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palaceboy1

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Posts posted by palaceboy1

  1. I went through this procedure last year to get a NT tax code and telephoned HMRC and had to insist to be put through to a tax technician (their term) . They said they were nine months behind in processing these forms and the computer had logged the form from the ATO . I managed to persuade her to deal with it on the phone as she had the documents in front of her and i received the NT code two weeks later .

  2. 5 hours ago, Marisawright said:

    Well that's a load of old rubbish.   Ubank requires the same identity to open an account as any other Australian bank.  Sounds like the ATO trying to divert attention from the fact that it was THEIR system that was hacked.    The bank account could've been at any bank. 

    But it wasn,t it was UBank and the ATO have many instances . Sorry you think it’s a lot of old rubbish it was meant to be informative 

  3. 24 minutes ago, BendigoBoy said:

    Absolutely concur.  That change was made through ATO systems.  So either your friend wasn't taking adequate care of their credentials, or the ATO systems need to be tightened up.

    Sad as it is, and as much as it pains me to say, I'd put money on the fault being at the "victim's" end for not setting up adequate security and data protection safeguards for their own benefit, rather than on the ATO.

    I find it strange that you are blaming the victim as the ATO figures were entered correctly by her employers accountants . They were later altered remotely and she only knew when the accountant asked her about the refund . So what more should she have done regarding adequate security and data protection safeguards . 

  4. 1 hour ago, Marisawright said:

    Say what?  More info please?

    I have a friend who has had her government ATO account hacked . The year end figures were altered and it triggered a AUS$3000.00 refund , the bank account was changed to UBank  (the ATO said that UBank were easy to set up accounts for scammers) .This happened last year . 

  5. On 03/02/2024 at 08:18, InnerVoice said:

    As no one else has mentioned UBank yet I'll give them a plug, as I've been with them for well over a decade without any issues. They're an online bank but are also a subsidiary of NAB, so you don't feel as though they'll disappear into a puff of smoke overnight. As you as long pay at least $200 into your account each month, you will (currently) get 5.1% interest on your savings, which is pretty hard to beat. They also have an app which I think will do most of things you'll want.

    https://www.ubank.com.au/

    They are a well known bank used by scammers .

    • Confused 1

  6. We used “homesforexchange” which I think has been taken over by love homes swop . We really only used the site for introductions . The hardest one to arrange was the first as we were in the dark and were probably over thinking . Once we were in Australia we visited future couples to swop with to check compatibility as some swops took 2/3 years to happen . We stayed in some lovely properties and did not have any big issues .

     

     

     

  7. We did this for 10 years before our 143 visa came through in 2020 . We arranged house/ car swops for each visit in the Perth area , the swops were between 2 and 6 months all with different people . Although we only wanted Perth we must have received 600 requests to swop over the years , our property was a three bed in Cambridgeshire . No money changed hands we paid UK bills only .

    • Like 3
  8. We moved from Cambridgeshire to Perth in 2020 and paid £4250 for a 20 ft container . It took exactly three months door to door . We used Pretloves of Saffron Walden & Epping after getting a recommendation on here after having many quotes from the bigger movers . There was only very minor damage and no extra charges at this end . We only took out minimal insurance to cover specific items .

  9. 1 hour ago, tostar said:

    I'm trying to see how close Immigration is at the 2022/2023 cap of 8500 CPV applications processed

    This financial year (July 2022 to June 2023) they have been processing contributory parent visas lodged from August 2016 to March 2017 which had about 7982 applications (based on the attached analysis of lodgements, "CPV Lodgement Data Analysis posted on this forum previously"). 

    Year/Month/# of CPV Applications Lodged

    2016  August  719  (I don't know which day of the month they started / how many this month were processed as part of 2022/2023 year cap)
    2016  September  844
    2016  October  876
    2016  November  1,047
    2016  December  1,039
    2017  January  761
    2017  February  720
    2017  March  979
    2017  April  997

    Total of 7982

    So it would appear they should be able to get through some of the 2017 May applications this year before June -- am I correct?

    I think there were other parent visa classes 103/804 etc included in the yearly grant figure

  10. 10 hours ago, Marisawright said:

    The fees for a 804 are obviously much much lower.  You have to look at the extra costs involved in living as a foreigner in a foreign country for the rest of your life. 

    For instance, if you want to buy a home on the 804, you'll be up for fees of around $45k, because you'll be classed as a " foreign investor". 

    Then there's extra health costs, for instance the difference between paying $30 or $40 per presciption item on reciprocal Medicare, or $6 per item if you're on the 143.   In old age where you may be taking blood pressure pills, cholesterol pills etc etc, that can mount up very fast.  

    How do you get prescriptions for $6 on the 143 visa , I thought you only got that if you hold a Commonwealth Seniors Card and the issue for that it is income related plus four years at least on PR

    • Like 1
  11. Are all visa applicants over 75 required to have a medical before issue of visa . When we were having our 143 medicals we met a lady who had been instructed by IMMI to have a medical as she had reached 75 and had travelled many times on a tourist visa and this was the first time she had needed a medical

  12. 33 minutes ago, Noctis said:

    Thanks.

    Did you have to send the 2nd VAC receipt to them?

     

    Also @Everyone please make sure to upload the original Bank Guarantee request with the Bank Guarantee from the bank to CentreLink otherwise your Bank Guarantee may not be transferred to the correct place. I selected Financial under Upload Category by the way.

    No we were in the UK at the time and our daughter in Perth did the transfer , but it can’t do any harm sending a copy

  13. 2 hours ago, Noctis said:

    Hello everyone,
    My updates:

    Application Received: 15 Jun 2016
    Request AOS, Medicals and Police Cert: 7 Feb 2022
    Medicals examination done on 8 Feb 2022
    AOS Submitted on 8 Feb 2022
    AOS Interviewed on 10 Feb 2022
    AOS Bank Guarantee Request received on 11 Feb 2022.
    AOS Bank Guarantee Submitted on 15 Feb 2022
    - I didn't prepare for this. Please don't be like me. You need to prepare:
      - If you don't have any CommonWealth account, please go and create one once they ask for AOS.
        The GoalSaver account shouldn't cost monthly fee. Later we can skip all the identify checks that waste time.
      - Transfer money to that GoalSaver account (in my case it is 14k + $50 for my parents) and wait for the 
        Bank guarantee request.
      - Once received the request, go to CommonWealth with the letter and open the term deposit account.
      - It cost $150 fee to open term deposit account so bring cash.
      - The staff will transfer 14k from that GoalSaver account to the Term Deposit account and leave $50 in 
        GoalSaver account (the staff said GoalSaver needs some money in it so I left $50 there).
      - The bank guarantee will say 5 years in it but don't panic. The staff would explain that it is the maximum terms for a
        Term Deposit account but there is a condition under it says Subject to renew. So Centerlink can request to renew to
        another 5 years so total is 10 years.
      - It's up to you if you want to cancel the GoalSaver account but the interest for the Term Deposit account is paid every 
        6 months to my GoalSaver account so i keep it.
    AOS Accepted on 16 Feb 202 but their acceptance email arrived on 18 Feb 2022.
    AOS Acceptance Letter said they have notified Immi department.
    Police Certs and AOS Acceptance Letter submitted on 25 Feb 2022.
    2nd VAC request on 2 Mar 2022 at 4:30pm.
    2nd VAC paid on 2 Mar 2022 using Bpay with ANZ Bank app at 5:30pm.
    - The maxium Bpay per day is 10k for ANZ but if you install the ANZ app on your smartphone and set up VoiceID (use your voice).
       You can pay Bpay more than 10k up to 100k per day.
    .....
    As of this moment 3 Mar 2022 12:30pm. No visa granted yet.

    So I have a question.

    Do I need to send the 2nd VAC receipt to parents@homeaffairs.gov.au?
    In the 2nd VAC request, it doesn't say anything about I have to send the receipt to them.

    The wait to celebrate is soul crushing. 6 years waiting...

    You have been busy I hope the visa comes quickly , ours took 3 months after paying second vac due to Covid restrictions at the time (see timeline). 

  14. Maybe my timeline might help a little

    Perth Bound.  Northern Suburbs  
    Queue date 103 visa 24/08/2015

    Applied for 143 visa 06/01/2020 

    Acknowledgement date 21/01/2020

    Request for further documents 06/02/2020

    Uk & Australian police checks done 11/02/2020

    Form 80 completed 12/02/2020

    two medical done 11/02/2020 (one referral to GP high blood pressure)

    Request for AOS bond received 05/03/2020 bond paid 06/03/2020

    AOS approved 13/03/2020

    2nd VAC request 19/03/2020

    Paid 2nd VAC 23/03/2020

    Visa granted 02/06/2020

  15. 1 hour ago, LindaH27 said:

    The non contributory visas (103,804) only have a quota of 900 - the contributory visas have a quota of 3600. They non contributory visas therefore have no impact on the amount of contributory visas granted. 
     

    However  I do feel that the 804 is very unfair as it costs so little yet allows people to live in Australia simply by getting a visitor visa then applying onshore. The rest of us have to pay a large sum and wait offshore.

    The senate enquiry due to report in March may  have something to say about 8O4. They’ve tried to get rid of it before and I’m sure they are very aware that many more people  are now considering this very easy and cheap way of living in Australia, which discriminates  against those who are prepared to pay an awful lot for the visa. 
    As you say people are posting about doing this in social media - immi will probably be keeping an eye on that ! 

     

    Sorry a bit off topic but why are you only a junior member when others who are far less informative are members or senior members

     

  16. 1 hour ago, amsaini15 said:

    If they introduce higher fees for existing applicants, there will lot of backlash from 60K applicants. I doubt they will do that but who knows.. 

    Also I am not sure why applicant on non-contributory visa are placed on the top of the list when they change to contributory visa? That's an insult to people who chose to pay extra only to be told an applicant from 10 years ago will be ahead of you in the Queue because he has now decided to pay extra. If I knew this earlier, I would certainly filed my parents application for non contributory visa long time ago. 

    I think your only talking about a handful of people switching . We always knew we were going to take this route to PR but it had risks as it could have been changed  easily at any time . I would be more concerned with the tourist visa/bridging visa/804 visa route which I believe seriously impacts on the amount of visas being issued .you only have to look here and Facebook to see how many are contemplating entry this way

     

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