anitalund Posted June 19, 2013 Share Posted June 19, 2013 Hi - I hope someone can help. My husband is out in Sydney and we are moving out in 5 weeks to join him for 4 years. He is looking at buying a car. What I want to know is, should we get a loan here or get one there? If I get one here will it be expensive to transfer $18000 to Australia, so would it be best to borrow the money over there? Hope someone can help - I've got a headache! Thanks! Link to comment Share on other sites More sharing options...
LouDYorkie Posted June 23, 2013 Share Posted June 23, 2013 Hi I haven't looked into this in detail yet myself but I was of the understanding that some employers offer car loans through the payroll so it is dealt with as salary sacrifice (in a similar way Childcare Vouchers or Cycle schemes work in the UK-where you save tax and NI) Might be worth checking to see if this is a benefit your husbands workplace offer as it will save him the PAYG contributions on it! Link to comment Share on other sites More sharing options...
wakeboard1980 Posted June 23, 2013 Share Posted June 23, 2013 Has your husband spoken to anyone in Aus about a loan? Who do you bank with, maybe ask them. It may not be as easy as just deciding what car and getting a loan. Do you have a credit history in Aus? Link to comment Share on other sites More sharing options...
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