Hi there Cakey, We are in a similar position (not having a spare £45K hanging about) but we decided to remortgage to release £50,000 of equity from the house and then it will be there when the visa needs paying for. Once we go over to Oz to activate the visa we can then come back to uk and sort the house sale out and hopefully, by then, property market will have picked up. We went for the Contributory Parent (Temporary) Visa which costs approx $21,000 per applicant. We will then have 2 years to pay the balance of approx $14,000 each to make it a permanent visa. I dont think there is difference in cost - just that you have a bit longer to find all the money. Hope this helps! Vava
