Well, I think it's safe to say that you have just saved me £££'s with the health insurance, I will be taking this to my agent at the migration company. Thank you! I will come just under that income bracket so I can avoid that additional levy charge. The Northern beaches district looks ideal for my family and I but maybe to pricey initially so we are also checking out the Castle Hill district which also ticks the right boxes as I have two young daughters coming up to school age.. My partner is qualified in child care and is hoping to secure a part time position when we arrive, I have got a senior position with a company situated in, Silverwater who have sponsored me to come over. Thank you so much for the advice [emoji106] Sent from my iPhone using PomsinOz