Smtaz

How did you manage to open an account in the UK while still in Australia? Did you have a UK address to use?

I opened a HSBC account this year in Perth & am using it as my daily credit card, it's very easy to open in Australia & im hoping it will give me the credit rating I need when I return to uk in 4-5 years. Anyone else had success with this?

But if you live in Perth the airfare to Sydney for a cheaper meal & pint makes it a fairly expensive night out

That was what I thought so I'll just have to work out which way is going to lose the least of it, I certainly don't want to be taxed here on it & taxed in UK as a fortnightly income. Monday phone call to Hesta may help.

My preservation age is 60 so apparently I can get it from then, just not sure if I have to be living in the country to access it. My Australian pension age is 66 but I shouldn't be around for that. So huggy75 your super age may be different from Aus pension age.

Thanks for that, I shall speak to the Super people. Sounds like I'll be losing at least 20-30% of it whichever way but I guess if it's withdrawn & banked before I leave at least I can wait for a descent exchange rate to transfer to UK.

Hi all, I realise there have been similar threads but not quite this one. I have worked in Aus for 23 years & have private super, I'm 50 now & would like to return home, UK in about 5 years. I shall be too young to access super without penalties at that time but I believe if I wait until 60, not to move back but to withdraw super, it is tax free. I think if I take it as a fortnightly pension type payment the UK gov will tax it but if I take as a lump sum it should be a tax free money transfer. Does this sound correct & will Aus tax me if I've moved away? Long winded I know but that's the subject.