MikeW Posted November 26, 2019 Share Posted November 26, 2019 Hi, I moved to Aus from UK in 2011 and have been an Aus citizen for few years. I have a buy-to-let property in the UK that I'm paying way over the odds on interest rate. Am I able to remortgage whilst in Aus? The last time I tried I was unable to as I had to physically be in the UK. A quick google search makes me think HSBC would be an option as they have offices in UK and Aus? Cheers, Mike Quote Link to comment Share on other sites More sharing options...
DukeNinja Posted November 26, 2019 Share Posted November 26, 2019 There has been multiple posts on this topic, and the general consensus is that yes, you can get expat BTL mortgages, but these are only a handful, from specialist lenders, with exorbitant fees and higher interest rates. I know as I've tried as well. HSBC will require you to have a minimum income of GBP 75k pa (not including the rental from the property). Most people have chosen to remain on their existing mortgages, or have sold. Quote Link to comment Share on other sites More sharing options...
Aussiepom Posted July 24, 2020 Share Posted July 24, 2020 (edited) I may be too late here... but there is an option to get a BTL mortgage through HSBC and likely Barclays at UK interest rates. I’ve written an extensive guide in how to do this in 2018 when I remortgaged with HSBC. Edited July 24, 2020 by Aussiepom Quote Link to comment Share on other sites More sharing options...
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