Has anyone had a problem in applying for a credit card once you are in Australia? We have been banking with Westpac for over 4 years and have just tried to get a credit card with them. We were so used to using our credit card for monthly shopping in the UK, paying the balance off each month and would have liked to continue that way now that we are here in Australia. We were very disappointed that Westpac didn’t even want to know what our income from our UK pensions was (I have a very good state pension and hubby has state pension plus military pension plus work based pension, all very good). The reply we got was that we needed to have an Australian taxable income. We confirmed with them that we are registered for tax in Australia and that all our UK pensions were liable to Australian tax. Their reply “I have double checked this with our credit team today and they have confirmed that we cannot accept only UK Pensions as a sole income to support a credit card application. Our current policy will not allow it. We would need you to be drawing a Australian pension as well for the UK pensions to be able to be used.” We will try other financial establishments but did just wonder if anyone else has come up against this problem. We are fully retired so won’t be able to get an Australian work based pension and won’t be eligible for an Australian state pension for another 9 years and even then because of our income from UK pensions and assets this will probably be close to zero.