Suzukiscottie

Are PM's elected?

They are in their own constituency. :-)

They undoubtedly would have, had the referendum succeeded. If you think that was an idle threat, you'd be mistaken.

It was "politician-speak" at the time. Nothing from the financial institutions agreeing with the scare tactics. Many rebuked the scaremongering. Strange that!

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Relocation packages are pretty rare these days. I was lucky in that regard. But it's only a one-way thing.

The relocation package is to entice you to accept the offer to move. They don't need to "entice" you to leave at a later date if circumstances change. Flights only.

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Why would international banks moving out of London - as many now will - go to Edinburgh rather than say Frankfurt?

Edinburgh already is a large financial centre.

Scots were often told that the banks/finance/pensions/insurance companies would all "up-sticks" and move to London during the Scottish independence referendum. Strange that!

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International border? It'll be the English demanding that, not the Scots proposing it! Is there an international border between NI and Eire? An oft-used scare tactic.

North Sea oil has been trending upwards for the last 6 months. New oil field discoveries were announced just after the Scottish referendum, when only weeks before they were foretelling that the supply would stop imminently! Strange that!

Scotland would be less of a risk to joining the EU than some other countries with the intent of joining. They are already currently in it!

Currency choices will likely be an issue to think over. When Ireland went Euro, many businesses in NI operated with 3 currencies (Punt, Euro, Pound) for a whole year and everything still worked out just fine.

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rained every day for six weeks...hmmmm, really....lol, if you look at the bbc weather last xmas was one of the driest and mildest on record, sure it was the uk you were at?

December 2015 driest on record?

http://www.bbc.com/news/uk-35204014

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I was never asked for visa info when obtaining insurance quotes, prior to becoming a citizen. I obtained quotes from all the usual insurance companies and brokers.

Do you have an Aussie address? Is it perhaps using a UK address or overseas contact info which is causing the issue for you?

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Pretty much everything you needed to supply for the 457. Plus possibly form 80, plus health checks, plus Police clearances.

Many private sellers will try to sell an older vehicle without a RWC but with Rego. Strictly speaking, not a legal situation, but if you buy one of these and manage to get it through the RWC yourself at no extra cost, and then change over the rego into your name, there isn't really an issue and Vicroads couldn't care less.

You see the excuses in the ads sometimes for not selling with RWC; eg, work nigh shift, can't get time off work to get it done, live too far away from the nearest tester, etc.

Buyer beware. Whatever the excuses, there could be more serious underlying issues that the seller might be hiding.

Reputable dealers will sell with RWC, but sometimes they don't include that cost in the advertised price, so again, buyer beware.

Many sellers will state in their ad things like "should sail through RWC" or " only needs a tyre for RWC"; seemingly simple things like that. It's not always the case though and it could prove beneficial to get RACV (or similar auto mechanic) to do a roadworthy check. Common RWC failures are for often overlooked items, small stone chip in the windscreen, discoloured headlights, perishing hoses etc.

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Good shout; its easily overlooked by new migrants.

Ambulance Victoria $87.60 family/$43.40 single membership for a year. Apply and pay online; only takes a few minutes.

For families arriving in Vic with kids to enroll in school, Ambulance Vic membership is a prerequisite (or private healthcare with ambo cover).

Britz. Apollo. Wickedcampers. Hippiecampers.

Probably others too; google is your friend.

Yes. It's a whole new application. Pretty much everything your employer had to do to get you here on a 457, they will have to do again for the 186.

You can't be expected (and are probably unable to do anyway) to do all the legwork that your employer needs to do from their side.

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Probably the outer suburbs, depending on the size of house you need.

Maybe some of the inner suburbs if all you need is a small apartment.

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Melbourne ; St Kilda dog beach. It's very popular.

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I guess it depends on so many factors for the individuals concerned.

But on our first trip back after being in Aus for 18months or so, in the midst of a freezing Scottish Winter, it actually made it feel like we were going "home" to Australia in the return journey.

No doubt lots of factors at play; weather, same old faces doing the same old stuff, actually being in our old "home" and not on "holiday", being rushed off our feet seeing all our old friends; that sort of stuff. So it's a very individual thing. Not everyone's circumstances will be similar.

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Did the bank cancel your cards when you reported it? If not, then it's likely just a processing error somewhere in the system.

If they identified it as fraud, they would have cancelled your cards and issued you with replacements.

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Does anyone know of any cheaper options?

I feel your pain. International student fees are a major issue for temporary visa holders and their children. Been there, done that.

PR will get your children domestic higher education fees.

Citizenship will allow your children to apply for their own student debt.

That summarises the "cheaper options".

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Waterproofs, gloves and hat on standby for dog-walks!

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Could be fraudulent, but could also be a processing error.

Often fraudulent transactions appear as small amounts regularly.

A one-off transaction may be a genuine error at the banks end when processing.

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At my recent citizenship ceremony, there were a few ladies who had been in Australia for 47 years, and one gentleman who had been in Australia for 65 years. (I guess they came to Aus as young children.)

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