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Private health cover on 457 visa


newtothis

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we are in Australia on a 457 visa. We had to take out adequate health insurance to satisfy DIAC prior to the visa being granted.

 

We have been here 9 months and paying $230 a month with BUPA.

 

We have been looking in to health care and based on what I have read it appears we dont 'have' to have private medical cover due to the reciprocal agreement with the UK plus our Medicare. We intend on keeping some private cover (ambulance for one) but do we need to continue with private cover to satisfy requirements of the visa or is the reciprocal/medicare enough?

 

and if anyone else has 457 private health insurance for a family of 4, what does it cost you a month and who are you with?

thanks

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A lot of people cancel it once they are registered with Medicare - you do have to be aware that under the reciprocal agreement you don't get the same Medicare cover as a citizen/PR - it is 'necessary' treatments only not 'elective' - not sure why anyone would have treatments that were not 'necessary' or what kind of things fit into those categories but you may be able to find that out.

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