aurora

2 hours ago, Ken said:

The legal requirement is that they pay the super on top of the salary - but that applies to what they put in your contract not what they put in the advert. Indeed if your contract were to say $x inclusive of super that still wouldn't breach the legal requirement as that really dates back to when Super was first introduced so nobody had it mentioned in their contract.

could you clarify that please? If an advert mentions a salary range with no mention of super, then salary discussion and contract states $x inclusive of Super this is correct/legal I assume?

we had already given the bank all this info, plus our UK NI numbers, australian TFNs. Alans 'split year' scenario seems the best fit but the form the bank has sent doesn't take this into account.

Thank you for your replies, will see what our accountant says.

ok in that case we answer 'no' to every scenario. will ask professionals on monday.

I think now we may both be residents of the uk? From gov.uk site:

You’re automatically resident if either:

• you spent 183 or more days in the UK in the tax year
• your only home was in the UK - you must have owned, rented or lived in it for at least 91 days in total - and you spent at least 30 days there in the tax year

You’re automatically non-resident if either:

• you spent fewer than 16 days in the UK (or 46 days if you haven’t been classed as UK resident for the 3 previous tax years)
• you work abroad full-time (averaging at least 35 hours a week) and spent fewer than 91 days in the UK, of which no more than 30 were spent working.

What do we answer to the "only home" part? we had our home in uk but a rented home in Australia in same tax year?

hello hope someone can help.

we have a joint Australian bank acccount and have received letters asking us to clarify our residency.

For the 2018/19 tax year we will have lived in the UK for 98 days before moving to australia.

Am I correct in saying that we are therefore both non residents of the uk even though my husband still has an income from the uk?

(he does have an accountant to deal with the dual country income).

whereabouts are you headed too and what could you do with knowing? gosh maroochydore has changed a lot, much bigger and busier then we were used to in the uk. we live further up the coast and it's beautiful. weather is stunning at the moment and flowers are starting to bloom. Evenings and mornings cold though!

I've just taken up permanent residency in australia and my employer has asked me to choose a super fund. I'm a little time poor but have had a look around different options and AustralianSuper seems ok to me (I like the idea of having permanent disability cover and income protection cover - some funds don't seem to offer an income protection option?). Growth and fees seem comparable and are at least clear - some fund websites don't seem to have these clearly laid out.

I assume to have approx 20 - 22 working years left. 

Do I just tell my employer that I wish to use 'AustralianSuper' and that's that? Or do I need to specify which investment option e.g. 'premix Balanced' 'premix high growth' etc? Or is this something I sort directly with AustralianSuper once the account is open?

thanks in advance! 

6 hours ago, Jack91 said:

I can't say I like Peregian Springs much to be honest. But that's just me 

must be horrible as a young family to live in a family orientated area with heaps of other kids, free heated outdoor pools and gym, community events, new houses easy to maintain and surrounded by national park. whatever are we thinking .

10 hours ago, VERYSTORMY said:

I have to ask, how well do you know this area? The reason being, do not assume that because you have friends there that it is the best area for you. For example, when we moved to WA, we were certain on where we wanted. A very popular area with Brits, looked perfect on line. Then when we arrived we went to a viewing. Didn't even get to the house as, as soon as we got to the area realised it was not for us. 

Sorry to disappoint you but as I said in my original post, we know the area and the road very well. 

3 hours ago, Jack91 said:

Hi Aurora, 

 

I'm sorry I've only just seen this!! Did you manage to get anyone to have a look at it? 

hello thank you so much for your reply! Not that one but another better one came up which our friends viewed today. should hear by thursday. 

Hello

We are moving to Peregian Springs on the Sunshine Coast shortly and have seen the perfect rental. Only problem is our local friends are unable to attend the available viewing dates, which are Thursday 31st May 09:30 - 09:45 and Friday 1st June 09:30 - 09:45.

We know the area, the street and the houses so don't have a problem with not viewing in person - however it wouldn't help with our application. If anyone is in the local area and has a free 10 mins to attend on our behalf we would be eternally grateful!

@NoosaMick  @Jack91   @Evali3   @SusieRoo  @Nursebucko  @jacquiandpaul

@BlueKangaroo  @Monket  @Gogetti

 Many thanks and apologies if this is not allowed.  

3 hours ago, DukeNinja said:

People aren't working in the NHS to make money. The reason most of the public isn't feeling the results of years of pay and funding restraint in the NHS is because of the workers' compassion, expressed through curtailing their lunches, or even foregoing them, staying a little bit late and not bothering to claim for that time, squeezing that extra few patients by hook or crook.

Agree. This has always been the case but has accelerated beyond recognition in the last half of this year.