Bristolgirl

I agree with how most of you are feeling and send love and understanding. I find Australia to be quite soul-less to be honest, a fairly boring place to live, extremely expensive and Sydney born people less than welcoming. Caveat -maybe that is just living in a wealthy suburb where who you know, where you/your children went/go to private school and what you own are the main topics. Do not get me wrong if you are an extrovert, wealthy, love surfing, drinking and hot weather then Australia is paradise. If this doesn't apply you and you require a bit more subtlety and depth then you may struggle. It is very hot, impossible to find a rental that is not $$$$, Sydney people do not listen, speak over the top of you, are very rude - mean, gossipy, entitled and do not reply to messages. There is next to no culture, traffic is horrendous and there is very little to do apart from the beach/RSL. To sum up - Sydney is fun when you are young/travelling/holidaying but not for those who want real, deep and meaningful connections.

Hi, I was born in the UK and I am moving back home after 15 years on the east coast of Australia. I have a British passport. I am extremely excited to be returning as I no longer enjoy living in Australia as I once did. Unfortunately it’s just way too hot for me and I miss the people, culture, food, countryside and history in the UK. If anyone would be so kind I have a few financial questions below. Any advice greatly appreciated. Thankyou. Nia Has anyone moved back to England, got a mortgage and bought a house straight away? I don’t want to waste too much of my savings renting and know exactly where I want to buy. I will bea first home buyer. I also have a pet. In my case I have a 120K deposit to buy a house of estimated 280K-400K. I have a part time job to go to in Bristol and I also earn self-employed income/selling products online from an Australian business that I will keep going. How long would it take for the banks to approve/how long do you need to be working in UK for/how much proof of income do they require? Also I might possibly have a UK family member who can go guarantor. Can you open a bank account from Australia so I can start moving money across and having my self-employed income paid in? Has anyone made the move back and bought a car with cash? Is this considered an asset for mortgage purposes?