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Help? Advice? Court debt judgement years after I came back


Gothnet

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Hi all,

 

It's been quite a while since I posted here, but I need some advice and was hoping someone here might have some wise words.

 

I've just undergone an international credit check for a job and it turned up a court judgement against me for a few thousand dollars in Western Australia, where I lived. I have almost no information at this point other than the name of the company and the date and amount of the judgement. This may prevent me getting a job.

 

The date was in 2014, I left Aus in 2012 so had no idea this was going on. The company claiming the debt is now gone as well, it went into receivership last year. I had never had any dealings with them whatsoever (they rented commercial and mining vehicles, I'm a computer programmer)

 

Does anyone know how I can challenge this and get it removed or overturned? Do I need a lawyer or financial advisor? Any recommendations?

 

All I can think of to do.is call the legal aid WA hotline when it opens, and maybe try contacting the receivers, a legal firm in QLD.

 

Halp...

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It's some sort of agency. They won't share any further information than they have already.

 

Funny that they won't share. You are entitled to specifics in my opinion

 

Ok, so there are two scenarios:

 

1) it's true - denial or avoidance is ill advised - give them your story - or hold your hand up

2) it's not true - or there is another angle - you may, or may not, want to speak up in this regard

 

It would be wise to check the National Credit Agency in question yourself (you can do this for a nominal fee) and see what exactly is on record.

 

B

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I'm currently working on the assumption that it's true - there is a judgement against me - but the judgement was made in error and is not a debt I have incurred in any way because I have never used that service. Am trying to sign up for a "Dun and Bradstreet" credit check at the moment, which is going to cost me $30. The alternatives either being a free service that will take 10 days (and lose me the job, and which I couldn't apply for anyway as I'm not in Australia) or a "Veda" annual account costing $80.

 

I may not be able to sign up for any of these due to the residency thing. We'll see.

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