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Whether to insure goods through shipping company or not


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Hi, I'm trying to decide whether to use my shipping company for insurance or go with an independent company. I've been quote around £900 to insure a 20ft container with my shippers as they say they base the quote on a standard per square foot price. They've told me the only other option is to come up with a total value of goods and itemise every item you need covering which sounds like a nightmare and they advised against it. I've checked a few companies online and got much cheaper quotes but I can't figure out if with them I'd need to list every single item to be covered or not. Can anyone shed any light on the issue? Are my shippers trying to scare me into paying for their expensive insurance (I assume so, but also don't want to be let down if something breaks and it's not covered)? I'm trying to speak to a couple of the insurance companies today but am waiting for calls back. Thanks.

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