It is certainly more expensive than it was when we returned in Dec 1999. My estimate for electricity for next 12 months is £1994 (a 2 bed room flat all electric) going on useage of previous 12 months. It cost us £50 per month when we first came back. Food prices have got more expensive - you don't get the very cheap deals on value brands that you used to (ie 8 p for a tin of beans etc). I would imagine though that the prices for electricity and food have also gone up in Australia. I find the cost of fuel for the car really expensive here and public transport also much more expensive (I live in a rural area). I do earn less money - I am earning the same money now as I did 14 years ago in Australia doing a job 2 grades lower than I currently am now. However, I got one of those infamous "Together" Northern Rock mortgages - ie no deposit and 125% enabling me to buy a house with an income of less than £12,000 per year at the time. The cost of the house was only £38,000 and is now worth £90,000 so I definitely benefited from that practice, although many lost out buying more than they could afford.