I do have medical insurance but only for Ambulance cover thats the top one aswell, it covers me for land, sea and air ambulance, My kids play football, rugbuy and also surfs, so I wanted cover for all. If you need an ambo it will cost you between 400 and 700 dollars, I know I had to pay it once. It also covers u for eye tests, some dental work, I pay 48 dollars every 2 weeks. You really dont need it for anything else, its just like the NHS over here,2 of my daughter had car accidents and had to go to hospital, have to have xrays one had brain scans it never cost us a penny. They whee both fine aswell. My son needed sticthes he also broke is hand never cost a thing, he has aslo had whiplash from playing rugby everything was free.... I also had to go to hospital was in for 4 days with a blood clot in my tummy, everything was free and I was looked after very well.
I didnt want to write so much but others will tell you different, as they want u to spend ur money when u dont need to..
Renting a house is not cheap in the shire.My husband is in the armed forcses so ts differnet for us.
If you are renting you will only need contents insurance , the people that own the house should insure the own house. Im with Real insurance, and I pay for about 600 dollars a year, that also covers me for all of my jewellery, my very expensive camera, and thing over a 2000 dollars I had to get proof. It covers us for all our stuff we take out on our boat (some stuff the boat insurance does'nt cover us for) so that was a bonus lol. Make sure you get accidental cover a lot of them dont do it.
We came over with a 40ft container full to the rim. so we have a lot of stuff... You might have to pay a little more or less depending on what your bringing..
Hope this helps Like I said I have written a lot but just wanted you to know that there are some things you dont need and dont be scared into getting it. People are always here to help on these sites
Anita