Hi Qflyer. I'm no expert, but according to a couple of websites I've looked at, it means legally resident in Australia. They don't say anything about being in one particular area. All the best
But what does “settled” mean?
Australia’s migration legislation provides that “in relation to an Australian citizen, an Australian permanent resident or an eligible New Zealand citizen, (settled) means lawfully resident in Australia for a reasonable period.”
Unfortunately, “a reasonable period” is not also defined within legislation.