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Pensions Question - Boring I know but would appreaciate any thoughts


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Ok - have received a letter today from a fronzen occupational pension offering me an enhanced transfer offer.

 

Its all gobblygook to me, but my options are transferring it to my current local government pension, a personal pension plan or a section 32.

 

Bearing in mind that at some point we will be moving to the other side of the world am confused as what to do.

 

Can UK pensions be frozen and claimed upon retirment age in Oz?

 

Personally I think my choices are section 32 (shows best projected return) or transferring it to my local government scheme - but this seems pointless if I am then going to freeze that one in a year or so's time.

 

My other choice is to leave it where it is where it won't perform as well.

 

THanks

 

Michelle

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