Hodgies2Oz Posted July 17, 2015 Share Posted July 17, 2015 Can anyone give me an idea as to whether Australian car insurance is generally the same as UK prices or will we find it is cheaper/dearer. Thank you Link to comment Share on other sites More sharing options...
Pommie Posted July 17, 2015 Share Posted July 17, 2015 Can anyone give me an idea as to whether Australian car insurance is generally the same as UK prices or will we find it is cheaper/dearer. Thank you Hi Hodgies - I found it certainly no cheaper, but it does depend on what you drive. I think I was paying around $750 - $800 a year for each car. Take over your UK proof of no claims - some companies will recognise them... all the best Link to comment Share on other sites More sharing options...
Hodgies2Oz Posted July 17, 2015 Author Share Posted July 17, 2015 Thank you Pommie Link to comment Share on other sites More sharing options...
Peachy Posted July 17, 2015 Share Posted July 17, 2015 About the same. We are with Allianz and paying $570 I think. They don't seem to need your no claims info - Allianz and RACQ didn't want it. It was worked out on how long we had been driving which is a bit random! Link to comment Share on other sites More sharing options...
Bungo Posted July 19, 2015 Share Posted July 19, 2015 Always was hugely more expensive for us, especially considering you need two types of insurance. I would estimate about twice the price. Link to comment Share on other sites More sharing options...
Peachy Posted July 19, 2015 Share Posted July 19, 2015 Sorry to be dense but what do you mean by 2 types of insurance? We were advised by finance chap at dealership. Link to comment Share on other sites More sharing options...
Bungo Posted July 19, 2015 Share Posted July 19, 2015 Sorry to be dense but what do you mean by 2 types of insurance? We were advised by finance chap at dealership. You have to have what is called CTP, compulsory third party insurance in Australia. This is a separate policy to your usual comprehensive insurance policy. Our CTP alone was about $500 and then the comprehensive insurance about another $1,200. This was on a seven year old Mazda CX-7, in UK we have a six month old Audi Q3 and it cost £350 to insure. Link to comment Share on other sites More sharing options...
Peachy Posted July 19, 2015 Share Posted July 19, 2015 Thanks for clarifying! Just got out our policies to make sure after slight panic! Dealer threw in the CTP and our fully comp on 6 yr old Subaru was $556. Trying to keep track of everything is proving tricky :-) Link to comment Share on other sites More sharing options...
Pommie Posted July 19, 2015 Share Posted July 19, 2015 I think fully comp includes third party cover.... you shouldn't need two policies. Fully Comp should cover you for third party cover as well... Link to comment Share on other sites More sharing options...
Bungo Posted July 19, 2015 Share Posted July 19, 2015 I think fully comp includes third party cover.... you shouldn't need two policies. Fully Comp should cover you for third party cover as well... No, not in Australia. CTP is definitely a separate insurance policy. It is also compulsory as the name suggests, so important not to forget it! Link to comment Share on other sites More sharing options...
Suzukiscottie Posted July 19, 2015 Share Posted July 19, 2015 You can't forget CTP in Victoria. It makes up the largest chunk of the annual rego fee. $771.60 x 3 for me, 2 cars and a motorbike Link to comment Share on other sites More sharing options...
Guest Posted July 19, 2015 Share Posted July 19, 2015 My VW Jetta costs about $550 a year fully comp (anyone can drive it, don't have to be named) Registration (Including CTP in Queensland) Cost about $700 for the year Link to comment Share on other sites More sharing options...
Jack53 Posted July 28, 2015 Share Posted July 28, 2015 CTP is part of the road tax registration fee in Queensland at least, so everyone is insured third party! Link to comment Share on other sites More sharing options...
bristolman Posted July 28, 2015 Share Posted July 28, 2015 CTP is part of the road tax registration fee in Queensland at least, so everyone is insured third party! They are insured for injury NOT damage to property. It is a worrying misconception that CTP gives you property cover. Link to comment Share on other sites More sharing options...
bristolman Posted July 28, 2015 Share Posted July 28, 2015 Can anyone give me an idea as to whether Australian car insurance is generally the same as UK prices or will we find it is cheaper/dearer. Thank you For us definitely more expensive in Australia because as has been stated there is the need for 2 lots of insurance. It is not a legal necessity to have property insurance, amazingly it is perfectly legal to drive just with the CTP injury cover. It is why it is important to get fully comprehensive as there ae a lot of uninsured drivers out there. Link to comment Share on other sites More sharing options...
rommelverain Posted July 28, 2015 Share Posted July 28, 2015 it depends on what car you drive. the more expensive your car the more expensive your insurance is. Link to comment Share on other sites More sharing options...
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