jim bean

Hi Paul Take a sample of water from the pool to your local pool shop, they test it for free then you buy all the stuff they tell you it needs. You are not alone ours is a salt water pool and often ends up green.

When buying a new car in Aus its best for resale to get an automatic also cruise control is great. Saying that l bought manual nissan xtrail 10 years ago, no problems with it.Cost 31,990 back then, still the same for a new one now. Checked the price of a new one in UK and they are actualy cheaper here. We also have a 7 seater Captiva diesel,no real probs except front tyres wore out quickly due to poor aliighnment which is a common fault.

Okay, firstly you should be discussing this with your accountant, if he or she doesnt know all the answers straight away you should change accountants because this is a good test of basic knowledge. I am just a pleb who went through this a few years ago and cant remember everything. The most tax efficient way then to buy a new car, ute is for your business to buy it with a chattel mortgage. If its not used entirely for business you have to have a log book for a few months to record mileage for business/ pleasure. Then you can claim the fuel against the business. If you were registered for GST you would be able to claim back the GST on the car. I suppose if your hubby doesnt buy alot of materials you are better of not being GST registered, but l would sit down and work it out. Find the price of the new car you want to buy, if you have a car to trade in find out what they will give for it ,then speak to your accountant.

It would be a great job, the cashiers just sit on their arses slinging the shopping past their scanners as fast as they can. None of that hello how are you crap or packing groceries into poxy plastic bags. Or else you can fill the shelves which involves pushing a massive pallet truck into the main aisle just as the morning rush of pensioners come in. You wont even have to get wet going out to collect trolleys as all the punters have to bring them back to the main door if they want to get their coin back.

Is he self employed, have an ABN, Gst registered ?

My opinion not an expert 1 Transfer as much as you like, ; think the 100,000 limit is cash in a suitcase. There is no tax to pay in Au on savings you have when you arrive 2 I would guess it would be taxed as income= Accountant would advise you when you arrive 3 If its the same as UK you will pay tax in Singapore, show the income and tax you have paid on your Au tax return . Even if you dont bring the money to Au you will still be taxed on it, if you live here. 4 Doesnt matter how much you earn if you are a permanent resident .

Aldi Woolworths 2L Apple Juice 1.99 3L 3.09 3L Milk 2.89 3.00 sliced white bread 0.99 3.59-tip top often homebrand is 2 for $4 hot dogs 2.49 5.17 carrots kg 0.99 1.49 We always bought nappies at aldi, like you we thought them better than any other brand and far cheaper. Buy wine there to, often around $4 a bottle. Alot o Euro style lager there but l prefer the Oz beer now.

No worries Ellie, it wasnt that clear the question was about Melbourne, you certainly got me wondering wether you were right , but l pay land tax as well on a number of properties, which is a tax on the unimproved value of the land.(you dont pay land tax on your principle place of residence for the worried poms reading this.) So l know the value they put on the land.

Cant think why you posted it again, Andy B posted his market value. As you say you are in Sydney and we are in Melbourne.If the OP had enquired about rates in Sydney l wouldnt have responded. To me it quite plainly says capital improved value of the land. When you buy a house down here you get to see the rates the previous owner was paying on the section 32. Usually thats quite a good indication of what they paid for it, unless they have had it for ages . When you get your first rates bill the value will have increased to near what you paid for it.

[TABLE=width: 99%] [TR] [TD=class: bt] Home>Your Property>Rates & Valuations>Rates Calculation [TABLE=width: 100%] [TR] [TD]Rates Calculation[/TD] [TD=align: right] Printer Friendly[/TD] [/TR] [/TABLE] [TABLE=width: 100%] [TR] [TD]Rates for the 2011/2012 year will be struck by Council on the 25th of July. The Capital Improved Value (CIV) of your property is multiplied by the rate in the dollar set by Council (CIV is basically the market value of land and improvments). For the period 1 July 2011 to 30 June 2012 the rate in the dollar is 0.0020167 for General rate. Vacant Land Rate is 0.00242 In addition to this rate there is a municipal charge of $150.00. [/TD] [/TR] [/TABLE] [/TD] [/TR] [/TABLE]

Ellie have a look at the link l posted. l have several houses in the same area and all the rates are different.

Here is a link http://www.mornpen.vic.gov.au/page/page.asp?Page_Id=105&h=0 They pick up the rubbish on public holidays even Christmas day if it falls on a week day so l dont begrudge them. I would budget around $900 depends which council area you pick.

I would agree with Geraint you shouldnt rush to transfer private pensions until you are sure you want to stay in Aus and you have an understanding of QROPS and super. That said l could never let someone l dont know access my pension fund and transfer it. a, it might disapear and b, 10 to 1 the transferrer will have an ongoing commission where ever he advises you to put it.

There is no capital gains tax to pay if you leave your savings in UK and wait for a better rate. You will pay tax on any interest. 20,000 pounds just get it over here now. I use currrency online-safe and reliable very easy to talk to on phone even if they are kiwi"s. Wait till it gets over 1.48 and hit the sell button.

Okay say you left England in 2007 and your house was then worth 200,000 pounds and the exchange rate was 2.5Au dollars to the pound that gives you a base of $500,000. You have just sold your house in England after letting it and after taking out selling costs you have 400,000 pounds and have transferred the money over here at the rate of 1.5 dollars to the pound giving you $600,000. Your capital gain is $100,000. If you have owned the property for more than a year which you have you get half of the gain tax free. So now you have a taxable gain of $50,000. Your accountant will add this onto your earnings of say $60,000 and you will pay tax on $110,000 at whatever the tax rate is. You could decrease the tax by putting a lump into your super at %15 tax or if you have a wife paying tax split the capital gain with her.