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Showing results for tags 'insurance'.
Found 581 results
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Hi all, We've been trying to work out but have come up short, whether we can use proof of no claims insurances like car, house, contents etc from Australia when we go back to the UK (both dual citizens and have UK bank accoiny that I've used for small transfers and purchases now and then). Thanks! G
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Hey, I have a query that I was hoping someone on here might be able to help me with! I've had a good look online, but really can't make sense of it all or find a single source of information that seems to cover my specific circumstances. Seems odd as I'm sure this must be a situation that effects many people working in Australia! I am working in Australia on a Temporary Skills Shortage Visa. This Visa requires me to take out insurance cover and I have bought a policy that is tailored to that requirement. Due to my tax bracket and being British (reciprocal health agreement), I also have to pay the medicare levy surcharge unless I take out appropriate insurance. However, as far as I'm aware, the policy I have for Visa purposes is not sufficient to avoid the medicare levy. I spoke to an insurance company and they said that there isn't one policy that will cover me for both of these things. I just wanted to see if anyone had found a workaround for this? Cheers, James
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Any advice would be massively appreciated! We are in the process of packing up our house in the UK and getting it shipped to Perth. My husband is a diesel mechanic and has been for 15 years- he has a huge collection of tools and his tool box. He’s spent weeks cleaning them all but we are now not sure what to do with insuring them for the shipment. Should each tool be listed individually and should we cost each one or should just a general total for the whole tool box? He stated listing each tool on a spreadsheet today- 8 hours in and he’s only on box 4 out of 11 so if there is an easier way we would love to hear it!!
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I would like to find out about any experiences with claiming back funds on a credit card due to company insolvency. I recently booked a trip to Lady Elliott Island for myself, my wife and my German relatives that were due to visit in May. Before COVID-19 had a chance to bite, we found out (almost by accident) that the tour company I had booked with had gone into insolvency. We have lodged a claim as creditors but are not hopeful that we will receive anything (probably a few months down the line ion any case). When we moved to Aus 12 months ago, we had decided not to get a credit card (still have one in the UK) and booked the tour on our bank debit card. We do have travel insurance but it specifically excludes insolvency. We have been told that if we had used a credit card we would have been able to lodge a dispute, but reading the small print I can find on various credit cards, it looks like this would not be covered in any case. If you have any experience of this or similar I would like to hear from you. Stephen
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Hi all The removal people turn up soon. Exciting! We're moving from the UK to Sydney. I have a question for anyone out there that has sent their vinyl records in a shipping container. Do you have any tips or advice? Anything you're glad you did or would change if you had to do it again? Anything learnt about insurance (I haven't finalised that yet)? At the moment I've got all the records (several thousand of them, valued at around £50K) in plastic boxes and am planning on putting some desiccant pouches in each box. Any advice or lessons learnt would be greatly appreciated. Thanks Jez
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Hi all, My partner and I are moving to Oz Feb 19th 2018 with our WHVs and are looking for advice on travel and health insurance. We've been looking at the Medicare Reciprocal Health Care Programme and wondered if anyone has had experience using it, and if it is adequate enough as health insurance cover for the year? We've also been looking at combined travel/health care with colombus direct (recommended by the visa bureau), which is priced at £495. If the Medicare cover is enough, do people recommend a basic 'gadget' travel insurance for our cash etc, rather than getting the combined insurance (which has rather large figures!) Thanks Megan
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I have the opportunity to move to Australia with work and was wondering what the situation is with medical treatment. For example if I need to see a GP or am admitted to hospital etc. Obviously in the UK this is free under the NHS but what is the deal in Australia please?
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Hello there, I really can't get to grips with the health insurance requirements for 457 visa... So, I am told I need insurance coverage when applying. Well, I live in the UK so I have the NHS. When I land in Australia I can sign up to Medicare which is granted on the spot. So why do I need extra insurance? Do I need travel insurance for my journey from UK to Australia? Do I need MORE than basic medicare access once in Australia - are they saying I need additional private insurance (I was going to get that anyway)? I just don't understand what is required here. I'm covered in both countries but I'm told I need to register for insurance. Very confusing! Anyway, can someone just explain this to me because it's quite frustrating! Is there a bog standard solution to sorting this all out that is tried and tested across the forum. Much obliged! Frukoz
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Hi all, I wish to Import our Motor Home Peugeot Boxer, to Adelaide in late July, can you please recommend any good insurance company's Thanks Regards James
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I've just joined the forum, so hi everyone. I'm sure my circumstances aren't unique, although I've never heard the same story. I've been in Australia for 47 years. I was unwillingly "emigrated" by my parents when I was 11. There was no round-table discussion and no choice, and I didn't want to come. I understand why my parents chose to emigrate, but it's only as I've become older that I realise that I was traumatised by this (and probably need therapy ). Despite growing up here, living as an Australian and becoming naturalised, I've never felt a sense of belonging in Australia. I've always been an Englishman living in Australia. I've just come back from another trip home and am in post-holiday blues mode. Without sounding melodramatic, the need to go home is like a physical tugging in my gut. I've maintained my dual-citizenship, but I'm on disability. I know how hard it is to get approved (it took me 3 years here), and know the habitual residency rules. As I've never worked in the UK, I don't have a National Insurance number. Is it worth my while to get one and to start making contributions? Will that make any difference to eligibility for benefits, or am I better off to squirrel cash away than pay into NI? All help appreciated
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Hello, My name is Adam Taylor from Go Walkabout Travel Insurance. We offer a unique ‘One Way’ cover that not only covers travel to the destination, but also provides comprehensive travel insurance for up to twenty-one days after arrival at the migrant’s destination. As well as our 21 day policy we are able to cover shorter periods of 17 days and 5 days only. The cover provided is second to none and the premiums are truly competitive. We are also able to endorse the policy to cover high value items such as Laptops, camera's and camcorders. We have been providing 'One Way' cover for 10 years and pride ourselves on our professional personal service. We are happy to speak to you and answer any queries that you may have. Telephone direct on 0845 3450327. (local call tariff) Our policy comes highley recommended within the migration market. Please feel free to PM me
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Hi All, We were planning to sell our car rather than ship but are not getting the price we had hoped so are looking to calculate whether it is worth shipping it instead. I can get prices for the Shipping, Insurance and to convert the odometer and speedometer but need help calculating the other "hidden costs" associated with customs etc. Can those who have shipped their cars back help me with this. Also did you find you had any issues with Insuring in UK. It is a Kia Sorento which is a standard car available over there so parts are readily available so logically shouldn't be an issue but just wanted to check with others experiences are. Would love to hear any info you have about costs or associated problems with shipping cars from Australia to UK. Thanks,
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Can anybody recommend a company who does travel insurance for the move out to Oz. So far I'm drawing a blank as we don't have a return ticket. I just want to get some cover for the flights and the 1st month we have in a hotel. many thanks
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Hi everyone! I have a simple enough question (I hope!) about car insurance for those of us on a Working Holiday Visa who have gone and purchased a vehicle for the purposes of travelling the country ... In all my research so far I've found it very difficult to come across any concise information about car insurance options for backpackers. I'm a 27 year old male from the UK and have just bought myself a van to drive around the country with, and have even found some rather appealing car insurance quotes from companies such as Woolworths. The only problem is, having looked at the terms and conditions and policies etc., that there doesn't appear to be anything specific about the validity of people like myself on temporary visas purchasing or claiming on insurance. What I'm concerned with here, of course, is that I end up in some kind of accident (touch wood!), call to make a claim, and have someone say "Hang on, you're on a working holiday visa and only have a UK driver's licence? Sorry, but that is not at all valid. No claim for you!" I fully intend to call up some of these providers on Monday morning and ask them directly if they offer insurance to WHV drivers, but I just hoped that in asking about this here I might: a) Get some answers or ideas a little quicker b) Help out anybody else in my position who only wants to do things the right way As a final note, the only company I've found so far who offers insurance specifically to backpackers and unfortunately - unless I'm mistaken - they only offer third party insurance which, whilst it is something, still doesn't suit me. I want my own property protected, too, if possible! (Oh, and Travellers Car Insurance appears to be shutting down on March 1st, too!) I appreciate any advice given and I apologise if this topic has been covered already - I wasn't able to find anything regarding my specific issue. Thanks!
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Good day peeps. Any advice welcomed, not sure which thread I should post this one on. We bought our new car and collected it yesterday. Paid the 'drive away' price which includes compulsary 3rd party insurance. Before we collected it I purchased the fully comprehesive insurance with Allianz costing over $500. I noticed in the car manual pack, the 3rd party insurance receipt included costing us almost $400. Are we able to cancel the 3rd party policy and get our money back since we already now have a fully comp one? It does not mention anything on that piece of paper any cool off period. Thanks in advance.
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HI Friends, What are the prospects of migration to Aus/Nz for an Insurance job. Presently 3 years Exp with an International Broker Based in Dubai. Indian Nationality. A Snr Associate CIP qualified. Thank You
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Good Afternoon, I am looking for some gadget insurance to cover my macbook, iPad and iPhone when I am on my WHV in Australia. The majority of companies in the UK will only provide either 45 or 90 days worldwide cover. Has anyone else found the same? Does anyone know of any insurers that will cover for a year. We also already have travel insurance with Alpha. Cheers
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Whether to insure goods through shipping company or not
talesofatwinmum posted a topic in Shipping and Removals
Hi, I'm trying to decide whether to use my shipping company for insurance or go with an independent company. I've been quote around £900 to insure a 20ft container with my shippers as they say they base the quote on a standard per square foot price. They've told me the only other option is to come up with a total value of goods and itemise every item you need covering which sounds like a nightmare and they advised against it. I've checked a few companies online and got much cheaper quotes but I can't figure out if with them I'd need to list every single item to be covered or not. Can anyone shed any light on the issue? Are my shippers trying to scare me into paying for their expensive insurance (I assume so, but also don't want to be let down if something breaks and it's not covered)? I'm trying to speak to a couple of the insurance companies today but am waiting for calls back. Thanks. -
What's a good private health insurance provider? Would it be better to go with Medicare or a private insurance provider? What are the costs like? Any help will be greatly appreciated. I would like a cover that includes dental as well. Thank you.
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We're in the process of having our 457 Visa submitted (via allocated migration officer in Aus). His advise states that we need evidence of private health insurance to process the visa but we don't actually need it in place (and want to pay for it) until we are due to arrive around August time. We also need an Australian address to purchase the insurance which we don't yet have. When and how are we supposed to put our health insurance in place for August without holding up our visa application? Any advise would be much appreciated.
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Help! Working holiday visa - What travel insurance should I get?
Fi Dunphy posted a topic in Visitor Visas
Hi Poms in Oz! I'm excited to be moving to Melbourne next week on a 12-month working holiday visa... However, I'm a bit confused as to what kind of insurance I'd need when I go out there. I've been told I'd need an annual policy, however have found that a lot of these limit trips to 31 consecutive days three times a year. I've spoken to one person who said that she was landed in serious debt when she was living out there and broke her arm, because she didn't buy insurance before she went out. Can anyone help? Thanks! Fi -
Hi When we arrive we are thinking of just buying a banger for a car until we get sorted. We have been looking on Queensland transport website about process of buying a second hand car. The website said rego includes third party insurance. Is this the only insurance you need legally or have you got to get other insurance like here in UK? Thanks Jill xxx:confused:
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Hi all, I'm just asking for a bit of clarification on whether I need a medical or health insurance when applying for the 457 visa? My partner and I are both from the UK, a low risk country. My partner will be sponsored as an electrician and I will work as a dive instructor. Does anyone know whether we will still be asked to have a medical examination or an Xray? If so we'd rather do it before we lodge the application to save time. We also have a valid medicare card. Will this be enough in terms of medical insurance, or should we look for more comprehensive medical insurance? Thanks very much in advance for your replies! I'm new to this!
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How much did you insure your move for? and anyone used INSURE your MOVE
rix1975 posted a topic in Shipping and Removals
Ok ok I know how long is a piece of string! but just interested if you took a 20 foot container. Average 3 bedroom home. Nothing of too high value just the standard stuff. I would like to get an idea of the amount you insured for (before I get out my pencil and calculator!) and I'm going to use 'insure your move' - confused though that they don't require the detailed inventory. How do they know what is covered? what about breakages etc. -
Hey, Me and my boyfriend are coming over in november'13 for a year or two, just wondering what bank is the best one to go with? If any one could leave any comments it would be great, just need to sort the little things out now. Also if any one knows about any good insurance companies, thats not to expensive? Thanks :smile:
