Both your remarks are very relevant, thanks for taking the time to reply. Our grand daughter now is nearly 20 and courting, her brother is 17, nearly finished school and we feel has the wander lust to travel the world, leaving little brother, (and he's coming up 15..) at home. Would daughter and hubby downsize? Leave the area? Who knows, can't forecast the future can we....we do chat on Face Time quite often, and as you say, the cost would buy a lot of flights and we can stay in our very comfortable zone...