August Summer Posted August 31, 2013 Share Posted August 31, 2013 I am seeking clarity on the Lifetime Health Cover and the UK Australia reciprocal healthcare agreement and have two queries I am hoping a reader may have knowledge of. I am a British citizen with dual Australian citizenship, over the age of 31, residing in the UK and intending to move to Australia permanently. Thus I will be entering Australia as an Australian citizen. My queries are: 1. Will I be covered under the UK Australia reciprocal healthcare agreement and if so for what time period? 2. How much time will I have until I incur the 2% loading on the purchase of my health insurance? I want to avoid using the 1094 days without health insurance incurring the2% loading allotted to each Australian citizen as I may need those 1094 days at a future point. I have contacted the NHS regarding my query (response was to contact the Australian High Commission), the Australian High Commission (response was to contact Medicare), Medicare (did not respond to any emails I took from the medicareaustralia and humanservices websites and when telephoned could not provide an email or telephone number for someone knowledgeable in the area) so I would be grateful for any information. With thanks Link to comment Share on other sites More sharing options...
blossom Posted August 31, 2013 Share Posted August 31, 2013 No, if you are moving back then you will be covered by full Medicare as you are a citizen. Link to comment Share on other sites More sharing options...
Notts Posted August 31, 2013 Share Posted August 31, 2013 1. Will I be covered under the UK Australia reciprocal healthcare agreement and if so for what time period?... 2. How much time will I have until I incur the 2% loading on the purchase of my health insurance? As blossom says, you get full Medicare as a returning citizen. You do need to register and prove you live in Aus - http://www.humanservices.gov.au/customer/enablers/medicare/medicare-card/medicare-enrolment-for-returning-residents The LHC implications depend on your age when the LHC was introduced. If you were overseas and over 31 on 1 July 2000 then you start using your 1,094 days as soon as you return. If you turned 31 whilst overseas and after that date, you get 12 months to register. http://www.health.gov.au/internet/main/publishing.nsf/Content/health-privatehealth-lhc-providers-faq.htm#lhcintro Link to comment Share on other sites More sharing options...
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