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james784

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Everything posted by james784

  1. You having a good experience. You can apply anywhere. Apart this i am also running web development company, You can contact me if you want. For All Skill Assessment applications should be lodged online through the online application form. If you are applying as an individual please refer to the Information for Applicants page. If you are a Migration Agent and you would like to lodge an application on behalf of your client please refer to the Information for Migration Agents page. Thank You..
  2. Hi, I'm a clusterhead (nickname). Have the chronic kind for almost 4 yrs. and know the pain, yikes! Luckily no wall banging pain for awhile but you never know. It wakes me up at night and then I do the oxygen mask, climb back to bed and then wake up 2-3 hrs with the pain again it lasts about 3 to 4 days and back to normal. Only use about two bottles a month some times more or less. I'm not on other meds. anymore have tried verapamil. Full blast oxygen usually knocks it out if you use it right away as soon as you feel a symptom. try it you'll like it! video production dubai Hope i Helped James
  3. okay well lets get something straight. the difference between organic foods and artificial is just that one is grown/bred/produced so that it stays riper for longer periods. The chemicals that are grown with it has no known threat to us, otherwise they would stop making it this way. organic foods is more expensive because they want to make you believe that your buying the best product. the chemicals used to fertilize artificial foods gets absorbed by the plant and recycled through its system. Just like all things go through systems in your body, like you have an entirely new skeleton by the time you die. So it is arguable if organic foods are healthier for you because it might be possible that the chemicals are bad for you...and it just might be that the chemicals are not recycled. but that is up to eating person to decide.
  4. oh my bad i am sorry i didn't see it, i will keep it in my mind from next time when ever i write comment
  5. I have had Medicare since about 1999/2000. Medicare pays 80% of what they consider is "reasonable cost." Believe me - that isn't much. For example: Suppose I have a bill of $1000. Medicare determines that reasonable cost is $400; they pay 80% of that. And even though I have a private insurance which supplements Medicare, Medicare still sets the reasonable cost which means in my example that my private insurance will pay 20% of $400. Whoever performed the service (doctor, hospital, whoever) is out $600. When my doctor retired about five years ago I called four places which wouldn't take me on as a patient because I have Medicare. Even though private insurance companies are in it for profit, because they charge much higher premiums than the government does for Medicare, they can afford to pay more out because of those higher premiums. It's truly a case of you getting what you pay for. Because I don't work, Medicare is primary and my Blue Cross/Blue Shield is secondary so Medicare sets the reimbursement rate. Secondary insurers REQUIRE that a person be entitled to Medicare if they are eligible to cut down on the costs of the secondary insurance. If I didn't have Medicare and I wasn't eligible for it, my Blue Cross/Blue Shield would be reimbursing my doctors and hospitals at a much higher rate than what Medicare does. Now why doesn't everyone in the United States have Medicare? The insurance companies wouldn't stand for it and the medical community would be backing them up. Our representatives and senators wouldn't dare extend Medicare to all Americans! Frankly I think Medicare should be extended to everyone with increased premium rates and higher payments to providers of services and it could be administered through the private companies. But who am I?
  6. We got private health insurance about 4 years ago. Reason we did was because we were almost 30 and we were in the high income earning bracket. We were getting slugged with the levy so we figured we may as well put the money we were paying on the levy into something we'd get something back for. Fast forward 4 years and we now wouldn't be getting charged a levy at all if we dropped our PHC. We have chosen not to drop it though because:- 1. if we pull out now that we are over 30, when/if we do re-join we will get penalised for being over 30. 2. it IS peace of mind. If anything happens with the kids or us that is not urgent (eg grommets, tonsils etc) ... but needs doing ... private health cover means you can get it done almost straight away for the cost of the excess and avoid sitting in long public waiting list queues 3. Our hospital/extras cover costs us about $220/mth. Our kids have speech therapy every fortnight at a cost of $65/session. We get $60 back out of each session from PHC, which means we are getting back more a month at the moment than we are paying to have PHC. 4. Dental work is so expensive, yet teeth are so important. I love not having cost as an excuse to keep our preventative checks on our teeth up, with our cover preventative checks cost virtually nothing. And when I needed two fillings my out of pocket cost was really low compared to what it would have cost without PHC So the above reasons are ours for keeping our cover despite not technically 'needing it' for tax incentive reasons
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