deduction. I have not heard about this and I have used a Tax Agent the last 2 years? Charlie
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Hi Not looked at the rates for some time but the savings account was higher than retirement. Charlie
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Hi We use NAB Retirement (no fees but some interest) for everyday expenses and iSaver for savings. Charlie
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Hi My wife has her UK pension paid straight into our NAB acoount in Australia. The rate is good and I would recommend the process to you. At least this way there is some money being paid automatically into our account. Best wishes Charlie
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Hi Medicare covers the basic cost of medical treatment but many GP and specialists charge more than the Medicare agreed cost. This “gap” has to be paid for by the patient. Bulk billing is where the medical supplier charges Medicare directly and there is no gap for the patient. In hospital costs are covered by Medicare. Hope this helps a little. Charlie
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Hi We had mould problems with a some furniture items and a matress. We had to dispose of some as we couldn't get rid of the mould. Charlie
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We used these people when we moved out. Couldn't beat their quote. Charlie
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Alan Many thanks, sounds interesting. I think I will be in touch with you directly in the next few days. Charlie
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Hi Yes I understand this but I wanted to invest the income from my UK pension. Sorry that I didn't explain this very well. Charlie
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Hi Are there any Australian super experts out there? I am in receipt of a UK company pension and I pay Australian tax on this. Has anyone found a way to have some of a UK pension paid into an Australian super and hence save some tax. I have spoken to a financial planning adviser but they couldn’t help on this. Best wishes Charlie
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Hi Go for it. My wife has her UK Government pension paid directly into our Aussie bank (NAB) and it works a treat. Rhe money comes through on time and the exchange rate is quite competitive. Charlie
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Hi How things seem to have changed since we were at this stage. My son took the forms into Centrelink and was interviewd straight away. He then shot off to the Commonwealth Bank and deposited the bond. All done and dusted on the same day. Don't know if his central Sydney location made a difference but 28 days is silly. Besty of luck Charlie
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Hi Super post. What I cannot understand is the reference to the Commonwealth Health card - I thought that there was a 10 year wait on these priviledges? Charlie
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We were in a similar postion but our agent advisd that it was not worth the risk for a 2 month delay. Charlie
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Hi Hope this is it? http://www.chireckles.com/cpv/tracker.php Charlie
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Sorry to muddle the water but - the rules certainly say PR & settled. However, I believe that the 2 year period is still used as a basis for deciding. There was some evidence of this last year from an immigration agent. Best wishes Charlie