DavidandGill

On the subject of medicals - does anyone have any experience of the Brentwood Panel Doctors: Medical and Radiology Clinic, Spire Hartswood Hospital, Eagle Way, Brentwood Essex CM13 3LE Doctor(s): Dr Muneir Mohammad Khan - Dr Charlotte Elizabeth Rose - Dr Tayza Aung - Dr Jonathan Richardson - Dr Jane Horti - Dr Tay Za Aung. Hubby, although 65 runs about 10/12 miles a week, and although a little bit heavier than he would like to be, is probably OK healthwise. I however, am overweight but fortunate in not having any other health problems. I also run (that is, I am training to try and achieve 5K in one go!), but really only do about 2 miles a week at the moment. Could my weight be an issue if all other health is OK? Gill

Hi We have our UK address on the accounts. When we only had the current account we used our daughter's address in Australia, but changed to our UK address when we opened the savings account because we are not residents yet. Thanks for your help. Gill

Hi everyone, We (that is, I) have been following the CPV thread for a while now and have found some of the shared info absolutely fantastic. We have applied for CPV visas and are now in the waiting game like so many of you - not sure how much preparation we can do at this end (selling stuff we don't want to take with us, deciding what to sell - our "fun car" is the current dilemma), getting finances in some sort of order and ready for transfer to Oz etc etc. Our only daughter and her partner live in Torquay, Victoria. He is a citizen and she got her de facto PR last November. They both come from our village here in the UK. We sent our Visa apps off 21/1/10, received acknowledgement 21/2/10, now waiting for a CO to be assigned. We visit whenever we can which has been frequent since our first grandchild was born in Dec 08. Our second grandchild is expected in Jan 11. Without going into too much detail our granddaughter became critically ill at 4months which resulted in her having a heart transplant. We spent a total of 6 months in Oz during 09 and this changed our lives. Never thought we would move from our current house, let alone consider moving 12000 miles away to the other side of world at our age! But Aussie bound it is and reading this site is making the whole process a lot easier to cope with - just knowing we are not alone in experiencing all kinds of emotions and questions about it is quite a relief. So enough waffle - here's my question. We have a current account and savings account set up in Australia, and we transfer money for our visits using Hi-Fx. We have started to transfer larger sums in readiness for our eventual move into the savings account where we are earning a reasonable rate of interest. However, we are taxed at 40% (of the interest) because we do not have a Tax Reference Number (TRN). Westpac Bank did warn us that this would be the case, but there seems to be conflicting information on the Australian Tax Website, which we showed the Bank but which has not made any difference. Can anyone tell me if it is possible to get a TRN prior to our Visas being granted and if so, are there any implications involved - ie: will we need to submit a tax return to Australian Tax Office each year? Looking forward to getting to know some of you via this site - I think its great. Cheers for now. Gill