vixxy666 Posted August 18, 2011 Share Posted August 18, 2011 Hi could someone give me some figures and advise please When we arrive without a car do we need the money to buy a car outright as we wont have credit history? What prices are we looking at for something basic to get to and from work, economical. Ideally on monthly payments What is Rego? is this the equivalent of car tax? how much is it monthly? How much is car insurance roughly and do they take into account your car insurance history from the UK or is it start a fresh? Just trying to get an idea of costs so any help much appreciated. Thanks muchly Vicky Link to comment Share on other sites More sharing options...
Guest Martin R Posted August 19, 2011 Share Posted August 19, 2011 Not having an Aus credit history can be a problem. So open an Aussie Bank account ASAP. If your Visa is not permanent at this stage (eg 4 yr working Visa), you may find Car Dealers & Financers insisting that any loan is taken over the reamining time left on current Visa. If buying Privately or from smaller Dealers (2nd hand cars), you'll get hit with paying for Rego (Car Tax and Compusory 3rd party insurance) and Stamp Duty! This can add a couple of $000's to your total bill, so be warned. Stanp duty % varies with ttoal value of car, and from State to State. If the Car has a long Rego, you wont end up paying some of these cost until the Rego expires and you have to Register the vehicle to yourself. Many dealers will advertise as "Drive Away", which is a bit like 'On The Raod' (OTR) in the UK. ie Rego, plates and Stamp duty included in price quoted by dealer. Be aware that if buying 2nd hand, ensure that the vehicle has no outstanding finance against it. Also, some states do not have compuslory Road worthiness certs (eg QLD), so be perpared to get one done, or negotiate with seller. European Cars are expensive, but Japanese/Asian cars are better priced. Link to comment Share on other sites More sharing options...
Guest smigs Posted August 21, 2011 Share Posted August 21, 2011 Hi, Im looking to buy a camper van in Perth area & have seen a lot advertised with either expired or soon to expire 'rego'. Does this mean a large expense to get maybe a 20 year old vehicle legal again? Pete..... Link to comment Share on other sites More sharing options...
Guest jtrd Posted August 21, 2011 Share Posted August 21, 2011 I'm pretty sure that there is no MOT equivalent in WA (happy to be corrected) so you just pay your years registration (rego) which includes third party car insurance and thats it. It's also worth mentioning that while second hand cars are more expensive to buy in Australia, they last so much longer than they do in the UK and there is nothing identifiying on the number plate to tell the age of the vehicle, so it's less of a status thing. From memory it is easier to buy with Rego, as once the rego has expired the car may have to be inspected - can't remember how long the lapse needs to be though. Google the RAA for an insurance quote and yes just get a statement from your UK insurer for your no claim years and they should be recognised by your Australian insurer. Link to comment Share on other sites More sharing options...
Iron Chef Posted August 22, 2011 Share Posted August 22, 2011 No need to be roadworthied again if the registration has expired, just put new rego on it and pay the transfer fee and it's yours. Link to comment Share on other sites More sharing options...
Guest smigs Posted August 24, 2011 Share Posted August 24, 2011 So even 20 year old cars dont need safety checks every year like mot? Link to comment Share on other sites More sharing options...
fourcorners Posted August 25, 2011 Share Posted August 25, 2011 We initially bought a cheap crap car, as we couldn't get finance until we could show 3 months payslips. We made sure we had good certificates of our no claims bonus as this can be transferred (we were insured with the RAC). I think the term of our finance for our second car was less than our 4 year visas, but we paid it off in one year anyway. I'm hoping that second time around our previous credit history with toyota will count for something. Once we had paid it off so quickly they were very keen for us to upgrade and take on some more finance! Link to comment Share on other sites More sharing options...
moirclan Posted August 25, 2011 Share Posted August 25, 2011 No need to be roadworthied again if the registration has expired, just put new rego on it and pay the transfer fee and it's yours. where di you hear that ? if the rego had expired more than three weeks i think. it goes over the pits and you cant register it until every thing they find wrong is fixed Link to comment Share on other sites More sharing options...
moirclan Posted August 25, 2011 Share Posted August 25, 2011 So even 20 year old cars dont need safety checks every year like mot? most people buying an older car would get an rac inspection so they knew the true condition of the car if your pulled over by the police and they find any thing wrong with your car ,you will get a sticker a yellow sticker allows you so long to get the car fixed a red sticker is off the rd immediatly Link to comment Share on other sites More sharing options...
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